Patents by Inventor Joseph J. Rucci, Jr.

Joseph J. Rucci, Jr. has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for internet banking and financial services
    Patent number: 7089202
    Abstract: A computer implemented method of providing a client with an integrated financial management account, including receiving application data for an integrated financial management account and setting up the integrated financial account with a loan component data, an investment component data, and an insurance component, all associated with an account file. Thereby qualifying the client for a loan in the loan component of the integrated financial management account and associating the qualification information with the account file, disbursing the proceeds of the loan component into the investment component by recording a proceed value in the investment component data associated with the account file, and purchasing investment assets using the proceeds of the loan component and associating purchased investment assets to the investment component data associated with the account file.
    Type: Grant
    Filed: May 26, 2000
    Date of Patent: August 8, 2006
    Inventors: Richard T. McNamar, Cathleen Noland, Joseph J. Rucci, Jr.