Patents by Inventor Keiron Lynch

Keiron Lynch has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Pre-funding system and method
    Publication number: 20060155644
    Abstract: A method for pre-funding is disclosed. The method includes sending a plurality of pre-fund authorization requests to a buyer financial institution, and then receiving a plurality of responses to the pre-fund authorization requests from the buyer financial institution, where each response either accepts or declines a pre-fund authorization request. A funds transfer request is sent to the buyer financial institution, where the funds transfer request corresponds to a total value of the accepted pre-fund authorization requests. Notification that funds have transferred from the buyer financial institution in response to the funds transfer request is received. Then, the sending of the funds to a supplier financial institution is authorized.
    Type: Application
    Filed: January 12, 2005
    Publication date: July 13, 2006
    Applicant: Visa International
    Inventors: William Reid, Keiron Lynch, Craig Swackhammer, M. Novak, L. Martinez, John Bryant