Patents by Inventor Kendra Shannon Curtis

Kendra Shannon Curtis has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Selecting a preferred payment instrument based on a merchant category
    Patent number: 10185954
    Abstract: The invention provides a computer-implemented method to select a preferred card for a purchase based on a merchant category. In the exemplary method, the computer associates a plurality of financial accounts with an account of a user; associates a merchant category with a financial account associated with the user account; and receives data from a transaction. The computer can maintain a database of merchant categories; determine the category of the merchant based on the data associated with the transaction; and extract data to identify the merchant, such as merchant name, address, or telephone number. The computer can determine the geo-location of the user device and determine the merchant identify from the location. The computer can determine a merchant category of the merchant from the merchant identity; select the financial account associated with the merchant category of the merchant; and communicate the financial account selected to conduct the transaction.
    Type: Grant
    Filed: March 16, 2016
    Date of Patent: January 22, 2019
    Assignee: GOOGLE LLC
    Inventors: Boris Mizhen, Kendra Shannon Curtis
  • SELECTING A PREFERRED PAYMENT INSTRUMENT BASED ON A MERCHANT CATEGORY
    Publication number: 20160196549
    Abstract: The invention provides a computer-implemented method to select a preferred card for a purchase based on a merchant category. In the exemplary method, the computer associates a plurality of financial accounts with an account of a user; associates a merchant category with a financial account associated with the user account; and receives data from a transaction. The computer can maintain a database of merchant categories; determine the category of the merchant based on the data associated with the transaction; and extract data to identify the merchant, such as merchant name, address, or telephone number. The computer can determine the geo-location of the user device and determine the merchant identify from the location. The computer can determine a merchant category of the merchant from the merchant identity; select the financial account associated with the merchant category of the merchant; and communicate the financial account selected to conduct the transaction.
    Type: Application
    Filed: March 16, 2016
    Publication date: July 7, 2016
    Inventors: Boris Mizhen, Kendra Shannon Curtis
  • SELECTING A PREFERRED PAYMENT INSTRUMENT BASED ON A MERCHANT CATEGORY
    Publication number: 20140012704
    Abstract: The invention provides a computer-implemented method to select a preferred card for a purchase based on a merchant category. In the exemplary method, the computer associates a plurality of financial accounts with an account of a user; associates a merchant category with a financial account associated with the user account; and receives data from a transaction. The computer can maintain a database of merchant categories; determine the category of the merchant based on the data associated with the transaction; and extract data to identify the merchant, such as merchant name, address, or telephone number. The computer can determine the geo-location of the user device and determine the merchant identify from the location. The computer can determine a merchant category of the merchant from the merchant identity; select the financial account associated with the merchant category of the merchant; and communicate the financial account selected to conduct the transaction.
    Type: Application
    Filed: July 5, 2012
    Publication date: January 9, 2014
    Applicant: GOOGLE Inc.
    Inventors: Boris Mizhen, Kendra Shannon Curtis