Patents by Inventor Kenneth G. Mages

Kenneth G. Mages has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9818107
    Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
    Type: Grant
    Filed: February 16, 2017
    Date of Patent: November 14, 2017
    Assignee: 4361423 Canada Inc.
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Publication number: 20170161722
    Abstract: An apparatus for commercial transactions using a transaction card via a communication device in audio communication with a remote processor assembly is provided. The apparatus comprises an input device for capturing information from the transaction card, a controller for converting the captured card information into an audio signal. The controller is linked to the communication device. The apparatus may also be part of an assembly wherein this controller is part of the communication device. The remote processor assembly includes a transaction server linked to a remote processor/issuer for validating the transaction card data. A system including this apparatus, the communication device and the transaction server is also provided. Methods therefore are also disclosed.
    Type: Application
    Filed: February 16, 2017
    Publication date: June 8, 2017
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Patent number: 9613351
    Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
    Type: Grant
    Filed: August 13, 2016
    Date of Patent: April 4, 2017
    Assignee: 4361423 Canada Inc.
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Publication number: 20160350744
    Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
    Type: Application
    Filed: August 13, 2016
    Publication date: December 1, 2016
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Patent number: 9443239
    Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
    Type: Grant
    Filed: March 14, 2016
    Date of Patent: September 13, 2016
    Assignee: 4361423 Canada Inc.
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Publication number: 20160196546
    Abstract: An apparatus for commercial transactions using a transaction card via a communication device in audio communication with a remote processor assembly is provided. The apparatus comprises an input device for capturing information from the transaction card, a controller for converting the captured card information into an audio signal. The controller is linked to the communication device. The apparatus may also be part of an assembly wherein this controller is part of the communication device. The remote processor assembly includes a transaction server linked to a remote processor/issuer for validating the transaction card data. A system including this apparatus, the communication device and the transaction server is also provided. Methods therefore are also disclosed.
    Type: Application
    Filed: March 14, 2016
    Publication date: July 7, 2016
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Patent number: 9311637
    Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
    Type: Grant
    Filed: August 26, 2015
    Date of Patent: April 12, 2016
    Assignee: 4361423 Canada Inc.
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Patent number: 9269084
    Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
    Type: Grant
    Filed: March 30, 2015
    Date of Patent: February 23, 2016
    Assignee: 4361423 Canada Inc.
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Publication number: 20150371218
    Abstract: An apparatus for commercial transactions using a transaction card via a communication device in audio communication with a remote processor assembly is provided. The apparatus comprises an input device for capturing information from the transaction card, a controller for converting the captured card information into an audio signal. The controller is linked to the communication device. The apparatus may also be part of an assembly wherein this controller is part of the communication device. The remote processor assembly includes a transaction server linked to a remote processor/issuer for validating the transaction card data. A system including this apparatus, the communication device and the transaction server is also provided. Methods therefore are also disclosed.
    Type: Application
    Filed: August 26, 2015
    Publication date: December 24, 2015
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Publication number: 20150248671
    Abstract: A system and method are disclosed for conducting secure electronic transactions using dual-authentications. A secure server stores security information for a plurality of users and authorizes transactions being conducted by these users. A user computer system having a trusted platform module is used for storing security information relating to at least one user account. Protected environments are created to facilitate secure connections based on at least the security information stored in the trusted platform module. Transactions between the user/electronic merchants and between the user/secure server are conducted within protected environments. When a user conducts an electronic transaction with an electronic merchant, the transaction is authenticated by the secure server before can be completed.
    Type: Application
    Filed: May 12, 2015
    Publication date: September 3, 2015
    Inventors: Kenneth G. Mages, Chi Wah Lo, Kent H. Mages, Tai Kwan Jimmy Tang
  • Publication number: 20150206133
    Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
    Type: Application
    Filed: March 30, 2015
    Publication date: July 23, 2015
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Patent number: 9053471
    Abstract: A system and method are disclosed for conducting secure electronic transactions using dual-authentications. A secure server stores security information for a plurality of users and authorizes transactions being conducted by these users. A user computer system having a trusted platform module is used for storing security information relating to at least one user account. Protected environments are created to facilitate secure connections based on at least the security information stored in the trusted platform module. Transactions between the user/electronic merchants and between the user/secure server are conducted within protected environments. When a user conducts an electronic transaction with an electronic merchant, the transaction is authenticated by the secure server before can be completed.
    Type: Grant
    Filed: August 29, 2008
    Date of Patent: June 9, 2015
    Assignee: 4361423 Canada Inc.
    Inventors: Kenneth G. Mages, Chi Wah Lo, Kent H. Mages, Tai Kwan Tang
  • Patent number: 9016566
    Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
    Type: Grant
    Filed: August 2, 2013
    Date of Patent: April 28, 2015
    Assignee: 4361423 Canada Inc.
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Publication number: 20140114861
    Abstract: A device for storing and transmitting information stored data cards preferably includes a case, a central processing unit (CPU), an operating system, a keypad, a screen display, a secure memory device and a transmission element. A PIN must be entered through the keyboard to operate the electronic card device. The PIN is stored in the secure memory device, Data cards may be entered through a card swipe, a global platform smart card device, a NUMI Key system and manual entry. The transmission element includes a programmable magnetic stripe. The programmable magnetic stripe is programmed to replicate the data on a magnetic stripe of a card. A programmable magnetic stripe is readable by a card transaction device. The operating system displays the cards retained in the memory device through the screen display. The electronic card device preferably includes a global platform smart card device for reading and writing NFC data. Inputs and presentments are performed primarily by end user self-provisioning.
    Type: Application
    Filed: December 9, 2011
    Publication date: April 24, 2014
    Inventors: Kenneth G. Mages, Keith Benson, Alan J. Morgan
  • Publication number: 20130313323
    Abstract: An apparatus for commercial transactions using a transaction card via a communication device in audio communication with a remote processor assembly is provided. The apparatus comprises an input device for capturing information from the transaction card, a controller for converting the captured card information into an audio signal. The controller is linked to the communication device. The apparatus may also be part of an assembly wherein this controller is part of the communication device. The remote processor assembly includes a transaction server linked to a remote processor/issuer for validating the transaction card data. A system including this apparatus, the communication device and the transaction server is also provided. Methods therefore are also disclosed.
    Type: Application
    Filed: August 2, 2013
    Publication date: November 28, 2013
    Applicant: 4361423 Canada Inc.
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Patent number: 8534554
    Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
    Type: Grant
    Filed: October 27, 2011
    Date of Patent: September 17, 2013
    Assignee: 4361423 Canada Inc.
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Patent number: 8286875
    Abstract: An apparatus for commercial transactions using a transaction card via a communication device in audio communication with a remote processor assembly is provided. The apparatus comprises an input device for capturing information from the transaction card, a controller for converting the captured card information into an audio signal. The controller is linked to the communication device. The apparatus may also be part of an assembly wherein this controller is part of the communication device. The remote processor assembly includes a transaction server linked to a remote processor/issuer for validating the transaction card data. A system including this apparatus, the communication device and the transaction server is also provided. Methods therefore are also disclosed.
    Type: Grant
    Filed: June 16, 2011
    Date of Patent: October 16, 2012
    Assignee: 4361423 Canada Inc.
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages, Michael Kron
  • Patent number: 8281998
    Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
    Type: Grant
    Filed: September 22, 2011
    Date of Patent: October 9, 2012
    Assignee: 4361423 Canada Inc.
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Publication number: 20120061467
    Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
    Type: Application
    Filed: September 22, 2011
    Publication date: March 15, 2012
    Applicant: 4361423 Canada Inc.
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
  • Publication number: 20120055989
    Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
    Type: Application
    Filed: October 27, 2011
    Publication date: March 8, 2012
    Applicant: 4361423 Canada Inc.
    Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages