Patents by Inventor Kirk Spadt

Kirk Spadt has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20040267660
    Abstract: A risk management system is disclosed comprising a loan policy, at least one risk data system, and a risk system for assessing and evaluating risk. In addition, a method of risk management is disclosed, comprising: establishing a loan policy; monitoring data from a risk data system; comparing the data to the loan policy; recording a risk event if a deviation occurs between the data and the loan policy; performing a risk assessment of the risk event; and enabling a user the access the results of the risk assessment.
    Type: Application
    Filed: February 23, 2004
    Publication date: December 30, 2004
    Applicant: Automated Financial Systems, Inc.
    Inventors: James E. Greenwood, Kirk Spadt