Patents by Inventor Klaus Steinbach

Klaus Steinbach has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9177449
    Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. A secure chest portion of the machine is accessible responsive to servicer input through an input device of the machine.
    Type: Grant
    Filed: March 15, 2012
    Date of Patent: November 3, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: David E. Kolinski-Schultz, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Paul D. Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
  • Publication number: 20150287289
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Application
    Filed: May 26, 2015
    Publication date: October 8, 2015
    Inventors: David N. LEWIS, Jeffery M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Tim CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. Irudayam, Klaus STEINBACH
  • Patent number: 9038891
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: April 8, 2014
    Date of Patent: May 26, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: David N. Lewis, Jeffrey M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Publication number: 20150120642
    Abstract: A system and method for realtime snapshot indices is presented. A query is calculated on all target data of a data warehouse, with all variable combinations, to generate a result. The result is stored in a snapshot index associated with the data warehouse. The result is recalcualated to generate a subresult, and the snapshot index is updated with the subresult. A conversion routine is generated to recalculate the subresult into a separate table, and the separate table is then recalculated by a background job to recalculate the subresult.
    Type: Application
    Filed: October 28, 2013
    Publication date: April 30, 2015
    Inventors: Alex Gruener, Klaus Steinbach, Lars Spielberg
  • Patent number: 9009682
    Abstract: Implementations of the present disclosure provide methods including analyzing a plurality of units of a software application to determine a dependency graph defining that at least a first unit depends on a second unit. Each unit includes executable instructions. An execution order is determined for the units based on the dependency graph, wherein the execution order specifies execution of the second unit before the first unit. Unit tests are executed for the units according to the execution order, including executing a unit test of the second unit before the first unit. Executing a unit test for a unit comprises executing the executable instructions of the unit and comparing a resulting value to an expected value.
    Type: Grant
    Filed: December 13, 2010
    Date of Patent: April 14, 2015
    Assignee: SAP SE
    Inventors: Efstratios Tsantilis, Klaus Steinbach
  • Patent number: 8978971
    Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and the display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Unauthorized observation of manual inputs to an input device is prevented through the use of nonvisible light emitters that prevent the observation of such inputs via an electronic camera interception device.
    Type: Grant
    Filed: February 14, 2012
    Date of Patent: March 17, 2015
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Paul D Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
  • Patent number: 8950665
    Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and the display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Unauthorized observation of manual inputs to an input device is prevented through the use of nonvisible light emitters that prevent the observation of such inputs via an electronic camera interception device.
    Type: Grant
    Filed: February 14, 2012
    Date of Patent: February 10, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Paul D. Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
  • Publication number: 20150006380
    Abstract: A card actuated automated banking machine (10) is operative to carry out financial transactions responsive to data included on user cards. The banking machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Authorization signals assure that the display is operating in a manner that provides appropriate user instructions. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Alternatively a touch screen display module (608) is operative to securely receive manual inputs and/or card data.
    Type: Application
    Filed: September 16, 2014
    Publication date: January 1, 2015
    Inventors: Timothy CREWS, Natarajan RAMACHANDRAN, Joseph HARTMAN, Raymond P. MOTZ, Anne A. BAYONNET, Klaus STEINBACH
  • Patent number: 8870063
    Abstract: An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.
    Type: Grant
    Filed: December 14, 2006
    Date of Patent: October 28, 2014
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: James Block, Paul D. Magee, Donald S. Nelson, Jr., Richard C. Lute, Jr., Klaus Steinbach, David A. Barker
  • Patent number: 8833646
    Abstract: A card actuated automated banking machine (10) is operative to early out financial transactions responsive to data included on user cards. The banking machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Authorization signals assure that the display is operating in a manner that provides appropriate user instructions. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Alternatively a touch screen display module (608) is operative to securely receive manual inputs and/or card data.
    Type: Grant
    Filed: February 25, 2009
    Date of Patent: September 16, 2014
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Tim Crews, Natarajan Ramachandran, Joseph Hartman, Raymond P. Motz, Anne E. Bayonnet, Klaus Steinbach
  • Publication number: 20140217169
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Application
    Filed: April 8, 2014
    Publication date: August 7, 2014
    Applicant: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: David N. LEWIS, Jeffery M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Tim CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. Irudayam, Klaus STEINBACH
  • Publication number: 20140136415
    Abstract: A system operates to carry out financial transfers in response to data read from data bearing records. A cell phone having a camera stores in memory indicia corresponding to account data from a plurality of magnetic stripe cards. A user can operate the phone to select one of the accounts stored in the memory. The memory further includes a scanned user-identifying written signature. The user can use the phone during an item purchase to wirelessly transmit each of an item's identifier captured by the camera, selected account data, and the user signature.
    Type: Application
    Filed: January 21, 2014
    Publication date: May 15, 2014
    Inventors: Natarajan RAMACHANDRAN, Ashok MODI, Jeff HILL, Ray MOTZ, Klaus A. STEINBACH
  • Patent number: 8690052
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: April 15, 2013
    Date of Patent: April 8, 2014
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: David N. Lewis, Jeffery Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Publication number: 20140081874
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Application
    Filed: September 24, 2013
    Publication date: March 20, 2014
    Applicant: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
    Inventors: David N. LEWIS, Jeffrey M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Tim CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. IRUDAYAM, Klaus STEINBACH
  • Publication number: 20140054370
    Abstract: A machine (10) is operative to carry out financial transfers responsive to data included on data bearing records including user cards. The machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. Records of the financial transfers are provided by a printer (30). A touch screen display module (608) is operative to securely receive manual inputs and/or card data. The touch screen display module includes a contact surface that can be electronically contoured to provide outputs that can be perceived through finger contact with the contact surface.
    Type: Application
    Filed: November 4, 2013
    Publication date: February 27, 2014
    Applicant: Diebold-Self-Service Systems, division of Diebold, Incorporated
    Inventors: Randall JENKINS, TIM CREWS, Natarajan RAMACHANDRAN, Joseph HARTMAN, Raymond P. MOTZ, Anne A. KONECNY, Klaus STEINBACH
  • Patent number: 8632001
    Abstract: A system operates to carry out financial transfers in response to data read from data bearing records. A cell phone having a camera stores in memory indicia corresponding to account data from a plurality of magnetic stripe cards. A user can operate the phone to select one of the accounts stored in the memory. The memory further includes a scanned user-identifying written signature. The user can use the phone during an item purchase to wirelessly transmit each of an item's identifier captured by the camera, selected account data, and the user signature.
    Type: Grant
    Filed: December 28, 2012
    Date of Patent: January 21, 2014
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Natarajan Ramachandran, Ashok Modi, Jeff Hill, Ray Motz, Klaus A. Steinbach
  • Patent number: 8573479
    Abstract: A machine (10) is operative to carry out financial transfers responsive to data included on data bearing records including user cards. The machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. Records of the financial transfers are provided by a printer (30). A touch screen display module (608) is operative to securely receive manual inputs and/or card data. The touch screen display module includes a contact surface that can be electronically contoured to provide outputs that can be perceived through finger contact with the contact surface.
    Type: Grant
    Filed: June 13, 2011
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Randall Jenkins, Tim Crews, Natarajan Ramachandran, Joseph Hartman, Raymond P. Motz, Anne E. Konecny, Klaus Steinbach
  • Patent number: 8561889
    Abstract: A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in at least one memory of the terminal. The terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data to one or more remote computers to cause financial transfers to or from selected accounts. The terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts.
    Type: Grant
    Filed: December 5, 2011
    Date of Patent: October 22, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: James Block, Natarajan Ramachandran, Ashok Modi, Jeff Hill, Ray Motz, Klaus Steinbach
  • Patent number: 8540142
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: February 24, 2012
    Date of Patent: September 24, 2013
    Assignee: Diebold Self-Service Systems
    Inventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Patent number: 8540147
    Abstract: A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in memory of the terminal. The portable terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data to one or more remote computers to cause financial transfers to or from selected accounts. The portable terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts.
    Type: Grant
    Filed: February 28, 2013
    Date of Patent: September 24, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: James Block, Natarajan Ramachandran, Ashok Modi, Jeff Hill, Ray Motz, Klaus Steinbach