Patents by Inventor Kristi S. Hebner
Kristi S. Hebner has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Publication number: 20240013249Abstract: A computer-implemented method for providing account holders with a reward based on similar rewards previously obtained through other accounts. The method includes identifying, using one or more computer processors configured to access an account database, an eligible account based on eligibility criteria, wherein the eligible account is associated with an account of an account holder stored in the account database; receiving identifying data that identifies the eligible account; associating a customer identifier with the identifying data from the eligible account; for each customer identifier, receiving confirmation data associated with a separate account of the account holder, wherein the confirmation data comprises a reward variable; validating, using one or more computer processors, the confirmation data; and rewarding the eligible account with a matching variable, wherein the matching variable is approximately equal to the reward variable.Type: ApplicationFiled: September 21, 2023Publication date: January 11, 2024Inventors: Duane Smith, JR., Ricardo Alvarez, Michael K. Nolan, Kristi S. Hebner, Cathryn H. "Katie" Harlow
-
Patent number: 11783364Abstract: A computer-implemented method for providing account holders with a reward based on similar rewards previously obtained through other accounts. The method includes identifying, using one or more computer processors configured to access an account database, an eligible account based on eligibility criteria, wherein the eligible account is associated with an account of an account holder stored in the account database; receiving identifying data that identifies the eligible account; associating a customer identifier with the identifying data from the eligible account; for each customer identifier, receiving confirmation data associated with a separate account of the account holder, wherein the confirmation data comprises a reward variable; validating, using one or more computer processors, the confirmation data; and rewarding the eligible account with a matching variable, wherein the matching variable is approximately equal to the reward variable.Type: GrantFiled: May 6, 2020Date of Patent: October 10, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: Duane Smith, Jr., Ricardo Alvarez, Michael K. Nolan, Kristi S. Hebner, Cathryn H. “Katie” Harlow
-
Publication number: 20200265456Abstract: A computer-implemented method for providing account holders with a reward based on similar rewards previously obtained through other accounts. The method includes identifying, using one or more computer processors configured to access an account database, an eligible account based on eligibility criteria, wherein the eligible account is associated with an account of an account holder stored in the account database; receiving identifying data that identifies the eligible account; associating a customer identifier with the identifying data from the eligible account; for each customer identifier, receiving confirmation data associated with a separate account of the account holder, wherein the confirmation data comprises a reward variable; validating, using one or more computer processors, the confirmation data; and rewarding the eligible account with a matching variable, wherein the matching variable is approximately equal to the reward variable.Type: ApplicationFiled: May 6, 2020Publication date: August 20, 2020Inventors: Duane Smith, JR., Ricardo Alvarez, Michael K. Nolan, Kristi S. Hebner, Cathryn H. "Katie" Harlow
-
Patent number: 10679235Abstract: A computer-implemented method for providing account holders with a reward based on similar rewards previously obtained through other accounts. The method includes identifying, using one or more computer processors configured to access an account database, an eligible account based on eligibility criteria, wherein the eligible account is associated with an account of an account holder stored in the account database; receiving identifying data that identifies the eligible account; associating a customer identifier with the identifying data from the eligible account; for each customer identifier, receiving confirmation data associated with a separate account of the account holder, wherein the confirmation data comprises a reward variable; validating, using one or more computer processors, the confirmation data; and rewarding the eligible account with a matching variable, wherein the matching variable is approximately equal to the reward variable.Type: GrantFiled: March 7, 2019Date of Patent: June 9, 2020Assignee: CAPITAL ONE SERVICES, LLCInventors: Duane Smith, Jr., Ricardo Alvarez, Michael K. Nolan, Kristi S. Hebner, Cathryn H. “Katie” Harlow
-
Publication number: 20190205916Abstract: A computer-implemented method for providing account holders with a reward based on similar rewards previously obtained through other accounts. The method includes identifying, using one or more computer processors configured to access an account database, an eligible account based on eligibility criteria, wherein the eligible account is associated with an account of an account holder stored in the account database; receiving identifying data that identifies the eligible account; associating a customer identifier with the identifying data from the eligible account; for each customer identifier, receiving confirmation data associated with a separate account of the account holder, wherein the confirmation data comprises a reward variable; validating, using one or more computer processors, the confirmation data; and rewarding the eligible account with a matching variable, wherein the matching variable is approximately equal to the reward variable.Type: ApplicationFiled: March 7, 2019Publication date: July 4, 2019Inventors: Duane Smith, JR., Ricardo Alvarez, Michael K. Nolan, Kristi S. Hebner, Cathryn H. "Katie" Harlow
-
Patent number: 10325278Abstract: A computer-implemented method for providing account holders with a reward based on similar rewards previously obtained through other accounts. The method includes identifying, using one or more computer processors configured to access an account database, an eligible account based on eligibility criteria, wherein the eligible account is associated with an account of an account holder stored in the account database; receiving identifying data that identifies the eligible account; associating a customer identifier with the identifying data from the eligible account; for each customer identifier, receiving confirmation data associated with a separate account of the account holder, wherein the confirmation data comprises a reward variable; validating, using one or more computer processors, the confirmation data; and rewarding the eligible account with a matching variable, wherein the matching variable is approximately equal to the reward variable.Type: GrantFiled: February 29, 2012Date of Patent: June 18, 2019Assignee: CAPITAL ONE SERVICES, LLCInventors: Duane Smith, Jr., Ricardo Alvarez, Michael K. Nolan, Kristi S. Hebner, Cathryn H. “Katie” Harlow
-
Publication number: 20130226685Abstract: A computer-implemented method for providing account holders with a reward based on similar rewards previously obtained through other accounts. The method includes identifying, using one or more computer processors configured to access an account database, an eligible account based on eligibility criteria, wherein the eligible account is associated with an account of an account holder stored in the account database; receiving identifying data that identifies the eligible account; associating a customer identifier with the identifying data from the eligible account; for each customer identifier, receiving confirmation data associated with a separate account of the account holder, wherein the confirmation data comprises a reward variable; validating, using one or more computer processors, the confirmation data; and rewarding the eligible account with a matching variable, wherein the matching variable is approximately equal to the reward variable.Type: ApplicationFiled: February 29, 2012Publication date: August 29, 2013Applicant: Capital One financial CorporationInventors: Duane Smith, JR., Ricardo Alvarez, Michael K. Nolan, Kristi S. Hebner, Cathryn H. "Katie" Harlow
-
Publication number: 20020178113Abstract: A system and method is provided for offering and providing custom credit card products. The disclosed system and method involve receiving information from an applicant, and processing the information to determine the eligibility of the applicant for a credit card product. If the applicant is found to be eligible to receive the credit card product, then the applicant is asked a few questions. Based on the additional information the applicant is offered an original credit card product. The applicant is provided at least one of a plurality of options concerning the original credit card product. Based on the values selected by the applicant corresponding to each one of the plurality of options provided to the applicant, the applicant is offered a custom credit card product.Type: ApplicationFiled: April 20, 2001Publication date: November 28, 2002Inventors: Jeremy P. Clifford, Nathan T. Czyzewski, Kristi S. Hebner, Michael T. Anderson, Hilary Rhodes