Patents by Inventor Larry Shigeo Kobori

Larry Shigeo Kobori has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230325931
    Abstract: A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets. The method comprises the use of a scoring algorithm to rank various geographic regions or related zip codes. The scoring algorithm may be implemented by a location modeling system based on variables selected by a user. In addition, the various ranked geographic regions or related zip codes may be analyzed for proximity to natural or man made perils.
    Type: Application
    Filed: February 20, 2023
    Publication date: October 12, 2023
    Inventors: Larry Shigeo Kobori, Carl Katsumi Mayeda, Priya Sahai
  • Patent number: 11587178
    Abstract: A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets. The method comprises the use of a scoring algorithm to rank various geographic regions or related zip codes. The scoring algorithm may be implemented by a location modeling system based on variables selected by a user. In addition, the various ranked geographic regions or related zip codes may be analyzed for proximity to natural or man made perils.
    Type: Grant
    Filed: February 24, 2017
    Date of Patent: February 21, 2023
    Assignee: Allstate Insurance Company
    Inventors: Larry Shigeo Kobori, Carl Katsumi Mayeda, Priya Sahai
  • Patent number: 10657601
    Abstract: A method and apparatus for determining the amount of premium, policies, or quotations needed to improve market share in various geographic locations based on user selected criteria. The method comprises calculating a total estimated expenditure on insurance by zip code, an estimated market share for an insurance provider by zip code, a year-to-date sale-to-quote ratio by zip code, and finally the amount of premiums, policies, or quotations needed to achieve a market share in a zip code. The method and apparatus will also display or output demographic data, market data, insurance provider information, and calculated amounts of premiums, policies, or quotations needed to achieve a market share in a given zip code.
    Type: Grant
    Filed: May 15, 2017
    Date of Patent: May 19, 2020
    Assignee: Allstate Insurance Company
    Inventors: Larry Shigeo Kobori, Wynee Chai-Wei Lin
  • Patent number: 9704199
    Abstract: A method and apparatus for determining the amount of premium, policies, or quotations needed to improve market share in various geographic locations based on user selected criteria. The method comprises calculating a total estimated expenditure on insurance by zip code, an estimated market share for an insurance provider by zip code, a year-to-date sale-to-quote ratio by zip code, and finally the amount of premiums, policies, or quotations needed to achieve a market share in a zip code. The method and apparatus will also display or output demographic data, market data, insurance provider information, and calculated amounts of premiums, policies, or quotations needed to achieve a market share in a given zip code.
    Type: Grant
    Filed: December 5, 2012
    Date of Patent: July 11, 2017
    Assignee: Allstate Insurance Company
    Inventors: Larry Shigeo Kobori, Wynee Chai-Wei Lin
  • Publication number: 20170161841
    Abstract: A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets. The method comprises the use of a scoring algorithm to rank various geographic regions or related zip codes. The scoring algorithm may be implemented by a location modeling system based on variables selected by a user. In addition, the various ranked geographic regions or related zip codes may be analyzed for proximity to natural or man made perils.
    Type: Application
    Filed: February 24, 2017
    Publication date: June 8, 2017
    Inventors: Larry Shigeo Kobori, Carl Katsumi Mayeda, Priya Sahai
  • Patent number: 9619816
    Abstract: A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets. The method comprises the use of a scoring algorithm to rank various geographic regions or related zip codes. The scoring algorithm may be implemented by a location modeling system based on variables selected by a user. In addition, the various ranked geographic regions or related zip codes may be analyzed for proximity to natural or man made perils.
    Type: Grant
    Filed: July 25, 2014
    Date of Patent: April 11, 2017
    Assignee: Allstate Insurance Company
    Inventors: Larry Shigeo Kobori, Carl Katsumi Mayeda, Priya Sahai
  • Patent number: 8805805
    Abstract: A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets. The method comprises the use of a scoring algorithm to rank various geographic regions or related zip codes. The scoring algorithm may be implemented by a location modeling system based on variables selected by a user. In addition, the various ranked geographic regions or related zip codes may be analyzed for proximity to natural or man made perils.
    Type: Grant
    Filed: June 14, 2012
    Date of Patent: August 12, 2014
    Assignee: Allstate Insurance Company
    Inventors: Larry Shigeo Kobori, Carl Katsumi Mayeda, Priya Sahai
  • Patent number: 8352295
    Abstract: A method and apparatus for determining the amount of premium, policies, or quotations needed to improve market share in various geographic locations based on user selected criteria. The method comprises calculating a total estimated expenditure on insurance by zip code, an estimated market share for an insurance provider by zip code, a year-to-date sale-to-quote ratio by zip code, and finally the amount of premiums, policies, or quotations needed to achieve a market share in a zip code. The method and apparatus will also display or output demographic data, market data, insurance provider information, and calculated amounts of premiums, policies, or quotations needed to achieve a market share in a given zip code.
    Type: Grant
    Filed: July 1, 2011
    Date of Patent: January 8, 2013
    Assignee: Allstate Insurance Company
    Inventors: Larry Shigeo Kobori, Wynee Chai-Wei Lin
  • Patent number: 8219535
    Abstract: A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets. The method comprises the use of a scoring algorithm to rank various geographic regions or related zip codes. The scoring algorithm may be implemented by a location modeling system based on variables selected by a user. In addition, the various ranked geographic regions or related zip codes may be analyzed for proximity to natural or man made perils.
    Type: Grant
    Filed: June 18, 2008
    Date of Patent: July 10, 2012
    Assignee: Allstate Insurance Company
    Inventors: Larry Shigeo Kobori, Carl Katsumi Mayeda, Priya Sahai
  • Patent number: 7996247
    Abstract: A method and apparatus for determining the amount of premium, policies, or quotations needed to improve market share in various geographic locations based on user selected criteria. The method comprises calculating a total estimated expenditure on insurance by zip code, an estimated market share for an insurance provider by zip code, a year-to-date sale-to-quote ratio by zip code, and finally the amount of premiums, policies, or quotations needed to achieve a market share in a zip code. The method and apparatus will also display or output demographic data, market data, insurance provider information, and calculated amounts of premiums, policies, or quotations needed to achieve a market share in a given zip code.
    Type: Grant
    Filed: June 18, 2008
    Date of Patent: August 9, 2011
    Assignee: Allstate Insurance Company
    Inventors: Larry Shigeo Kobori, Wynee Chai-Wei Lin