Patents by Inventor Larry Shigeo Kobori
Larry Shigeo Kobori has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230325931Abstract: A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets. The method comprises the use of a scoring algorithm to rank various geographic regions or related zip codes. The scoring algorithm may be implemented by a location modeling system based on variables selected by a user. In addition, the various ranked geographic regions or related zip codes may be analyzed for proximity to natural or man made perils.Type: ApplicationFiled: February 20, 2023Publication date: October 12, 2023Inventors: Larry Shigeo Kobori, Carl Katsumi Mayeda, Priya Sahai
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Patent number: 11587178Abstract: A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets. The method comprises the use of a scoring algorithm to rank various geographic regions or related zip codes. The scoring algorithm may be implemented by a location modeling system based on variables selected by a user. In addition, the various ranked geographic regions or related zip codes may be analyzed for proximity to natural or man made perils.Type: GrantFiled: February 24, 2017Date of Patent: February 21, 2023Assignee: Allstate Insurance CompanyInventors: Larry Shigeo Kobori, Carl Katsumi Mayeda, Priya Sahai
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Patent number: 10657601Abstract: A method and apparatus for determining the amount of premium, policies, or quotations needed to improve market share in various geographic locations based on user selected criteria. The method comprises calculating a total estimated expenditure on insurance by zip code, an estimated market share for an insurance provider by zip code, a year-to-date sale-to-quote ratio by zip code, and finally the amount of premiums, policies, or quotations needed to achieve a market share in a zip code. The method and apparatus will also display or output demographic data, market data, insurance provider information, and calculated amounts of premiums, policies, or quotations needed to achieve a market share in a given zip code.Type: GrantFiled: May 15, 2017Date of Patent: May 19, 2020Assignee: Allstate Insurance CompanyInventors: Larry Shigeo Kobori, Wynee Chai-Wei Lin
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Patent number: 9704199Abstract: A method and apparatus for determining the amount of premium, policies, or quotations needed to improve market share in various geographic locations based on user selected criteria. The method comprises calculating a total estimated expenditure on insurance by zip code, an estimated market share for an insurance provider by zip code, a year-to-date sale-to-quote ratio by zip code, and finally the amount of premiums, policies, or quotations needed to achieve a market share in a zip code. The method and apparatus will also display or output demographic data, market data, insurance provider information, and calculated amounts of premiums, policies, or quotations needed to achieve a market share in a given zip code.Type: GrantFiled: December 5, 2012Date of Patent: July 11, 2017Assignee: Allstate Insurance CompanyInventors: Larry Shigeo Kobori, Wynee Chai-Wei Lin
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Publication number: 20170161841Abstract: A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets. The method comprises the use of a scoring algorithm to rank various geographic regions or related zip codes. The scoring algorithm may be implemented by a location modeling system based on variables selected by a user. In addition, the various ranked geographic regions or related zip codes may be analyzed for proximity to natural or man made perils.Type: ApplicationFiled: February 24, 2017Publication date: June 8, 2017Inventors: Larry Shigeo Kobori, Carl Katsumi Mayeda, Priya Sahai
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Patent number: 9619816Abstract: A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets. The method comprises the use of a scoring algorithm to rank various geographic regions or related zip codes. The scoring algorithm may be implemented by a location modeling system based on variables selected by a user. In addition, the various ranked geographic regions or related zip codes may be analyzed for proximity to natural or man made perils.Type: GrantFiled: July 25, 2014Date of Patent: April 11, 2017Assignee: Allstate Insurance CompanyInventors: Larry Shigeo Kobori, Carl Katsumi Mayeda, Priya Sahai
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Patent number: 8805805Abstract: A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets. The method comprises the use of a scoring algorithm to rank various geographic regions or related zip codes. The scoring algorithm may be implemented by a location modeling system based on variables selected by a user. In addition, the various ranked geographic regions or related zip codes may be analyzed for proximity to natural or man made perils.Type: GrantFiled: June 14, 2012Date of Patent: August 12, 2014Assignee: Allstate Insurance CompanyInventors: Larry Shigeo Kobori, Carl Katsumi Mayeda, Priya Sahai
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Patent number: 8352295Abstract: A method and apparatus for determining the amount of premium, policies, or quotations needed to improve market share in various geographic locations based on user selected criteria. The method comprises calculating a total estimated expenditure on insurance by zip code, an estimated market share for an insurance provider by zip code, a year-to-date sale-to-quote ratio by zip code, and finally the amount of premiums, policies, or quotations needed to achieve a market share in a zip code. The method and apparatus will also display or output demographic data, market data, insurance provider information, and calculated amounts of premiums, policies, or quotations needed to achieve a market share in a given zip code.Type: GrantFiled: July 1, 2011Date of Patent: January 8, 2013Assignee: Allstate Insurance CompanyInventors: Larry Shigeo Kobori, Wynee Chai-Wei Lin
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Patent number: 8219535Abstract: A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets. The method comprises the use of a scoring algorithm to rank various geographic regions or related zip codes. The scoring algorithm may be implemented by a location modeling system based on variables selected by a user. In addition, the various ranked geographic regions or related zip codes may be analyzed for proximity to natural or man made perils.Type: GrantFiled: June 18, 2008Date of Patent: July 10, 2012Assignee: Allstate Insurance CompanyInventors: Larry Shigeo Kobori, Carl Katsumi Mayeda, Priya Sahai
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Patent number: 7996247Abstract: A method and apparatus for determining the amount of premium, policies, or quotations needed to improve market share in various geographic locations based on user selected criteria. The method comprises calculating a total estimated expenditure on insurance by zip code, an estimated market share for an insurance provider by zip code, a year-to-date sale-to-quote ratio by zip code, and finally the amount of premiums, policies, or quotations needed to achieve a market share in a zip code. The method and apparatus will also display or output demographic data, market data, insurance provider information, and calculated amounts of premiums, policies, or quotations needed to achieve a market share in a given zip code.Type: GrantFiled: June 18, 2008Date of Patent: August 9, 2011Assignee: Allstate Insurance CompanyInventors: Larry Shigeo Kobori, Wynee Chai-Wei Lin