Patents by Inventor Lavanya Kumaraguruparan

Lavanya Kumaraguruparan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20190114614
    Abstract: A mobile device having a position determination device and a mobile application configured, in response to the location of the mobile device determined by the position determination device, to: predict a transaction based at least in part on the location of the mobile device; select, based at least in part on the location of the mobile device, a first account for the transaction from a plurality of accounts identified by the identification information; and provide, via the user interface, an alert identifying the first account, before a user of the mobile device begins to make the transaction. The prediction can be made based on a location pattern relative to the location of a transaction terminal and/or the detection of short-range wireless signals of the transaction terminal.
    Type: Application
    Filed: December 13, 2018
    Publication date: April 18, 2019
    Inventors: Lavanya Kumaraguruparan, William Warren Ringer
  • Patent number: 10185948
    Abstract: A mobile device having a position determination device and a mobile application configured, in response to the location of the mobile device determined by the position determination device, to: predict a transaction based at least in part on the location of the mobile device; select, based at least in part on the location of the mobile device, a first account for the transaction from a plurality of accounts identified by the identification information; and provide, via the user interface, an alert identifying the first account, before a user of the mobile device begins to make the transaction. The prediction can be made based on a location pattern relative to the location of a transaction terminal and/or the detection of short-range wireless signals of the transaction terminal.
    Type: Grant
    Filed: May 5, 2016
    Date of Patent: January 22, 2019
    Assignee: Visa International Service Association
    Inventors: Lavanya Kumaraguruparan, William Warren Ringer
  • Publication number: 20160328698
    Abstract: A mobile device having a position determination device and a mobile application configured, in response to the location of the mobile device determined by the position determination device, to: predict a transaction based at least in part on the location of the mobile device; select, based at least in part on the location of the mobile device, a first account for the transaction from a plurality of accounts identified by the identification information; and provide, via the user interface, an alert identifying the first account, before a user of the mobile device begins to make the transaction. The prediction can be made based on a location pattern relative to the location of a transaction terminal and/or the detection of short-range wireless signals of the transaction terminal.
    Type: Application
    Filed: May 5, 2016
    Publication date: November 10, 2016
    Inventors: Lavanya Kumaraguruparan, William Warren Ringer