Patents by Inventor Lisa Marie Mrochinski

Lisa Marie Mrochinski has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Randomized competitive insurance pricing system and method
    Patent number: 8612264
    Abstract: A system and method of generating insurance risk samples and for comparing hypothetical and real insurance premiums of different insurance companies is disclosed. In some embodiments, one or more rating factors are defined and have a plurality of possible values at least partially defining an insurance risk. Values for the one or more rating factors are selected according to a predetermined distribution. The selected values are then used to generate sample risks, calculate sample premiums for the risks, and/or compare sample premiums for different types of insurance policies.
    Type: Grant
    Filed: January 27, 2009
    Date of Patent: December 17, 2013
    Assignee: Atera Solutions, LLC
    Inventors: Michael Fredrick Weitermann, Lisa Marie Mrochinski
  • RANDOMIZED COMPETITIVE INSURANCE PRICING SYSTEM AND METHOD
    Publication number: 20090132301
    Abstract: A system and method of generating insurance risk samples and for comparing hypothetical and real insurance premiums of different insurance companies is disclosed. In some embodiments, one or more rating factors are defined and have a plurality of possible values at least partially defining an insurance risk. Values for the one or more rating factors are selected according to a predetermined distribution. The selected values are then used to generate sample risks, calculate sample premiums for the risks, and/or compare sample premiums for different types of insurance policies.
    Type: Application
    Filed: January 27, 2009
    Publication date: May 21, 2009
    Inventors: Michael Fredrick Weitermann, Lisa Marie Mrochinski
  • Randomized competitive insurance pricing system and method
    Patent number: 7483840
    Abstract: A system and method of generating insurance risk samples and for comparing hypothetical and real insurance premiums of different insurance companies is disclosed. In some embodiments, one or more rating factors are defined and have a plurality of possible values at least partially defining an insurance risk. By generating random numbers that are used to select the values of these parameters, a user can generate sample risks, calculate sample premiums for the risks, and/or compare sample premiums for different types of insurance policies.
    Type: Grant
    Filed: August 23, 2002
    Date of Patent: January 27, 2009
    Assignee: Atera /Solutions LLC
    Inventors: Michael Frederick Weitermann, Lisa Marie Mrochinski
  • Randomized competitive insurance pricing system and method
    Publication number: 20040039610
    Abstract: A system and method of generating insurance risk samples and for comparing hypothetical and real insurance premiums of different insurance companies is disclosed. In some embodiments, one or more rating factors are defined and have a plurality of possible values at least partially defining an insurance risk. By generating random numbers that are used to select the values of these parameters, a user can generate sample risks, calculate sample premiums for the risks, and/or compare sample premiums for different types of insurance policies.
    Type: Application
    Filed: August 23, 2002
    Publication date: February 26, 2004
    Inventors: Michael Fredrick Weitermann, Lisa Marie Mrochinski