Patents by Inventor Manu Jacob Kurian

Manu Jacob Kurian has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230319079
    Abstract: A system is provided for detecting and remediating computing system breaches using computing network traffic monitoring. In particular, the system may identify one or more technology elements within a network as well as relationships between computing systems associated with said elements to determine a network topology. Based on the network topology, the system may use historical network traffic data associated with the technology elements in the network to generate predicted entry points and lateral pathways of a security breach that may take place within particular computing systems. Then, based on the technology elements affected as well as entry points and path traversals of the breach, the system may generate and/or implement one or more remediation steps to address existing and/or future breaches. In this way, the system may provide an intelligent method of augmenting the security of a computing network.
    Type: Application
    Filed: March 30, 2022
    Publication date: October 5, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Tomas M. Castrejon, III, Manu Jacob Kurian, David Nardoni, Joel Townsend, Michael Robert Young
  • Publication number: 20230300619
    Abstract: Systems, computer program products, and methods are described herein for dynamic communication channel switching for secure message propagation. The present invention may be configured to receive wireless signals from a plurality of devices and identify, from the plurality of devices and based on the wireless signals, a trusted device. The present invention may be configured to receive, from another device, a secure message, where the secure message includes information identifying a vulnerability in a network to which the trusted device is connected. The present invention may be configured to establish, based on receiving the secure message and using a first wireless communication interface, a communication link with a second wireless communication interface of the trusted device to establish a wireless data channel with the trusted device and transmit, via the wireless data channel, the secure message to the trusted device.
    Type: Application
    Filed: March 21, 2022
    Publication date: September 21, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Tomas M. Castrejon, III, Manu Jacob Kurian, David Nardoni, Joel Townsend, Michael Robert Young
  • Publication number: 20230297689
    Abstract: Systems, computer program products, and methods are described herein for deployable software vulnerability testing platform. The present invention is configured to receive, from a user input device, an initial request from a user to generate a deployable software vulnerability testing (SVT) engine; prompt an SVT dashboard for display on the user input device to receive one or more input parameters associated with the first vulnerability in response to receiving the initial request; receive, via the SVT dashboard, the one or more input parameters; generate the SVT engine based on at least the one or more input parameters; receive, from the user input device, one or more deployment parameters associated with a deployment of the SVT engine; and deploy the SVT engine within the distributed technology infrastructure to identify the one or more instances of the first vulnerability based on at least the one or more deployment parameters.
    Type: Application
    Filed: March 21, 2022
    Publication date: September 21, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Tomas M. Castrejon, III, Michael Robert Young, David Nardoni, Joel Townsend
  • Publication number: 20230186309
    Abstract: Enhanced authentication at resource event apparatuses of a card device and, in some instances, the user of the card device. Card device-specific Non-Fungible Tokens (NFTs) are generated and, in some instance, user credential-specific NFTs are generated. The NFTs are stored within a distributed ledger of a distributed trust computing network, which provides verification as the uniqueness and authenticity of the NFTs. Once a resource event is initiated at a resource event apparatus, card device-related information and, in some instance, user credential-related information is received, and the information is compared to the corresponding NFT as a means of authenticating the card device and, in some instances, the card device and the linked user of the card device. As a result, the use of imitation card devices is prevented and, in some instances, the identity of the user of the card device is authenticated and deemed to be linked to the card device.
    Type: Application
    Filed: December 10, 2021
    Publication date: June 15, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Carl Parziale, David Smiddy, Harold Joseph Kennedy
  • Publication number: 20230188357
    Abstract: A system is provided for authenticating peer-to-peer resource exchanges using non-fungible tokens. In particular, the system may store, on a distributed register, a secure token (e.g., a non-fungible token) associated with a particular resource. Subsequently, a user who may be the owner of such resource and/or the associated token may wish to execute a peer-to-peer exchange of the resource for a second resource. The system may, in response to receiving the second resource from a second user, initiate a process to transfer ownership of the secure token to the second user. In this way, the system provides an efficient and secure way to conduct peer-to-peer resource exchanges.
    Type: Application
    Filed: December 9, 2021
    Publication date: June 15, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, David Smiddy
  • Publication number: 20230138797
    Abstract: A system for generating an identity-based Non-Fungible Token (NFT) that uses, as a least a portion of the input file, a verified identity of the user. Once generated, the identity-based NFT is stored within a distributed trust computing network, which provides for verifying the authenticity and unalerted state of the NFT. Subsequently, the identity-based NFT can be accessed via the distributed trust computing network to verify the identity of the user. Additionally, the NFT may use other verified data as a portion of the input file, such as verified identity of users having a familial relationship with the user, verified life events, and/or verified user preferences. Further, the NFT may include one or more markers that identify a familial relationship and are configured to link the NFT to other NFTs associated with the related users.
    Type: Application
    Filed: November 1, 2021
    Publication date: May 4, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Michael Robert Young
  • Publication number: 20230126386
    Abstract: Systems, computer program products, and methods are described herein for implementing layered authorization platform using non-fungible tokens. The present invention is configured to electronically receive, via a user input device, a document designated for notarization and an identification credential from a user; crawl through a distributed ledger to determine a non-fungible token (NFT) for the identification credential; retrieve, from the distributed ledger, the NFT for the identification credential; capture, via the user input device, a signature of the user on the document designated for notarization to create a signed document; generate, using an NFT generator, an NFT for the signed document; link the NFT for the signed document with the NFT for the identification credential; and record the NFT for the signed document in the distributed ledger.
    Type: Application
    Filed: October 22, 2021
    Publication date: April 27, 2023
    Applicant: Bank of America Corporation
    Inventor: Manu Jacob Kurian
  • Patent number: 11636428
    Abstract: The present disclosure is directed to a novel system for using a distributed register to conduct, manage, and store resource tracking data. In particular, computing systems may be used to perform assessments on and track various diagnostic parameters for a fleet of resources within an enterprise environment and store the data records within the distributed register. Data may be received in a periodic manner, event-based manner, or a continuous manner from on-board diagnostic components of the resources. The system may further comprise one or more distributed register interjectors which may trigger the addition of updated data records for one or more resources in the distributed register. In this way, the system provides for a highly efficient way to track and analyze resource data and forecast value and condition of resources belonging to the entity.
    Type: Grant
    Filed: December 15, 2021
    Date of Patent: April 25, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Christine Meloro Hill, Manu Jacob Kurian, Lalit Dhawan, Robert N. Gridley, G. Alister Bazaz
  • Publication number: 20230119691
    Abstract: Systems, computer program products, and methods are described herein for virtualization of non-fungible tokens. The present invention is configured to receive, via a first user input device, a resource transfer request using a virtual token from a first user, wherein the virtual token is electronically linked to an NFT of a resource transfer instrument; retrieve the NFT associated with the resource transfer instrument in response to receiving the resource transfer request; retrieve an NFT credential descriptor for the resource transfer request from a first metadata layer of the NFT associated with the resource transfer instrument; receive an authentication credential from the first user; determine whether the authentication credential matches an NFT credential descriptor that is electronically linked to the NFT associated with the resource transfer instrument; and authorize the resource transfer request based on at least determining that the authentication credential matches an NFT credential descriptor.
    Type: Application
    Filed: October 18, 2021
    Publication date: April 20, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, David Smiddy, Harold Joseph Kennedy
  • Publication number: 20230088102
    Abstract: Systems, computer program products, and methods are described herein for the real-time assessment of electronic digital certificates. The present invention is configured to generate an electronic digital certificate associated with a resource, record the electronic digital certificate on a distributed ledger, generate a metadata layer for the electronic digital certificate that has values describing specific attributes of the resource, determine, based on the values describing the specific attributes, and record the valuation in the metadata layer of the electronic digital certificate, an estimated value of the electronic digital certificate. In some embodiments, the predetermined values describing specific attributes of the resource are used to assign an insurance policy to the resource.
    Type: Application
    Filed: September 21, 2021
    Publication date: March 23, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Michael Robert Young
  • Publication number: 20230093520
    Abstract: Systems, computer program products, and methods are described herein for containerization of non-fungible tokens (NFTs). The present invention is configured to electronically receive, from a computing device of a first user, a request for a containerized non-fungible token (NFT) for at least two resources; initiate a non-fungible token (NFT) generator on the at least two resources in response to receiving the request; extract resource information from the at least two resources; generate, using the NFT generator, the containerized NFT for the at least two resources, wherein the NFT comprises at least the resource information extracted from the at least two resources; and record the containerized NFT on a distributed ledger.
    Type: Application
    Filed: September 20, 2021
    Publication date: March 23, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Michael Robert Young, Manu Jacob Kurian
  • Patent number: 11610160
    Abstract: Validated tracking and managing of events associated with equipment during a usage lifetime. Equipment is registered within a distributed register/ledger of a distributed trust network according to an equipment identifier and subsequently events related to the equipment are registered and managed within the distributed register/ledger during the usage lifetime. Such events include resource arrangement-related events and property-right-related events. In addition, logic may be included in the distributed register/leger that triggers various actions in response to the events.
    Type: Grant
    Filed: June 15, 2022
    Date of Patent: March 21, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Christine Meloro Hill, G. Alister Bazaz, Lalit Dhawan, Robert N. Gridley, Manu Jacob Kurian
  • Publication number: 20230080833
    Abstract: Systems, computer program products, and methods are described herein for real-time assessment of authenticity of a resource using non-fungible tokens (NFTs). The present invention is configured to receive, from a computing device of a user, an indication that a resource has been restored using a first resource portion, wherein the resource is associated with a first NFT; retrieve an NFT associated with the first resource portion; retrieve a value of the NFT associated with the first resource portion; generate, using the NFT generator, a second NFT for the resource; link the NFT associated with the first resource portion with the second NFT; determine, using an NFT valuation engine, a value for the second NFT based on at least a value of the NFT associated with the first resource portion; and record the second NFT on a distributed ledger.
    Type: Application
    Filed: September 15, 2021
    Publication date: March 16, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Michael Robert Young, Manu Jacob Kurian
  • Publication number: 20230073545
    Abstract: Systems, computer program products, and methods are described herein for linking and partitioning non-fungible tokens. The present invention is configured to receive, from a computing device of a first user, a first request to transfer ownership of a resource from a first user to a second user; retrieve, from the computing device of the first user, a first non-fungible token (NFT) for the resource; determine, using an NFT valuation engine, a first value of the first NFT; initiate an NFT generator on the resource based on at least receiving the first request; generate, using the NFT generator, a second NFT for the resource, wherein the second NFT comprises at least an indication of transfer of ownership of the resource from the first user to the second user and the first value of the NFT; and record the second NFT on a distributed ledger.
    Type: Application
    Filed: September 8, 2021
    Publication date: March 9, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Michael Robert Young
  • Patent number: 11599390
    Abstract: A network of systems used for tracking of performance of resources and components thereof using resource information. The resource information may include resource performance information (e.g., operation of the resource or components thereof, or the like) that is stored within a distributed computing network. The resource performance information may be compared to resource thresholds and used to determine and distribute resource suggestions for the resource. The distributed computing network may comprise a plurality of nodes that host a distributed register for storing, updating, and allowing access to resources and resource performance information, resource thresholds, and resource suggestions.
    Type: Grant
    Filed: March 26, 2020
    Date of Patent: March 7, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Christine Meloro Hill, Manu Jacob Kurian, Lalit Dhawan, Robert N. Gridley, G. Alister Bazaz
  • Patent number: 11601431
    Abstract: Systems and methods for authenticating presumptively incompatible elements in a digital network are provided. A method may include receiving an access request from a client node in the network. The access request may be requesting access to an application in the network. The access request may be associated with a uniform resource identifier (“authURI”). The method may include extracting a target application from the URI. The method may include determining an authentication protocol that is supported by the target application. The method may include generating, based on the authentication protocol, a series of one or more authentication tests that, in combination, satisfy the authentication protocol. The authentication tests may satisfy the authentication protocol even when the client node natively supports a different authentication protocol. The method may include executing the series of authentication tests to authenticate the client node vis-à-vis the target application.
    Type: Grant
    Filed: February 17, 2022
    Date of Patent: March 7, 2023
    Assignee: Bank of America Corporation
    Inventors: Mahesh Kumar Bhashetty, Srinivasulu Bodapati, Rajesh Narayanan, Hemanth Prasad Mulpuru, Manu Jacob Kurian
  • Publication number: 20230063408
    Abstract: Systems, computer program products, and methods are described herein for dynamically tracking resources using non-fungible tokens. The present invention is configured to electronically receive, over a distributed computing network from a computing device of a user, a request for a non-fungible token (NFT) for a resource, wherein the resource is a physical object; initiate a non-fungible token (NFT) generator on the resource in response to receiving the request; extract resource information from the resource; generate, using the NFT generator, the NFT, wherein the NFT comprises at least the resource information; and record the NFT for the resource on a distributed ledger.
    Type: Application
    Filed: September 2, 2021
    Publication date: March 2, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Michael Robert Young, Manu Jacob Kurian
  • Publication number: 20230046692
    Abstract: Systems, computer program products, and methods are described herein for the generating and tracking linked electronic digital certificates. The present invention may be configured to generate a first electronic digital certificate having first properties and being associated with a first artifact owned by a first group of users, store the first electronic digital certificate, and record first interests of the first group of users in the first electronic digital certificate. The present invention may be configured to receive a request from a second group of users to generate a second electronic digital certificate, where the request includes a subset of the first properties for generation in the second electronic digital certificate. The present invention may be configured to generate the second electronic digital certificate, record second interests of the second group of users in the second electronic digital certificate, and link the first interests and the second interests.
    Type: Application
    Filed: August 5, 2021
    Publication date: February 16, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Manu Jacob Kurian
  • Publication number: 20230043725
    Abstract: Systems, computer program products, and methods are described herein for the divergent distribution of electronic digital certificates. The present invention may be configured to generate an electronic digital certificate associated with an artifact, store the electronic digital certificate on a distributed ledger, and record, on the distributed ledger, an interest of the user in the electronic digital certificate. The present invention may be configured to receive a request from the user to divide ownership of the electronic digital certificate amongst a group of users. The present invention may be configured to determine shares in the electronic digital certificate by determining for each user of the group of users a share of the shares. The present invention may be configured to record, on the distributed ledger and based on the shares, interests of the group of users in the electronic digital certificate.
    Type: Application
    Filed: August 5, 2021
    Publication date: February 9, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Manu Jacob Kurian
  • Publication number: 20230039291
    Abstract: Systems, computer program products, and methods are described herein for the convergent distribution of electronic digital certificates. The present invention may be configured to generate electronic digital certificates associated with artifacts, store the electronic digital certificates on a distributed ledger, and record, on the distributed ledger, interests of the users in the electronic digital certificates. The present invention may be configured to receive a request from at least one user of the group of users to combine ownership of the electronic digital certificates. The present invention may be configured to generate, based on the request and based on the electronic digital certificates, a combined electronic digital certificate. The present invention may be configured to store the combined electronic digital certificate on the distributed ledger.
    Type: Application
    Filed: August 5, 2021
    Publication date: February 9, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Manu Jacob Kurian