Abstract: In one embodiment, the present invention is a method and apparatus for efficient electronic document management. One embodiment of the inventive method involves retrieving a user-specific administrator setup file comprising a plurality of parameters pertaining to tasks that a user is authorized to perform on electronic documents, selecting at least one authorized task for performance on a selected electronic document, in accordance with the user-specific administrator setup files, and executing the selected authorized tasks in accordance with at least one set of predefined task execution instructions.

Abstract: In one embodiment, the present invention is a method and apparatus for efficient electronic document management. One embodiment of the inventive method involves generating one or more user-specific administrator setup files comprising a plurality of parameters pertaining to tasks and steps that users are authorized to perform on electronic documents, wherein some of the parameters are encoded using a private key so that only an authorized user having the corresponding private key can access the encoded parameters. These administrator setup files are retrieved by the corresponding users, who implement their respective administrator setup files to allow performance of at least some of the authorized tasks and steps on a selected electronic document or group of electronic documents. The inventive method substantially eliminates the potential for human error and security breaches in the performance of document management tasks.

Abstract: A computer system, a service, a computer program product, and an associated method combine the ease of credit card purchases over the Internet with the flexibility of traditional leasing. The financing on demand system is a financing e-utility that prepackages customer entitlement processes, such as credit approvals, lease structures and rates, terms, and conditions with secure electronic delivery and legally enforceable document archiving, such as e-signatures. The system provides the advantage to the merchant of reducing internal administration costs, speeding up current business processes, and enhancing the ease of conducting business with end users and vendors alike. It produces secure legal enforceable documents that meet financing company requirements. Merchants provide the software for the financing on demand system to customers by software token, CD ROM, or smart card media.