Patents by Inventor Maryann Bastnagel
Maryann Bastnagel has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9928546Abstract: A method of processing data in connection with a security is provided. The security is collateralized by a plurality of home mortgage loans or by portions of the plurality of home mortgage loans. The method comprises generating payment projections regarding principal and interest payment projections for the plurality of home mortgage loans; determining that the payment projections have errors; and modifying loan characteristic data to eliminate errors in the loan characteristic data that cause errors in the payment projections. According to another embodiment, a method comprises receiving payment data regarding the plurality of loans a plurality of times separated by a plurality of days during the reporting cycle. Each time the payment data is received, the payment data is processed and the opportunity to make corrections is provided.Type: GrantFiled: September 12, 2012Date of Patent: March 27, 2018Assignee: Fannie MaeInventors: Dror Oppenheimer, Maryann Bastnagel, William P. Nixon, Jr.
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Patent number: 8423450Abstract: A method of processing data in connection with a security is provided. The security is collateralized by a plurality of home mortgage loans or by portions of the plurality of home mortgage loans. The method comprises generating payment projections regarding principal and interest payment projections for the plurality of home mortgage loans; determining that the payment projections have errors; and modifying loan characteristic data to eliminate errors in the loan characteristic data that cause errors in the payment projections. According to another embodiment, a method comprises receiving payment data regarding the plurality of loans a plurality of times separated by a plurality of days during the reporting cycle. Each time the payment data is received, the payment data is processed and the opportunity to make corrections is provided.Type: GrantFiled: December 17, 2003Date of Patent: April 16, 2013Assignee: Fannie MaeInventors: Dror Oppenheimer, Maryann Bastnagel, William P. Nixon, Jr.
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Publication number: 20130066765Abstract: A method of processing data in connection with a security is provided. The security is collateralized by a plurality of home mortgage loans or by portions of the plurality of home mortgage loans. The method comprises generating payment projections regarding principal and interest payment projections for the plurality of home mortgage loans; determining that the payment projections have errors; and modifying loan characteristic data to eliminate errors in the loan characteristic data that cause errors in the payment projections. According to another embodiment, a method comprises receiving payment data regarding the plurality of loans a plurality of times separated by a plurality of days during the reporting cycle. Each time the payment data is received, the payment data is processed and the opportunity to make corrections is provided.Type: ApplicationFiled: September 12, 2012Publication date: March 14, 2013Inventors: Dror Oppenheimer, Maryann Bastnagel, William P. Nixon, JR.
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Patent number: 8060440Abstract: A processing system for modifying attributes of a plurality of loans is described. The processing system includes an attribute change processor for receiving and implementing a proposed change to an attribute of at least one of the plurality of loans and a loan pricing processor for generating a pricing value associated with the proposed change to the attribute of the at least one loan.Type: GrantFiled: December 23, 2010Date of Patent: November 15, 2011Assignee: Fannie MaeInventors: Dror Oppenheimer, Maryann Bastnagel
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Publication number: 20110093384Abstract: A processing system for modifying attributes of a plurality of loans is described. The processing system includes an attribute change processor for receiving and implementing a proposed change to an attribute of at least one of the plurality of loans and a loan pricing processor for generating a pricing value associated with the proposed change to the attribute of the at least one loan.Type: ApplicationFiled: December 23, 2010Publication date: April 21, 2011Inventors: Dror Oppenheimer, Maryann Bastnagel
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Patent number: 7885889Abstract: A data processing system for processing loan data for a plurality of loans including a data storage system configured to store loan data for the plurality of loans and a user interface including one or more web pages configured to enable a servicer using a remote computing system to transfer loan data over the Internet to and from the data processing system. The user interface includes a loan activity processing function configured to receive servicer loan data including loan activity data from the servicer, a trial balance processing function configured to enable the servicer to submit servicer loan data for comparison with the stored loan data, and a loan level browsing function configured to allow the servicer to view stored loan data.Type: GrantFiled: December 16, 2004Date of Patent: February 8, 2011Assignee: Fannie MaeInventors: Dror Oppenheimer, Maryann Bastnagel, John L. Kemper, John A. Simonds, Jr., Mark D. Mathewson, Navdeep Singh
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Patent number: 7860787Abstract: A processing system for modifying attributes of a plurality of loans is described. The processing system includes an attribute change processor for receiving and implementing a proposed change to an attribute of at least one of the plurality of loans and a loan pricing processor for generating a pricing value associated with the proposed change to the attribute of the at least one loan.Type: GrantFiled: January 24, 2008Date of Patent: December 28, 2010Assignee: Fannie MaeInventors: Dror Oppenheimer, Maryann Bastnagel
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Publication number: 20080120211Abstract: A processing system for modifying attributes of a plurality of loans is described. The processing system includes an attribute change processor for receiving and implementing a proposed change to an attribute of at least one of the plurality of loans and a loan pricing processor for generating a pricing value associated with the proposed change to the attribute of the at least one loan.Type: ApplicationFiled: January 24, 2008Publication date: May 22, 2008Inventors: Dror Oppenheimer, Maryann Bastnagel
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Publication number: 20050102225Abstract: A data processing system for processing loan data for a plurality of loans including a data storage system configured to store loan data for the plurality of loans and a user interface including one or more web pages configured to enable a servicer using a remote computing system to transfer loan data over the Internet to and from the data processing system. The user interface includes a loan activity processing function configured to receive servicer loan data including loan activity data from the servicer, a trial balance processing function configured to enable the servicer to submit servicer loan data for comparison with the stored loan data, and a loan level browsing function configured to allow the servicer to view stored loan data.Type: ApplicationFiled: December 16, 2004Publication date: May 12, 2005Inventors: Dror Oppenheimer, Maryann Bastnagel, John Kemper, John Simonds, Mark Mathewson, Navdeep Singh
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Publication number: 20050102226Abstract: The present description relates to a system and method of accounting for a mortgage related transaction comprises receiving data related to the mortgage related transaction, the mortgage related transaction being defined using a combination of attributes, and comparing the combination of attributes that define the transaction with a database of attribute combinations to determine the accounting treatment of the transaction.Type: ApplicationFiled: December 16, 2004Publication date: May 12, 2005Inventors: Dror Oppenheimer, Maryann Bastnagel, Michael Quinn, John Kemper, John Simonds
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Publication number: 20040225597Abstract: A method of processing data in connection with a security is provided. The security is collateralized by a plurality of home mortgage loans or by portions of the plurality of home mortgage loans. The method comprises generating payment projections regarding principal and interest payment projections for the plurality of home mortgage loans; determining that the payment projections have errors; and modifying loan characteristic data to eliminate errors in the loan characteristic data that cause errors in the payment projections. According to another embodiment, a method comprises receiving payment data regarding the plurality of loans a plurality of times separated by a plurality of days during the reporting cycle. Each time the payment data is received, the payment data is processed and the opportunity to make corrections is provided.Type: ApplicationFiled: December 17, 2003Publication date: November 11, 2004Applicant: Fannie MaeInventors: Dror Oppenheimer, Maryann Bastnagel, William P. Nixon
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Publication number: 20040128230Abstract: A processing system for modifying attributes of a plurality of loans is described. The processing system includes an attribute change processor for receiving and implementing a proposed change to an attribute of at least one of the plurality of loans and a loan pricing processor for generating a pricing value associated with the proposed change to the attribute of the at least one loan.Type: ApplicationFiled: December 30, 2002Publication date: July 1, 2004Applicant: Fannie MaeInventors: Dror Oppenheimer, Maryann Bastnagel
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Publication number: 20030187705Abstract: The present invention relates to systems and methods for comparing multiple sets of information in a compare display. One embodiment of the invention includes a system for displaying cruise package and pricing information in side-by-side windows wherein the user may replace the contents of each of the windows with an alternate selection of cruise package and pricing information. The compare display enables the users to compare accurately the detailed cruise package and pricing information.Type: ApplicationFiled: December 1, 2000Publication date: October 2, 2003Inventors: Martin R. Schiff, Kathleen M. Sussman-Wiles, Vivian D. Ewart, Wallace C. Huff, Byron J. Berk, Maureen J. Elenberger, Timothy Fessenden, Paul Fitton, Vance M. Loiselle, Michael A. Carpenter, Michael T. Sherota, Elizabeth K. Judy, Elena M. Rodriquez, Holley S. Christen, Mitch Cox, Todd Elliott, Kevin Helms, Adolf Quintana, Dot Tolle, Nancy Porter, Karen J. Reynolds, Monica Scanlon, Paul Colangelo, Tracey Lee Codd, Joanell U. DeLand, Timothy M. Moorhead, Anne D. Burkard, George DelPino, Joelle S. Delva, Sharon Everhart-Brooks, Bradley Ferguson, David A. Forman, Samuel L. Hintz, Irwin D. Klotz, Courtney W.T. Kurk, Keith J. Leslie, Sandi B. Levy, Fred Locicero, Charlotte A. Luna, Jeffrey A. Nickerson, Maryann Bastnagel
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Publication number: 20030004760Abstract: In one embodiment, systems and methods for on-line selling and booking of cruises enable a plurality of customers, agents, and cruise lines to interact with a cruise selling and booking system via communication mediums. An interactive tool is provided for compiling, reviewing, and processing information obtained from the cruise lines, customers, and agents. Customers and/or agents may search for and compare various cruise packages to find a cruise that best suits the customer needs and desires.Type: ApplicationFiled: December 1, 2000Publication date: January 2, 2003Inventors: Martin R. Schiff, Kathleen M. Sussman-Wiles, Vivian D. Ewart, Wallace C. Huff, Byron J. Berk, Maureen J. Elenberger, Timothy Fessenden, Paul Fitton, Vance M. Loiselle, Michael A. Carpenter, Michael T. Sherota, Elizabeth K. Judy, Elena M. Rodriguez, Holley S. Christen, Mitch Cox, Todd Elliott, Kevin Helms, Adolf Quintana, Dot Tolle, Nancy Porter, Karen J. Reynolds, Monica Scanlon, Paul Colangelo, Tracey Lee Codd, Joanell U. DeLand, Timothy M. Moorhead, Anne D. Burkard, George DelPino, Joelle S. Delva, Sharon Everhart-Brooks, Bradley Ferguson, David A. Forman, Samuel L. Hintz, Irwin D. Klotz, Courtney W.T. Kurk, Keith J. Leslie, Sandi B. Levy, Fred Locicero, Charlotte A. Luna, Jeffrey A. Nickerson, Maryann Bastnagel
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Patent number: 6477533Abstract: In one embodiment, systems and methods are used to maintain client relationships by tracking and managing customers and agents involved in booking a cruise. Furthermore, various activities which take place between an agent and active customers are monitored, whereby the type and quantity of activities performed by the agent is evaluated to assign a period of time of ownership of the customer. During the period of time while the customer is owned, other agents are prevented from acquiring the customer and subsequent booking commission. A series of rules which determine the duration of ownership of the customer are maintained and applied to enable the ownership to be changed as needed.Type: GrantFiled: December 1, 2000Date of Patent: November 5, 2002Assignee: Travel Services International, Inc.Inventors: Martin R. Schiff, Kathleen M. Sussman-Wiles, Vivian D. Ewart, Wallace C. Huff, Byron J. Berk, Maureen J. Elenberger, Timothy Fessenden, Paul Fitton, Vance M. Loiselle, Michael A. Carpenter, Michael T. Sherota, Elizabeth K. Judy, Elena M. Rodriquez, Holley S. Christen, Mitch Cox, Todd Elliott, Kevin Helms, Adolf Quintana, Dot Tolle, Nancy Porter, Karen J. Reynolds, Monica Scanlon, Paul Colangelo, Tracey Lee Codd, Joanell U. DeLand, Timothy M. Moorhead, Anne D. Burkard, George DelPino, Joelle S. Delva, Sharon Everhart-Brooks, Bradley Ferguson, David A. Forman, Samuel L. Hintz, Irwin D. Klotz, Courtney W. T. Kurk, Keith J. Leslie, Sandi B. Levy, Fred Locicero, Charlotte A. Luna, Jeffrey A. Nickerson, Maryann Bastnagel
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Publication number: 20020082877Abstract: The present invention relates to systems and methods for matching customer preferences with available options determining customer needs which may be used for the purpose of facilitating the cruise selling and booking process. The cruise selling and booking system is designed to store customer information and preferences and use the information to query available cruise options. The results of the query represent optimized cruise selections for which the customer will be well suited. The user quickly accesses relevant cruise package and pricing information which may be used for detailed comparisons between individual cruise packages.Type: ApplicationFiled: December 1, 2000Publication date: June 27, 2002Inventors: Martin R. Schiff, Kathleen M. Sussman-Wiles, Vivian D. Ewart, Wallace C. Huff, Byron J. Berk, Maureen J. Elenberger, Timothy Fessenden, Paul Fitton, Vance M. Loiselle, Michael A. Carpenter, Michael T. Sherota, Elizabeth K. Judy, Elena M. Rodriguez, Holley S. Christen, Mitch Cox, Todd Elliot, Kevin Helms, Adolf Quintana, Dot Tolle, Nancy Porter, Karen J. Reynolds, Monica Scanlon, Paul Lee Colangelo, Tracey Lee Codd, Joanell U. DeLand, Timothy M. Moorhead, Anne D. Burkard, George DelPino, Joelle S. Delva, Sharon Everhart-Brooks, Bradley Ferguson, David A. Forman, Samuel L. Hintz, Irwin D. Klotz, Courtney W. T. Kurk, Keith J. Leslie, Sandi B. Levy, Fred Locicero, Charlotte A. Luna, Jeffrey A. Nickerson, Maryann Bastnagel
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Publication number: 20020022977Abstract: In one embodiment, systems and methods are used to maintain client relationships by tracking and managing customers and agents involved in booking a cruise. Furthermore, various activities which take place between an agent and active customers are monitored, whereby the type and quantity of activities performed by the agent is evaluated to assign a period of time of ownership of the customer. During the period of time while the customer is owned, other agents are prevented from acquiring the customer and subsequent booking commission. A series of rules which determine the duration of ownership of the customer are maintained and applied to enable the ownership to be changed as needed.Type: ApplicationFiled: December 1, 2000Publication date: February 21, 2002Inventors: Martin R. Schiff, Kathleen M. Sussman-Wiles, Vivian D. Ewart, Wallace C. Huff, Byron J. Berk, Maureen J. Elenberger, Timothy Fessenden, Paul Fitton, Vance M. Loiselle, Michael A. Carpenter, Michael T. Sherota, Elizabeth K. Judy, Elena M. Rodriquez, Holley S. Christen, Mitch Cox, Todd Elliott, Kevin Helms, Adolf Quintana, Dot Tolle, Nancy Porter, Karen J. Reynolds, Monica Scanlon, Paul Colangelo, Tracey Lee Codd, Joanell U. DeLand, Timothy M. Moorhead, Anne D. Burkard, George DelPino, Joelle S. Delva, Sharon Everhart-Brooks, Bradley Ferguson, David A. Forman, Samuel L. Hintz, Irwin D. Klotz, Courtney W.T. Kurk, Keith J. Leslie, Sandi B. Levy, Fred Locicero, Charlotte A. Luna, Jeffrey A. Nickerson, Maryann Bastnagel
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Publication number: 20020022978Abstract: In one embodiment, systems and methods of comparing pricing information may commence with a user access the cruise selling and booking system to search for cruise packages that meet a customer's preferences. The user may utilize the cruise selling and booking system to select a set of pricing options for which the customer may qualify. The user may then view detailed pricing information that corresponds to the set of pricing options in one or more of the available price matrices.Type: ApplicationFiled: December 1, 2000Publication date: February 21, 2002Inventors: Martin R. Schiff, Kathleen M. Sussman-Wiles, Vivian D. Ewart, Wallace C. Huff, Byron J. Berk, Maureen J. Elenberger, Timothy Fessenden, Paul Fitton, Vance M. Loiselle, Michael A. Carpenter, Michael T. Sherota, Elizabeth K. Judy, Elena M. Rodriquez, Holley S. Christen, Mitch Cox, Todd Elliott, Kevin Helms, Adolf Quintana, Dot Tolle, Nancy Porter, Karen J. Reynolds, Monica Scanlon, Paul Colangelo, Tracey Lee Codd, Joanell U. DeLand, Timothy M. Moorhead, Anne D. Burkard, George DelPino, Joelle S. Delva, Sharon Everhart-Brooks, Bradley Ferguson, David A. Forman, Samuel L. Hintz, Irwin D. Klotz, Courtney W.T. Kurk, Keith J. Leslie, Sandi B. Levy, Fred Locicero, Charlotte A. Luna, Jeffrey A. Nickerson, Maryann Bastnagel