Patents by Inventor Matthew Ryan Santacroce

Matthew Ryan Santacroce has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12020254
    Abstract: A system and method for preventing fraudulent credit card or debit card transactions by coupling a smart phone to the credit card or the debit card, and transmitting identification information from the smart phone to the card. The card is normally disabled such that no transaction may take place unless the card is enabled. The card receives the transmitted identification information and compares that information to corresponding information stored on the card. If the received information matches the stored information, the card is enabled thus allowing the transaction to take place.
    Type: Grant
    Filed: January 11, 2023
    Date of Patent: June 25, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Robert Lee Black, Matthew Ryan Santacroce, Andre Rene Buentello, Jose L. Romero, Jr., Timothy Blair Chalmers, Samip Dilip Mehra
  • Patent number: 11783152
    Abstract: Chip cards that are protected from unauthorized access to information and instructions stored in the chip card's chip by unauthorized persons using illicit devices that emulate chip readers to interrogate the chips in chip cards and obtain or download confidential data stored in the chips. The chip cards are disabled when not ready to be used, such that the chips cannot be accessed by illicit devices, thus protecting the chip card owner and/or issuer from potential losses.
    Type: Grant
    Filed: April 13, 2022
    Date of Patent: October 10, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Robert Lee Black, Matthew Ryan Santacroce, Andre Rene Buentello, Jose L. Romero, Jr., Timothy Blair Chalmers, Samip Dilip Mehra
  • Patent number: 11694573
    Abstract: An augmented reality system may include a data gathering device configured to collect data regarding an environment exterior to the vehicle. In addition, the system may include a vehicle controller including a device processor and a non-transitory computer readable medium including instructions, executable by the processor, for performing the following steps: receiving data from the data gathering device; and transmitting information to a set of augmented reality goggles in order to facilitate a projection of a modified view of an interior of the vehicle based on the data collected regarding the environment exterior to the vehicle.
    Type: Grant
    Filed: May 29, 2020
    Date of Patent: July 4, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Donnette L. Moncrief Brown, Robert Wiseman Simpson, Manfred Amann, Timothy Frank Davison, Snehal Desai, Michael J. Maciolek, Kelsey Anne O'Brien, Eric David Schroeder, Emily Margaret Gray, Justin Dax Haslam, Matthew Ryan Santacroce
  • Patent number: 11599756
    Abstract: A flexible chip card such as a credit card or a debit card that incorporates a protective layer that precludes unauthorized access to the chip in the chip card. The protective layer is a highly conductive layer that shields the chip and prevents electromagnetic waves that may be emitted by an illicit device from accessing the chip. This protective layer thus prevents any unauthorized persons from obtaining confidential information from the chip card that may then be used to consummate fraudulent transactions or conduct other illicit activities. In one embodiment, the flexible chip card includes one or more stiffening structures to provide rigidity to the chip card.
    Type: Grant
    Filed: October 20, 2021
    Date of Patent: March 7, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Robert Lee Black, Matthew Ryan Santacroce, Andre Rene Buentello, Jose L. Romero, Jr., Timothy Blair Chalmers, Samip Dilip Mehra
  • Patent number: 11568410
    Abstract: A system and method for preventing fraudulent credit card or debit card transactions by coupling a smart phone to the credit card or the debit card, and transmitting identification information from the smart phone to the card. The card is normally disabled such that no transaction may take place unless the card is enabled. The card receives the transmitted identification information and compares that information to corresponding information stored on the card. If the received information matches the stored information, the card is enabled thus allowing the transaction to take place.
    Type: Grant
    Filed: August 20, 2020
    Date of Patent: January 31, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Robert Lee Black, Matthew Ryan Santacroce, Andre Rene Buentello, Jose L. Romero, Jr., Timothy Blair Chalmers, Samip Dilip Mehra
  • Patent number: 11482092
    Abstract: A method and system of identifying a location of an obstruction site in a plumbing system is disclosed. The system and method are configured to allow for the deployment of a smart sensor device into a pipeline and transmit data regarding its location and external conditions to a nearby monitoring device. Upon arriving at an obstruction in the pipeline, the sensor device can automatically transmit a signal indicating the current location of the sensor device.
    Type: Grant
    Filed: April 28, 2021
    Date of Patent: October 25, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Kelsey Anne O'Brien, Meredith Beveridge, Eric David Schroeder, Manfred Amann, Matthew Ryan Santacroce, Kelly Q. Baker, Donnette L. Moncrief Brown, Justin Dax Haslam, Timothy Frank Davison
  • Patent number: 11410218
    Abstract: A method and system of providing product-specific information to a user during shopping excursions is disclosed. The user can access a smart shopping assistant application to search for supplemental items that may need to be purchased in order to assemble or implement a desired product. The user can maintain a current home inventory of tools and products through the application to quickly determine whether any of the supplemental items are already in the user's possession. The application can also guide the user from their current location to the location of the required item, as well as present reminders to the user about the supplemental items during their shopping trip to ensure the user returns home with all of the required items.
    Type: Grant
    Filed: April 28, 2021
    Date of Patent: August 9, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Kelsey Anne O'Brien, Meredith Beveridge, Eric David Schroeder, Manfred Amann, Matthew Ryan Santacroce, Kelly Q. Baker, Donnette L. Moncrief Brown, Justin Dax Haslam, Timothy Frank Davison
  • Patent number: 11361207
    Abstract: Chip cards that are protected from unauthorized access to information and instructions stored in the chip card's chip by unauthorized persons using illicit devices that emulate chip readers to interrogate the chips in chip cards and obtain or download confidential data stored in the chips. The chip cards are disabled when not ready to be used, such that the chips cannot be accessed by illicit devices, thus protecting the chip card owner and/or issuer from potential losses.
    Type: Grant
    Filed: September 24, 2020
    Date of Patent: June 14, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Robert Lee Black, Matthew Ryan Santacroce, Andre Rene Buentello, Jose L. Romero, Jr., Timothy Blair Chalmers, Samip Dilip Mehra
  • Patent number: 11182663
    Abstract: A chip card such as a credit card or a debit card that incorporates a protective layer that precludes unauthorized access to the chip in the chip card. The protective layer is a highly conductive layer that shields the chip and prevents electromagnetic waves that may be emitted by an illicit device from accessing the chip. This protective layer thus prevents any unauthorized persons from obtaining confidential information from the chip card that may then be used to consummate fraudulent transactions or conduct other illicit activities.
    Type: Grant
    Filed: September 11, 2020
    Date of Patent: November 23, 2021
    Assignee: United Services Automobile Association (USAA)
    Inventors: Robert Lee Black, Matthew Ryan Santacroce, Andre Rene Buentello, Jose L. Romero, Jr., Timothy Blair Chalmers, Samip Dilip Mehra