Abstract: A highly integrated and flexible system for vending products and services to consumers. The system receives information in advance of the vend by having the consumer insert an identification (ID) card, preferably a driver's license, into a point-of-purchase terminal (referred to as an OSU device). The OSU device preferably contains an Optical Scanning Unit (OSU), capable of scanning the textual information on the ID card. In one embodiment, the scanned information is compared against optical templates present in the system to discern or verify the information on the ID card, and is then used by the system to enable or disable the vending transaction, and/or to allow access to several preregistered system accounts.

Abstract: A method and system for verifying the age of a purchaser prior to his purchase of age-restricted items from a vending machine. An authorization card is issued to a customer containing a password when the customer presents identification material identifying the customer as being of at least a predetermined age. The customer inputs the authorization card into the vending machine, and a comparison of the password on the card is made to the password stored in a microprocessor in the vending machine. If the passwords match, the vending machine is enabled to accept payment from the customer and to vend the age-restricted product.

Abstract: Disclosed is a highly integrated and flexible system for vending products and services to consumers. The system receives information in advance of the vend by having the consumer insert an identification (ID) card, preferably a driver's license, into a point-of-purchase terminal (referred to as an OSU device). The OSU device preferably contains an Optical Scanning Unit (OSU), capable of scanning the textual information on the ID card. In one embodiment, the scanned information is compared against optical templates present in the system to discern or verify the information on the ID card, and is then used by the system to enable or disable the vending transaction, and/or to allow access to several preregistered system accounts.

Abstract: An improved vending machine for vending age-restricted products is disclosed. The vending machine preferably uses a customer's credit card to obtain age verification information from a consumer reporting agency via a modem. In a preferred embodiment, a customer inputs customer information, preferably a credit card number, into the vending machine. The vending machine obtains permission from the customer to use the customer information to retrieve the customer's age. Thereafter, the age data is either retrieved from a server farm containing the age of the customer corresponding to the credit card, or is retrieved via modem from the database of a consumer reporting agency. Additionally, the modem connection allows the creditworthiness of the credit card to be checked via access to a credit card company database. If the age and credit card of the customer can be verified in this fashion, the vending machine then vends the product to the customer.

Abstract: An improved vending machine for vending age-restricted products is disclosed. The vending machine preferably uses a customer's credit card to obtain age verification information from a consumer reporting agency via a modem. In a preferred embodiment, a customer inputs customer information, preferably a credit card number, into the vending machine. The vending machine obtains permission from the customer to use the customer information to retrieve the customer's age. Thereafter, the age data is either retrieved from a server farm containing the age of the customer corresponding to the credit card, or is retrieved via modem from the database of a consumer reporting agency. Additionally, the modem connection allows the creditworthiness of the credit card to be checked via access to a credit card company database. If the age and credit card of the customer can be verified in this fashion, the vending machine then vends the product to the customer.

Abstract: A method and system for verifying the age of a purchaser prior to his purchase of age-restricted items from a vending machine. An authorization card is issued to a customer containing a password when the customer presents identification material identifying the customer as being of at least a predetermined age. The customer inputs the authorization card into the vending machine, and a comparison of the password on the card is made to the password stored in a microprocessor in the vending machine. If the passwords match, the vending machine is enabled to accept payment from the customer and to vend the age-restricted product.

Abstract: A fraud-resistant manually-fed reader-writer is especially suited for debit card use, in which a credit balance is read into the memory of the reader. When the card reaches the end of its insertion-reading movement, a validity indication encoded on the magnetic stripe of such card is automatically eradicated by energizing a de-gaussing coil. If, after effecting transactions which debit the memory, the card is removed by some artifice without re-writing it with a reduced balance, such removed card will lack a validity indication and hence be incapable of re-use. Provisions are made to time the re-writing and to avoid forfeiture of the balance if the card should be withdrawn too slowly or too rapidly.