Abstract: A method and system for personalized healthcare related expense investment planning includes a process for personalized healthcare related expense investment planning whereby, in one embodiment, a timeframe is defined during which the investor/user wishes to provide funds to cover healthcare expenses. In one embodiment, the user's healthcare services utilization for the defined timeframe is then projected/predicted using a personalized healthcare service utilization model. In one embodiment, the cost of the user's projected healthcare service utilization for the defined timeframe is then calculated/predicted based on the user taking part in one or more defined healthcare programs. In one embodiment, the calculated cost of the user's projected healthcare service utilization for the defined timeframe is then used to select an investment plan and/or strategy to provide healthcare expense funds for the defined timeframe.

Abstract: A method and system for healthcare benefit plan selection determines a healthcare consumer's projected/predicted healthcare service utilization for a defined timeframe using a personalized healthcare service utilization model created based on: general/demographic data associated with the healthcare consumer; the healthcare consumer's historical healthcare service utilization; and the healthcare consumer's personal health profile data. Data associated with the rules governing the operation and use of two or more candidate healthcare benefit plans is also obtained. The operation and rules of use are then applied to healthcare consumer's projected healthcare service utilization for the defined timeframe to create expected healthcare consumer experience model data under each of two or more candidate healthcare benefit plans. In one embodiment, comparison data and/or a plan recommendation is then provided to the healthcare consumer.

Abstract: A method and system for health care expense verification and reimbursement processing includes a process for health care expense verification and reimbursement processing whereby electronic data including data representing health care expense transactions is collected. The electronic data is then analyzed and health care expense transactions that are potentially eligible for reimbursement from a health care expense account are identified. The identified health care expense transactions are then verified as eligible health care expense transactions based on the electronic data collected and/or the source of the data. Data representing the verified health care expense transactions is then electronically and automatically made available to a health care expense account program administrator for immediate reimbursement processing.

Abstract: A system and method for modifying financial transaction categorization lists based on input from multiple users whereby, when a given user of a computing system implemented financial management system modifies their own list of possible categorizations for a given financial transaction, data indicating the given user's modification of the given user's own list of possible categorizations for a given financial transaction is obtained by the computing system implemented financial management system. The obtained data indicating the given user's modification of their own list of possible categorizations for a given financial transaction is then used by the computing system implemented financial management system to create and/or modify a shared list of possible categorizations for a given financial transaction.

Abstract: A system and method for adding check information to an electronic transaction listing whereby a paper check, or copy of a paper check, is scanned into a computing system and converted to an electronic image of the paper check. One or more areas of the image of the paper check are identified and the image of the paper check is sub-divided into image sub-sections based on the content displayed in a given area/sub-section. One or more image sub-sections are copied from the electronic image of the paper check and then added to a check based financial transaction listing in a financial transaction list.

Abstract: A method and system for providing family health history data includes a process for providing family health history data whereby, all, or part of, a family member's health data is obtained from, but not limited to, any of the following sources: the family member and/or agents of the family member; one or more other family members, one or more healthcare providers; one or more healthcare insurance plan providers; one or more healthcare benefit program administrators; one or more financial institutions; and/or any other source of a family member's health data. All, or part of, the family member's health data is then provided to other family members, healthcare providers for family members, state and/or private agencies, and/or any other party as designated by the family member, and on a selective access basis, as designated by the family member, for use as family health history data by the designated parties.

Abstract: A method and apparatus for goal orientated computing system implemented financial management using projected balances includes a process for goal orientated financial management using projected balances whereby a user defines financial goals and then automatic payment rules based on projected account balance data are created to help accomplish those goals.

Abstract: A method and system for aggregating and standardizing healthcare quality ratings includes a process for aggregating and standardizing healthcare quality ratings whereby data representing healthcare provider quality ratings is obtained from one or more sources, i.e., parties offering and/or presenting healthcare provider quality ratings data. The data representing healthcare provider quality ratings obtained from one or more sources is then aggregated. The aggregated data representing healthcare provider quality ratings obtained from one or more sources is then standardized and/or normalized to provide a standardized and uniform ratings format/system. The normalized aggregated data representing healthcare provider quality ratings obtained from one or more sources is then stored, for access by authorized parties.

Abstract: A method and system for migrating transactions, such as bill payment transactions, between payment modules and/or payment processors. Each payment object is set up with payment information input to a payment module and results in one or more transactions. During a selective migration, each transaction is treated separately, based on a state of the transaction. A transaction that has either not been yet submitted, or has been completed can be migrated directly, while a transaction that is in some state of processing is iteratively migrated as it completes processing.