Patents by Inventor Michelangelo R. Ho

Michelangelo R. Ho has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20190108541
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Application
    Filed: October 12, 2018
    Publication date: April 11, 2019
    Applicant: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
  • Patent number: 10102538
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Grant
    Filed: August 4, 2016
    Date of Patent: October 16, 2018
    Assignee: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
  • Publication number: 20160343015
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Application
    Filed: August 4, 2016
    Publication date: November 24, 2016
    Applicant: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
  • Patent number: 9460447
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Grant
    Filed: January 2, 2014
    Date of Patent: October 4, 2016
    Assignee: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
  • Publication number: 20140195318
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Application
    Filed: January 2, 2014
    Publication date: July 10, 2014
    Applicant: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
  • Patent number: 8650071
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Grant
    Filed: May 10, 2010
    Date of Patent: February 11, 2014
    Assignee: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
  • Publication number: 20110276378
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Application
    Filed: May 10, 2010
    Publication date: November 10, 2011
    Applicant: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen