Patents by Inventor Natalya Elkanova

Natalya Elkanova has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12045850
    Abstract: Receiving, at a server, an identifier from a user to authorize fuel payment at a fuel station. Associating the identifier with a carrier, the carrier being entitled to a fuel discount at the fuel station. Authorizing the fuel station to provide fuel to the user with the fuel discount, which may be variable. The identifier may be received from a mobile application, a company credit card, a personal credit card, a virtual credit card, and/or an onboard electronic logging device (ELD). The authorizing of the fuel station to provide fuel to the user with the fuel discount may be limited by an amount and/or a type of fuel. A system is provided that includes a receiver module, and a server, and a transmitter module. A non-transitory computer-readable medium storing a program for operating a fuel discount sharing application is provided.
    Type: Grant
    Filed: August 4, 2022
    Date of Patent: July 23, 2024
    Assignee: Onramp Payments, Inc.
    Inventors: Michael Morris, Natalya Elkanova, Jeremie Myhren
  • Publication number: 20230037766
    Abstract: Receiving, at a server, an identifier from a user to authorize fuel payment at a fuel station. Associating the identifier with a carrier, the carrier being entitled to a fuel discount at the fuel station. Authorizing the fuel station to provide fuel to the user with the fuel discount, which may be variable. The identifier may be received from a mobile application, a company credit card, a personal credit card, a virtual credit card, and/or an onboard electronic logging device (ELD). The authorizing of the fuel station to provide fuel to the user with the fuel discount may be limited by an amount and/or a type of fuel. A system is provided that includes a receiver module, and a server, and a transmitter module. A non-transitory computer-readable medium storing a program for operating a fuel discount sharing application is provided.
    Type: Application
    Filed: August 4, 2022
    Publication date: February 9, 2023
    Applicant: Onramp Payments, Inc.
    Inventors: Michael Morris, Natalya Elkanova, Jeremie Myhren
  • Patent number: 9582791
    Abstract: A phone-on-file opt-in method is described. A phone-on-file opt-in request is received at the billing server including a msisdn and a merchant supplied unique consumer identifier. The billing server confirms the phone-on-file opt-in with a consumer device and records a phone-on-file opt-in status as active if the first phone-on-file is confirmed. A charge method includes receiving, at the billing server, a charge API call from a merchant server including at least one identifier and an amount, determining a phone-on-file opt-in status corresponding to the identifier at the billing server and transmitting a request to charge a user account to a carrier server if the phone-on-file opt-in status is active, but not if the phone-on-file opt-in status is inactive, the request including an amount corresponding to the amount received in the charge API call.
    Type: Grant
    Filed: June 26, 2013
    Date of Patent: February 28, 2017
    Assignee: Boku, Inc.
    Inventors: John P. Browne, Pankhudi Pankhudi, Natalya Elkanova, James C. McIntyre, Annie Minh Ma
  • Patent number: 9558480
    Abstract: A phone-on-file opt-in method is described. A phone-on-file opt-in request is received at the billing server including a msisdn and a merchant supplied unique consumer identifier. The billing server confirms the phone-on-file opt-in with a consumer device and records a phone-on-file opt-in status as active if the first phone-on-file is confirmed. A charge method includes receiving, at the billing server, a charge API call from a merchant server including at least one identifier and an amount, determining a phone-on-file opt-in status corresponding to the identifier at the billing server and transmitting a request to charge a user account to a carrier server if the phone-on-file opt-in status is active, but not if the phone-on-file opt-in status is inactive, the request including an amount corresponding to the amount received in the charge API call.
    Type: Grant
    Filed: June 26, 2013
    Date of Patent: January 31, 2017
    Assignee: Boku, Inc.
    Inventors: John P. Browne, Pankhudi Pankhudi, Natalya Elkanova, James C. McIntyre, Annie Minh Ma
  • Patent number: 9003079
    Abstract: A phone-on-file opt-in method is described. A phone-on-file opt-in request is received at the billing server including a msisdn and a merchant supplied unique consumer identifier. The billing server confirms the phone-on-file opt-in with a consumer device and records a phone-on-file opt-in status as active if the first phone-on-file is confirmed. A charge method includes receiving, at the billing server, a charge API call from a merchant server including at least one identifier and an amount, determining a phone-on-file opt-in status corresponding to the identifier at the billing server and transmitting a request to charge a user account to a carrier server if the phone-on-file opt-in status is active, but not if the phone-on-file opt-in status is inactive, the request including an amount corresponding to the amount received in the charge API call.
    Type: Grant
    Filed: June 26, 2013
    Date of Patent: April 7, 2015
    Assignee: Boku, Inc.
    Inventors: John P. Browne, Pankhudi Pankhudi, Natalya Elkanova, James C. McIntyre, Annie Minh Ma
  • Publication number: 20150006371
    Abstract: A phone-on-file opt-in method is described. A phone-on-file opt-in request is received at the billing server including a msisdn and a merchant supplied unique consumer identifier. The billing server confirms the phone-on-file opt-in with a consumer device and records a phone-on-file opt-in status as active if the first phone-on-file is confirmed. A charge method includes receiving, at the billing server, a charge API call from a merchant server including at least one identifier and an amount, determining a phone-on-file opt-in status corresponding to the identifier at the billing server and transmitting a request to charge a user account to a carrier server if the phone-on-file opt-in status is active, but not if the phone-on-file opt-in status is inactive, the request including an amount corresponding to the amount received in the charge API call.
    Type: Application
    Filed: June 26, 2013
    Publication date: January 1, 2015
    Inventors: John P. Browne, Pankhudi Pankhudi, Natalya Elkanova, James C. Mclntyre, Annie Minh Ma
  • Publication number: 20150006372
    Abstract: A phone-on-file opt-in method is described. A phone-on-file opt-in request is received at the billing server including a msisdn and a merchant supplied unique consumer identifier. The billing server confirms the phone-on-file opt-in with a consumer device and records a phone-on-file opt-in status as active if the first phone-on-file is confirmed. A charge method includes receiving, at the billing server, a charge API call from a merchant server including at least one identifier and an amount, determining a phone-on-file opt-in status corresponding to the identifier at the billing server and transmitting a request to charge a user account to a carrier server if the phone-on-file opt-in status is active, but not if the phone-on-file opt-in status is inactive, the request including an amount corresponding to the amount received in the charge API call.
    Type: Application
    Filed: June 26, 2013
    Publication date: January 1, 2015
    Inventors: John P. Browne, Pankhudi Pankhudi, Natalya Elkanova, James C. McIntyre, Annie Minh Ma
  • Publication number: 20150006381
    Abstract: A phone-on-file opt-in method is described. A phone-on-file opt-in request is received at the billing server including a msisdn and a merchant supplied unique consumer identifier. The billing server confirms the phone-on-file opt-in with a consumer device and records a phone-on-file opt-in status as active if the first phone-on-file is confirmed. A charge method includes receiving, at the billing server, a charge API call from a merchant server including at least one identifier and an amount, determining a phone-on-file opt-in status corresponding to the identifier at the billing server and transmitting a request to charge a user account to a carrier server if the phone-on-file opt-in status is active, but not if the phone-on-file opt-in status is inactive, the request including an amount corresponding to the amount received in the charge API call.
    Type: Application
    Filed: June 26, 2013
    Publication date: January 1, 2015
    Inventors: John P. Browne, Pankhudi Pankhudi, Natalya Elkanova, James C. Mclntyre, Annie Minh Ma
  • Publication number: 20150006373
    Abstract: A phone-on-file opt-in method is described. A phone-on-file opt-in request is received at the billing server including a msisdn and a merchant supplied unique consumer identifier. The billing server confirms the phone-on-file opt-in with a consumer device and records a phone-on-file opt-in status as active if the first phone-on-file is confirmed. A charge method includes receiving, at the billing server, a charge API call from a merchant server including at least one identifier and an amount, determining a phone-on-file opt-in status corresponding to the identifier at the billing server and transmitting a request to charge a user account to a carrier server if the phone-on-file opt-in status is active, but not if the phone-on-file opt-in status is inactive, the request including an amount corresponding to the amount received in the charge API call.
    Type: Application
    Filed: June 26, 2013
    Publication date: January 1, 2015
    Inventors: John P. Browne, Pankhudi Pankhudi, Natalya Elkanova, James C. McIntyre, Annie Minh Ma