Patents by Inventor Natasha MITCHKO
Natasha MITCHKO has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12165143Abstract: A computer-implemented method for anonymizing online transaction details may include performing a process to generate an identifier (ID) and reference address for a user, and receiving a request for transaction processing from an e-commerce server. The request may include first data including: information associated with a purchase of a product to be delivered to the user; the identifier; and the reference address. The method may further include: in response to the request, determining whether the ID and reference address are included in the request, and if so, obtaining the accurate address and shipping rate rules; applying, based on the first data and the accurate address, the shipping rate rules to determine accurate shipping rate cost information associated with delivering the product to the accurate address; performing an anonymizing process on the accurate information to obtain anonymous shipping rate information, and transmitting the anonymous shipping rate information to the e-commerce server.Type: GrantFiled: March 13, 2023Date of Patent: December 10, 2024Assignee: Capital One Services, LLCInventors: Kyle Johnson, Michael Mossoba, Abdelkader Benkreira, Robert Perry, Austen Novis, Max Miracolo, Natasha Mitchko
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Publication number: 20240086888Abstract: Systems and methods for determining transaction locations are disclosed. In one embodiment, a method includes receiving, from a computing terminal, information indicating the completion of a transaction associated with a mobile device, sending, to the mobile device, a confirmation of the completion of the transaction, receiving, from the mobile device, location information indicating latitude and longitude information of the mobile device, confirming that the location information is within a predetermined distance of a stored location of the computing terminal, updating the location information associated with the computing terminal to include the received location information, and determining, based on the location information associated with the computing terminal, a location of the computing terminal.Type: ApplicationFiled: October 13, 2023Publication date: March 14, 2024Inventors: Pavel Fort, Andrew Veenstra, Natasha Mitchko
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Patent number: 11823167Abstract: Systems and methods for determining transaction locations are disclosed. In one embodiment, a method includes receiving, from a computing terminal, information indicating the completion of a transaction associated with a mobile device, sending, to the mobile device, a confirmation of the completion of the transaction, receiving, from the mobile device, location information indicating latitude and longitude information of the mobile device, confirming that the location information is within a predetermined distance of a stored location of the computing terminal, updating the location information associated with the computing terminal to include the received location information, and determining, based on the location information associated with the computing terminal, a location of the computing terminal.Type: GrantFiled: August 6, 2021Date of Patent: November 21, 2023Assignee: Capital One Services, LLCInventors: Pavel Fort, Andrew Veenstra, Natasha Mitchko
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Publication number: 20230214828Abstract: A computer-implemented method for anonymizing online transaction details may include performing a process to generate an identifier (ID) and reference address for a user, and receiving a request for transaction processing from an e-commerce server. The request may include first data including: information associated with a purchase of a product to be delivered to the user; the identifier; and the reference address. The method may further include: in response to the request, determining whether the ID and reference address are included in the request, and if so, obtaining the accurate address and shipping rate rules; applying, based on the first data and the accurate address, the shipping rate rules to determine accurate shipping rate cost information associated with delivering the product to the accurate address; performing an anonymizing process on the accurate information to obtain anonymous shipping rate information, and transmitting the anonymous shipping rate information to the e-commerce server.Type: ApplicationFiled: March 13, 2023Publication date: July 6, 2023Applicant: Capital One Services, LLCInventors: Kyle JOHNSON, Michael MOSSOBA, Abdelkader BENKREIRA, Robert PERRY, Austen NOVIS, Max MIRACOLO, Natasha MITCHKO
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Patent number: 11631078Abstract: A computer-implemented method for anonymizing online transaction details may include performing a process to generate an identifier (ID) and reference address for a user, and receiving a request for transaction processing from an e-commerce server. The request may include first data including: information associated with a purchase of a product to be delivered to the user; the identifier; and the reference address. The method may further include: in response to the request, determining whether the ID and reference address are included in the request, and if so, obtaining the accurate address and shipping rate rules; applying, based on the first data and the accurate address, the shipping rate rules to determine accurate shipping rate cost information associated with delivering the product to the accurate address; performing an anonymizing process on the accurate information to obtain anonymous shipping rate information, and transmitting the anonymous shipping rate information to the e-commerce server.Type: GrantFiled: April 13, 2020Date of Patent: April 18, 2023Assignee: Capital One Services, LLCInventors: Kyle Johnson, Michael Mossoba, Abdelkader Benkreira, Robert Perry, Austen Novis, Max Miracolo, Natasha Mitchko
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Publication number: 20230040141Abstract: Systems and methods for determining transaction locations are disclosed. In one embodiment, a method includes receiving, from a computing terminal, information indicating the completion of a transaction associated with a mobile device, sending, to the mobile device, a confirmation of the completion of the transaction, receiving, from the mobile device, location information indicating latitude and longitude information of the mobile device, confirming that the location information is within a predetermined distance of a stored location of the computing terminal, updating the location information associated with the computing terminal to include the received location information, and determining, based on the location information associated with the computing terminal, a location of the computing terminal..Type: ApplicationFiled: August 6, 2021Publication date: February 9, 2023Inventors: Pavel Fort, Andrew Veenstra, Natasha Mitchko
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Publication number: 20220215465Abstract: Aspects described herein may provide a method and system that comprises monitoring, by a transaction server, a bank account associated with a user and training a predictive model to define one or more patterns based on activity in the bank account. The method and system may further comprise authenticating an identity of the user in conjunction with a credit card purchase and then posting a purchase amount associated with the credit card purchase to a credit card account associated with the user. The method and system may also comprise predicting, based on correlating the purchase amount with the one or more patterns using the predictive model, that the purchase amount will or will not be paid in full when due and generating an option to the user to refinance the purchase amount, wherein the generating the option occurs prior to when a payment for the credit card purchase is due.Type: ApplicationFiled: January 4, 2021Publication date: July 7, 2022Inventors: Natasha Mitchko, Max Miracolo, Abdelkader M'Hamed Benkreira
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Publication number: 20210319437Abstract: A computer-implemented method for anonymizing online transaction details may include performing a process to generate an identifier (ID) and reference address for a user, and receiving a request for transaction processing from an e-commerce server. The request may include first data including: information associated with a purchase of a product to be delivered to the user; the identifier; and the reference address. The method may further include: in response to the request, determining whether the ID and reference address are included in the request, and if so, obtaining the accurate address and shipping rate rules; applying, based on the first data and the accurate address, the shipping rate rules to determine accurate shipping rate cost information associated with delivering the product to the accurate address; performing an anonymizing process on the accurate information to obtain anonymous shipping rate information, and transmitting the anonymous shipping rate information to the e-commerce server.Type: ApplicationFiled: April 13, 2020Publication date: October 14, 2021Applicant: CAPITAL ONE SERVICES, LLCInventors: Kyle JOHNSON, Michael MOSSOBA, Abdelkader BENKREIRA, Robert PERRY, Austen NOVIS, Max MIRACOLO, Natasha MITCHKO