Patents by Inventor Nathan Spindel

Nathan Spindel has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220292472
    Abstract: The disclosed technique enables a payer who uses a payment object to pay for goods or services to specify, by using a mobile device, how the payment amount should be apportioned the payer and additional payers. In certain embodiments, the technique involves communication between a mobile payment application installed on the payer's mobile device and a remote payment service system (PSS). The payment amount is transferred from the payer to the payee. The mobile payment application enables the payer to identify additional payers and specify how the payment amount should be apportioned between the payers. The mobile payment application communicates this information to the PSS, which then executes or triggers reimbursement to the payer to carry out the specified apportionment.
    Type: Application
    Filed: June 1, 2022
    Publication date: September 15, 2022
    Inventors: Nathan Spindel, Shawn Morel, Nefaur Rahman Khandker
  • Patent number: 11410139
    Abstract: The disclosed technique enables a consumer who uses a payment object to pay for goods or services to specify, by using a mobile device, how the transaction amount should be apportioned among multiple payers. In certain embodiments, the technique involves communication between a mobile payment application installed on the consumer's mobile device and a remote payment service system (PSS). The mobile payment application enables the user to specify how many payers there are, who the payers are, and exactly how the transaction amount should be apportioned among the payers. The mobile payment application communicates this information to the PSS, which then executes or triggers reimbursement to carry out the specified apportionment.
    Type: Grant
    Filed: April 12, 2020
    Date of Patent: August 9, 2022
    Assignee: Block, Inc.
    Inventors: Nathan Spindel, Nefaur Rahman Khandker, Shawn Morel
  • Patent number: 10929847
    Abstract: A technique for providing a pay-by-name payment experience is disclosed. A point-of-sale (POS) system at a store receives information identifying an account with a central server from a payment card using a short-range wireless technology. In response to that, it obtains information regarding the account, including a person's name associated with the account, using the received information. It also accepts a name from a specific consumer in the vicinity. At this point, it determines whether the name accepted from the specific consumer and the name associated with the account are identical. If it determines that the two names are identical, it checks-in the consumer to the store.
    Type: Grant
    Filed: May 6, 2019
    Date of Patent: February 23, 2021
    Assignee: Square, Inc.
    Inventors: Thomas Templeton, Nathan Spindel, Paul Aaron, Jesse L. Dorogusker
  • Patent number: 10820138
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for generating geofences. One of the methods includes receiving, at a mobile device, a signal emitted by a merchant device associated with a merchant. If the signal is emitted by a merchant device associated with a merchant and the distance between the mobile device and the merchant device satisfies a threshold, a notification is provided on the mobile device indicating proximity of the merchant associated with the merchant device.
    Type: Grant
    Filed: April 27, 2018
    Date of Patent: October 27, 2020
    Assignee: SQUARE, INC.
    Inventors: Shuvo Chatterjee, William Henderson, Nathan Spindel, Scott Charles Perry
  • Patent number: 10692088
    Abstract: In some examples, a computer system may receive transaction information for transactions between card users and a payee that may include transaction card information from a plurality of read events of a plurality of transaction cards at the payee's card reader. In association with the plurality of read events, the system may receive location information of a plurality of mobile devices, each mobile device being associated respectively with one of the plurality of transaction cards in a data structure maintained by the computer system. For instance, the location information for each mobile device may be indicative of a location of the mobile device at a time of a corresponding read event of an associated transaction card. The system may determine an approximate location of the card reader based on the location information of the plurality of mobile devices.
    Type: Grant
    Filed: January 18, 2019
    Date of Patent: June 23, 2020
    Assignee: SQUARE, INC.
    Inventors: Nathan Spindel, Shawn Morel, Nefaur Rahman Khandker
  • Patent number: 10621563
    Abstract: The disclosed technique enables a consumer who uses a payment object to pay for goods or services to specify, by using a mobile device, how the transaction amount should be apportioned among multiple payers. In certain embodiments, the technique involves communication between a mobile payment application installed on the consumer's mobile device and a remote payment service system (PSS). The mobile payment application enables the user to specify how many payers there are, who the payers are, and exactly how the transaction amount should be apportioned among the payers. The mobile payment application communicates this information to the PSS, which then executes or triggers reimbursement to carry out the specified apportionment.
    Type: Grant
    Filed: January 7, 2014
    Date of Patent: April 14, 2020
    Assignee: Square, Inc.
    Inventors: Nathan Spindel, Nefaur Rahman Khandker, Shawn Morel
  • Publication number: 20190355034
    Abstract: Data describing a purchase order to be prepared by a merchant and an expected arrival time of a user for arriving at a geographic location of the merchant can be received. An order preparation time for the purchase order based on the one or more items specified in the purchase order can be determined. The order preparation time can be a time needed by the merchant to prepare the purchase order. An order start time based on the order preparation time for the purchase order and on the expected arrival time can be determined. The order start time can be a time for beginning preparation of the purchase order to have the purchase order ready at the expected arrival time. The data describing the purchase order and the order start time can be presented.
    Type: Application
    Filed: May 29, 2019
    Publication date: November 21, 2019
    Inventors: Michael Dustin Moring, Nathan Spindel, Mark Jen
  • Patent number: 10319013
    Abstract: Data describing a purchase order to be prepared by a merchant and an expected arrival time of a user for arriving at a geographic location of the merchant can be received. An order preparation time for the purchase order based on the one or more items specified in the purchase order can be determined. The order preparation time can be a time needed by the merchant to prepare the purchase order. An order start time based on the order preparation time for the purchase order and on the expected arrival time can be determined. The order start time can be a time for beginning preparation of the purchase order to have the purchase order ready at the expected arrival time. The data describing the purchase order and the order start time can be presented.
    Type: Grant
    Filed: June 20, 2014
    Date of Patent: June 11, 2019
    Assignee: SQUARE, INC.
    Inventors: Michael Dustin Moring, Nathan Spindel, Mark Jen
  • Patent number: 10296910
    Abstract: A technique for providing a pay-by-name payment experience is disclosed. A point-of-sale (POS) system at a store receives information identifying an account with a central server from a payment card using a short-range wireless technology. In response to that, it obtains information regarding the account, including a person's name associated with the account, using the received information. It also accepts a name from a specific consumer in the vicinity. At this point, it determines whether the name accepted from the specific consumer and the name associated with the account are identical. If it determines that the two names are identical, it checks-in the consumer to the store.
    Type: Grant
    Filed: August 8, 2014
    Date of Patent: May 21, 2019
    Assignee: Square, Inc.
    Inventors: Thomas Templeton, Nathan Spindel, Paul Aaron, Jesse L. Dorogusker
  • Publication number: 20190122201
    Abstract: A computer-implemented method for facilitating a merchant transaction comprises providing a list of one or more merchants that are in geographic proximity to a geolocation of a payer, and receiving a request from the payer to conduct a transaction with a merchant among the one or more merchants. The request can be received by a computer system programmed to facilitate the transaction. The transaction can then be processed with the aid of the computer system. A tip selection, which can include a tip amount, can be applied to the transaction. In some cases the tip selection is received from the payer as a selectable option. In other cases, the tip selection is automatically applied to the transaction without involvement from the payer during or upon the termination of the transaction.
    Type: Application
    Filed: November 16, 2018
    Publication date: April 25, 2019
    Inventors: Shahrouz Tavakoli, Nathan Spindel, William Henderson, Alan Fineberg, Nefaur Khandker, Christopher Clark
  • Patent number: 10198731
    Abstract: Various embodiments are related to apparatuses and methods for basing actions on a location of a card swipe. A computer system receives information indicative of a location of a mobile device associated with a customer at a time corresponding to a swipe of a payment card at a card reader of a merchant. The location information can indicate, for example, the location of the mobile device as being at a GPS coordinate, or at a merchant's place of business. When the location information indicates that the mobile device and the card swipe are located near to each other, or are both located at the same merchant's place of business, a reduced level of fraud analysis can be used when authorizing the purchase transaction. A targeted ad can be sent to a mobile device associated with the customer based on the location of the card reader used for the card swipe.
    Type: Grant
    Filed: February 18, 2014
    Date of Patent: February 5, 2019
    Assignee: Square, Inc.
    Inventors: Nathan Spindel, Shawn Morel, Nefaur Rahman Khandker
  • Patent number: 10068272
    Abstract: Methods, computer program products, and systems for pickup orders. A customer device receives an input from a customer selecting one or more items to purchase from a merchant. A list of the selected items can be routed, directly or through a server, to a merchant device of the merchant. The server can provide an identity verification record of the customer to the merchant device. The customer can arrive at the merchant device and request to pick up the selected items. The merchant device, upon receiving an input from the merchant indicating that the customer is authenticated using the identity verification record, approves the purchase and submits price of the selected items to the server for processing.
    Type: Grant
    Filed: September 26, 2014
    Date of Patent: September 4, 2018
    Assignee: SQUARE, INC.
    Inventors: Ajit Kalidindi Varma, Jesse Reiss, Nathan Spindel
  • Publication number: 20180249289
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for generating geofences. One of the methods includes receiving, at a mobile device, a signal emitted by a merchant device associated with a merchant. If the signal is emitted by a merchant device associated with a merchant and the distance between the mobile device and the merchant device satisfies a threshold, a notification is provided on the mobile device indicating proximity of the merchant associated with the merchant device.
    Type: Application
    Filed: April 27, 2018
    Publication date: August 30, 2018
    Inventors: Shuvo Chatterjee, William Henderson, Nathan Spindel, Scott Charles Perry
  • Patent number: 9961491
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for generating geofences. One of the methods includes receiving, at a mobile device, a signal emitted by a merchant device associated with a merchant. If the signal is emitted by a merchant device associated with a merchant and the distance between the mobile device and the merchant device satisfies a threshold, a notification is provided on the mobile device indicating proximity of the merchant associated with the merchant device.
    Type: Grant
    Filed: February 10, 2016
    Date of Patent: May 1, 2018
    Assignee: Square, Inc.
    Inventors: Shuvo Chatterjee, William Henderson, Nathan Spindel, Scott Charles Perry
  • Patent number: 9351114
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for generating geofences. One of the methods includes receiving, at a mobile device, a signal emitted by a merchant device associated with a merchant. If the signal is emitted by a merchant device associated with a merchant and the distance between the mobile device and the merchant device satisfies a threshold, a notification is provided on the mobile device indicating proximity of the merchant associated with the merchant device.
    Type: Grant
    Filed: September 27, 2013
    Date of Patent: May 24, 2016
    Assignee: Square, Inc.
    Inventors: Shuvo Chatterjee, William Henderson, Nathan Spindel, Scott Charles Perry
  • Publication number: 20150120509
    Abstract: Data describing a purchase order to be prepared by a merchant and an expected arrival time of a user for arriving at a geographic location of the merchant can be received. An order preparation time for the purchase order based on the one or more items specified in the purchase order can be determined. The order preparation time can be a time needed by the merchant to prepare the purchase order. An order start time based on the order preparation time for the purchase order and on the expected arrival time can be determined. The order start time can be a time for beginning preparation of the purchase order to have the purchase order ready at the expected arrival time. The data describing the purchase order and the order start time can be presented.
    Type: Application
    Filed: June 20, 2014
    Publication date: April 30, 2015
    Inventors: Dustin Moring, Nathan Spindel, Mark Jen
  • Publication number: 20150031388
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for generating geofences. One of the methods includes receiving, at a mobile device, a signal emitted by a merchant device associated with a merchant. If the signal is emitted by a merchant device associated with a merchant and the distance between the mobile device and the merchant device satisfies a threshold, a notification is provided on the mobile device indicating proximity of the merchant associated with the merchant device.
    Type: Application
    Filed: September 27, 2013
    Publication date: January 29, 2015
    Applicant: Square, Inc.
    Inventors: Shuvo Chatterjee, William Henderson, Nathan Spindel, Scott Charles Perry
  • Publication number: 20140052613
    Abstract: A computer-implemented method for facilitating a merchant transaction comprises providing a list of one or more merchants that are in geographic proximity to a geolocation of a payer, and receiving a request from the payer to conduct a transaction with a merchant among the one or more merchants. The request can be received by a computer system programmed to facilitate the transaction. The transaction can then be processed with the aid of the computer system. A tip selection, which can include a tip amount, can be applied to the transaction. In some cases the tip selection is received from the payer as a selectable option. In other cases, the tip selection is automatically applied to the transaction without involvement from the payer during or upon the termination of the transaction.
    Type: Application
    Filed: September 12, 2012
    Publication date: February 20, 2014
    Applicant: Square, Inc., A Delaware Corporation
    Inventors: Shahrouz Tavakoli, Nathan Spindel, William Henderson, Alan Fineberg, Nefaur Khandker, Christopher Clark
  • Publication number: 20090037524
    Abstract: Apparatus and methods to control media presentation provide capabilities to capture a media event and process the media content captured in a distributed arrangement. In an embodiment, a media client communicates with a media production server to conduct a media capture event and to process media content generated from the media capture event in which the media production server controls the media capture machine that generates the media content.
    Type: Application
    Filed: May 9, 2008
    Publication date: February 5, 2009
    Applicant: Apple Inc.
    Inventors: David Michael O'Rourke, Nick Brosnahan, David Kramer, Kjell Bronder, Nathan Spindel, Eric Circlaeys