Abstract: When incentivizing vendors to give greater discounts on items or services offered or advertised to specific customers on a third-party website in exchange for reduced advertisement pricing, a vendor enters offer parameters (e.g., item or service for sale, price or discount amount, terms of the offer, a permitted number of acceptances of the offer, etc.) into a user interface along with target customer criteria (e.g., age, gender, minimum income, etc.). The target criteria is matched to customer profile data, and an advertisement generated using the offer parameter information is presented to customers whose profiles match the target criteria. In return for offering larger discounts, a cost per event (CPE) associated with the advertisement is reduced for the vendor. An invoice is generated and transmitted to the vendor, and upon receipt of payment, the advertisement provider remits a portion of the received payment to the website owner.

Abstract: When incentivizing vendors to give greater discounts on items or services offered or advertised to specific customers on a third-party website in exchange for reduced advertisement pricing, a vendor enters offer parameters (e.g., item or service for sale, price or discount amount, terms of the offer, a permitted number of acceptances of the offer, etc.) into a user interface along with target customer criteria (e.g., age, gender, minimum income, etc.). The target criteria is matched to customer profile data, and an advertisement generated using the offer parameter information is presented to customers whose profiles match the target criteria. In return for offering larger discounts, a cost per event (CPE) associated with the advertisement is reduced for the vendor. An invoice is generated and transmitted to the vendor, and upon receipt of payment, the advertisement provider remits a portion of the received payment to the website owner.

Abstract: A method of providing a personalized advertisement campaign includes receiving from a financial institution anonymized customer data associated with a plurality of customers of the financial institution, creating key lifestyle indicators, which describe customer attributes, from the anonymized customer data, delivering online a pre-advertisement to at least one selected customer of the plurality of customers, receiving a prospective unique customer identification code from the financial institution when at least one prospective customer accepts the pre-advertisement, matching the prospective unique customer identification code to at least one prospective customer of the plurality of customers, and delivering a financial application associated with the pre-advertisement to the at least one prospective customer with the matched prospective unique customer identification code.

Abstract: A method of providing a personalized advertisement campaign purpose includes: receiving from a financial institution anonymized customer data associated with a plurality of customers of the financial institution and a prospective unique customer identification code associated with the plurality of customers of the financial institution; creating key lifestyle indicators, which describe customer attributes, from the anonymized customer data; receiving from the financial institution an authenticated unique customer identification code that is matched to authenticated data from at least one prospective customer of the plurality of customers of the financial institution; matching the prospective unique customer identification code to the authenticated unique customer identification code; matching the authenticated unique customer identification code to at least one key lifestyle indicators of the plurality of customers; and delivering a financial application form associated with the matched key lifestyle indicato

Abstract: The subject personalized consumer advertising/ad placement system provides the ability for advertisers, ad agencies, and any other applicable organization to determine and electronically present their “ideal” consumer profile and have their advertisement/promotion placed in front of all consumers who match the profile based on the anonymous mining of the consumers actual spending across a broad base of spending categories.

Abstract: The subject personalized consumer advertising/ad placement system provides the ability for advertisers, ad agencies, and any other applicable organization to determine and electronically present their “ideal” consumer profile and have their advertisement/promotion placed in front of all consumers who match the profile based on the anonymous mining of the consumers actual spending across a broad base of spending categories.

Abstract: A method of providing a personalized advertisement campaign includes identifying at least one customer of a financial institution via at least one cookie associated with the at least one customer; matching a prospective unique customer identification code with at least one key lifestyle indicator, which describe customer attributes, associated with the at least one customer; delivering online a pre-advertisement to at least one selected customer that is matched with the key lifestyle indicators; receiving an authentication of at least one selected customer from the financial institution; and delivering a financial application form associated with the pre-advertisement to the at least one authenticated customer who accepts the pre-advertisement.

Abstract: A method for providing one way trust via a third party advertisement presenter includes creating one or more advertisement campaigns which are delivered though a third party advertisement presenter's cookies, mapping the third party advertisement presenter's cookies to a demand side platform's cookies, providing the corresponding third party advertisement presenter's cookies via the demand side platform's cookies if the websites accessed by the individual include advertising space the demand side platform is bidding on, and delivering the one or more advertisement campaigns to the individual through the corresponding third party advertisement presenter's cookies.

Abstract: A method for creating a customized advertising campaign includes displaying a list of available products and/or services for an advertising campaign, determining a list of consumers to be targeted by the advertising campaign, and selecting a product or service for the advertising campaign. The method further includes inputting advertising campaign detail information wherein the advertising campaign detail information includes at least one of an advertising campaign name, a start date, and an end date. The method also includes providing a list of one or more pre-associated banner templates for the advertising campaign, selecting one or more pre-associated banner templates for the advertising campaign, editing text of the one or more selected pre-associated banner templates, and publishing the one or more selected pre-associated banner templates according to the campaign detail information to one or more delivery websites.

Abstract: When incentivizing vendors to give greater discounts on items or services offered or advertised to specific customers on a third-party website in exchange for reduced advertisement pricing, a vendor enters offer parameters (e.g., item or service for sale, price or discount amount, terms of the offer, a permitted number of acceptances of the offer, etc.) into a user interface along with target customer criteria (e.g., age, gender, minimum income, etc.). The target criteria is matched to customer profile data, and an advertisement generated using the offer parameter information is presented to customers whose profiles match the target criteria. In return for offering larger discounts, a cost per event (CPE) associated with the advertisement is reduced for the vendor. An invoice is generated and transmitted to the vendor, and upon receipt of payment, the advertisement provider remits a portion of the received payment to the website owner.

Abstract: A method for creating a customized advertising campaign includes displaying a list of available products and/or services for an advertising campaign, determining a list of consumers to be targeted by the advertising campaign, and selecting a product or service for the advertising campaign. The method further includes inputting advertising campaign detail information wherein the advertising campaign detail information includes at least one of an advertising campaign name, a start date, and an end date. The method also includes providing a list of one or more pre-associated banner templates for the advertising campaign, selecting one or more pre-associated banner templates for the advertising campaign, editing text of the one or more selected pre-associated banner templates, and publishing the one or more selected pre-associated banner templates according to the campaign detail information to one or more delivery websites.

Abstract: When incentivizing vendors to give greater discounts on items or services offered or advertised to specific customers on a third-party website in exchange for reduced advertisement pricing, a vendor enters offer parameters (e.g., item or service for sale, price or discount amount, terms of the offer, a permitted number of acceptances of the offer, etc.) into a user interface along with target customer criteria (e.g., age, gender, minimum income, etc.). The target criteria is matched to customer profile data, and an advertisement generated using the offer parameter information is presented to customers whose profiles match the target criteria. In return for offering larger discounts, a cost per event (CPE) associated with the advertisement is reduced for the vendor. An invoice is generated and transmitted to the vendor, and upon receipt of payment, the advertisement provider remits a portion of the received payment to the website owner.

Abstract: Systems and methods are described for presenting targeted offer advertisements to qualified customers while browsing the Internet. A designated interaction region such as a frame or border is positioned on each advertisement, and when a customer activates the border by clicking on or hovering a cursor there over, a menu of selectable options is displayed, from which the customer may select to perform an action on the offer. For instance, the customer may select an option to save the targeted offer to an offer library for later review. Additionally, the customer may select an option to access the offer library to review details of saved offers.

Abstract: When incentivizing vendors to give greater discounts on items or services offered or advertised to specific customers on a third-party website in exchange for reduced advertisement pricing, a vendor enters offer parameters (e.g., item or service for sale, price or discount amount, terms of the offer, a permitted number of acceptances of the offer, etc.) into a user interface along with target customer criteria (e.g., age, gender, minimum income, etc.). The target criteria is matched to customer profile data, and an advertisement generated using the offer parameter information is presented to customers whose profiles match the target criteria. In return for offering larger discounts, a cost per event (CPE) associated with the advertisement is reduced for the vendor. An invoice is generated and transmitted to the vendor, and upon receipt of payment, the advertisement provider remits a portion of the received payment to the website owner.

Abstract: Systems and methods are described for presenting targeted offer advertisements to qualified customers while browsing the Internet. A designated interaction region such as a frame or border is positioned on each advertisement, and when a customer activates the border by clicking on or hovering a cursor there over, a menu of selectable options is displayed, from which the customer may select to perform an action on the offer. For instance, the customer may select an option to save the targeted offer to an offer library for later review. Additionally, the customer may select an option to access the offer library to review details of saved offers.

Abstract: A method for combining real-time behavior data with previously-modeled data to prioritize media content is provided. The method includes: receiving at least one of a unique customer identification code data and a third party advertisement provider identification code data associated with a user from a content webpage with which the user is interacting; determining if the unique customer identification code or the third party advertisement provider identification code is known by a third party advertisement provider; determining if the content webpage exists with at least one associated key lifestyle indicator data that includes information indicative of the at least one characteristic of the user; obtaining a key lifestyle indicator data list associated with the content webpage; updating the key lifestyle indicator list with the key lifestyle indicators of the content webpage; and presenting updated media content on the content webpage based on the updated key lifestyle indicator list.

Abstract: A method of providing a personalized advertisement campaign includes identifying at least one customer of a financial institution via at least one cookie associated with the at least one customer; matching a prospective unique customer identification code with at least one key lifestyle indicator, which describe customer attributes, associated with the at least one customer; delivering online a pre-advertisement to at least one selected customer that is matched with the key lifestyle indicators; receiving an authentication of at least one selected customer from the financial institution; and delivering a financial application form associated with the pre-advertisement to the at least one authenticated customer who accepts the pre-advertisement.

Abstract: A method of providing a personalized advertisement campaign purpose includes: receiving from a financial institution anonymized customer data associated with a plurality of customers of the financial institution and a prospective unique customer identification code associated with the plurality of customers of the financial institution; creating key lifestyle indicators, which describe customer attributes, from the anonymized customer data; receiving from the financial institution an authenticated unique customer identification code that is matched to authenticated data from at least one prospective customer of the plurality of customers of the financial institution; matching the prospective unique customer identification code to the authenticated unique customer identification code; matching the authenticated unique customer identification code to at least one key lifestyle indicators of the plurality of customers; and delivering a financial application form associated with the matched key lifestyle indicato

Abstract: A method of providing a personalized advertisement campaign includes receiving from a financial institution anonymized customer data associated with a plurality of customers of the financial institution, creating key lifestyle indicators, which describe customer attributes, from the anonymized customer data, delivering online a pre-advertisement to at least one selected customer of the plurality of customers, receiving a prospective unique customer identification code from the financial institution when at least one prospective customer accepts the pre-advertisement, matching the prospective unique customer identification code to at least one prospective customer of the plurality of customers, and delivering a financial application associated with the pre-advertisement to the at least one prospective customer with the matched prospective unique customer identification code.

Abstract: A method for providing one way trust via a third party advertisement presenter includes creating one or more advertisement campaigns which are delivered though a third party advertisement presenter's cookies, mapping the third party advertisement presenter's cookies to a demand side platform's cookies, providing the corresponding third party advertisement presenter's cookies via the demand side platform's cookies if the websites accessed by the individual include advertising space the demand side platform is bidding on, and delivering the one or more advertisement campaigns to the individual through the corresponding third party advertisement presenter's cookies.