Patents by Inventor Nicolette de Guia
Nicolette de Guia has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11924191Abstract: Methods, computer-readable media, software, and apparatuses are provided to assist a user and vendor in completing an online trusted transaction. Trusted vendor websites are verified and user identities are confirmed through a cyber-security safe logon credentialing system. The vendor can be confident that the user identity has been verified to be who they say they are and the user can be confident that they are using a trusted verified vendor website.Type: GrantFiled: November 4, 2021Date of Patent: March 5, 2024Assignee: Allstate Insurance CompanyInventors: John Parkinson, David Harris, Mark D. Hansen, Nicolette De Guia
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Publication number: 20230009887Abstract: Data associated with a structure or home may be received from an insurance provider, from publicly available sources and/or from a user. The data may include information about the structure and/or items within the structure, as well as a locality in which the structure is located, and/or other structures in the locality or neighborhood. The data may be used to assess items associated with the structure to determine a probability that an item may have an issue. Other aspects relate to receiving a request for assistance from a user in identifying a cause of an issue and remedying the issue. In some examples, the received data associated with the structure may be aggregated with data from the user about the issue in order to identify a cause of the issue and develop an action plan to address the issue.Type: ApplicationFiled: February 22, 2022Publication date: January 12, 2023Inventors: Kurt M. Stricker, Beverly Landry-Gonzalez, Nicolette De Guia, Mark E. Faga, Kelly Ann Brennan, Robert H. Johnson
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Publication number: 20220366080Abstract: Methods, computer-readable media, software, and apparatuses may assist a consumer in keeping to their preferred privacy preferences when making a purchase online. Differences between the privacy policy of a vender and the privacy preferences of the consumer may be output for display to the consumer, along with alternative vendor recommendations, including vendors having privacy policies more closely match with the privacy preferences of the consumer.Type: ApplicationFiled: July 27, 2022Publication date: November 17, 2022Inventors: John Parkinson, Nicolette De Guia, Margaret K. Striebich
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Patent number: 11436364Abstract: Methods, computer-readable media, software, and apparatuses may assist a consumer in keeping to their preferred privacy preferences when making a purchase online. Differences between the privacy policy of a vender and the privacy preferences of the consumer may be output for display to the consumer, along with alternative vendor recommendations, including vendors having privacy policies more closely match with the privacy preferences of the consumer.Type: GrantFiled: December 21, 2018Date of Patent: September 6, 2022Assignee: ALLSTATE INSURANCE COMPANYInventors: John Parkinson, Nicolette De Guia, Margaret K. Striebich
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Publication number: 20220060466Abstract: Methods, computer-readable media, software, and apparatuses are provided to assist a user and vendor in completing an online trusted transaction. Trusted vendor websites are verified and user identities are confirmed through a cyber-security safe logon credentialing system. The vendor can be confident that the user identity has been verified to be who they say they are and the user can be confident that they are using a trusted verified vendor website.Type: ApplicationFiled: November 4, 2021Publication date: February 24, 2022Applicant: Allstate Insurance CompanyInventors: John Parkinson, David Harris, Mark D. Hansen, Nicolette De Guia
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Patent number: 11257164Abstract: Data associated with a structure or home may be received from an insurance provider, from publicly available sources and/or from a user. The data may include information about the structure and/or items within the structure, as well as a locality in which the structure is located, and/or other structures in the locality or neighborhood. The data may be used to assess items associated with the structure to determine a probability that an item may have an issue. Other aspects relate to receiving a request for assistance from a user in identifying a cause of an issue and remedying the issue. In some examples, the received data associated with the structure may be aggregated with data from the user about the issue in order to identify a cause of the issue and develop an action plan to address the issue.Type: GrantFiled: September 9, 2019Date of Patent: February 22, 2022Assignee: Allstate Insurance CompanyInventors: Kurt M. Stricker, Beverly Landry-Gonzalez, Nicolette De Guia, Mark E. Faga, Kelly Ann Brennan, Robert H. Johnson
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Publication number: 20220029966Abstract: Connecting to an unsecured wired or wireless network poses severe security and privacy risks. An individual application such as a mobile online banking application address this by using point to point private network connections. Browsers, however, generally do not use point to point private network connections and depend on the target website to establish a secure connection. Providing a secure connection that is the default for all network access and that encrypts all over the air or over the wire traffic mitigates these risks. However, virtual client networks (VPNs) client applications can be difficult to set up and need to be always on to ensure that all network activity is secure. By embedding a VPN capability and automating the connection process, a safe and secure network connection can be made available to users of computing devices.Type: ApplicationFiled: October 12, 2021Publication date: January 27, 2022Applicant: ALLSTATE INSURANCE COMPANYInventors: Jason Park, John Parkinson, Mark D. Hansen, Nicolette De Guia
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Patent number: 11196734Abstract: Methods, computer-readable media, software, and apparatuses are provided to assist a user and vendor in completing an online trusted transaction. Trusted vendor websites are verified and user identities are confirmed through a cyber-security safe logon credentialing system. The vendor can be confident that the user identity has been verified to be who they say they are and the user can be confident that they are using a trusted verified vendor website.Type: GrantFiled: July 23, 2019Date of Patent: December 7, 2021Assignee: ALLSTATE INSURANCE COMPANYInventors: John Parkinson, David Harris, Mark D. Hansen, Nicolette De Guia
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Patent number: 11190490Abstract: Connecting to an unsecured wired or wireless network poses severe security and privacy risks. An individual application such as a mobile online banking application address this by using point to point private network connections. Browsers, however, generally do not use point to point private network connections and depend on the target website to establish a secure connection. Providing a secure connection that is the default for all network access and that encrypts all over the air or over the wire traffic mitigates these risks. However, virtual client networks (VPNs) client applications can be difficult to set up and need to be always on to ensure that all network activity is secure. By embedding a VPN capability and automating the connection process, a safe and secure network connection can be made available to users of computing devices.Type: GrantFiled: October 2, 2018Date of Patent: November 30, 2021Assignee: Allstate Insurance CompanyInventors: Jason Park, John Parkinson, Mark D. Hansen, Nicolette De Guia
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Patent number: 11087347Abstract: Methods, computer-readable media, systems and apparatuses for home maintenance monitoring and rewarding users for completion of various home maintenance tasks are provided. The systems may receive data associated with a home, such as a plurality of systems and/or devices associated with the home. Based on the received information, the systems may generate a maintenance task list for the home including a plurality of maintenance tasks. Data related to maintenance performed on the home may be received and, based on the received maintenance data, a determination may be made as to whether one or more tasks on the maintenance task list have been completed. Upon completion of a task, a reward, such as points, discounts on future maintenance, insurance premium discounts, etc., may be deposited in an account of the user. In some arrangements, the points may be redeemed as payment on future maintenance, payment on insurance premiums, or the like.Type: GrantFiled: October 22, 2019Date of Patent: August 10, 2021Assignee: Allstate Insurance CompanyInventors: Nicolette De Guia, Kelly Ann Brennan
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Publication number: 20210029107Abstract: Methods, computer-readable media, software, and apparatuses are provided to assist a user and vendor in completing an online trusted transaction. Trusted vendor websites are verified and user identities are confirmed through a cyber-security safe logon credentialing system. The vendor can be confident that the user identity has been verified to be who they say they are and the user can be confident that they are using a trusted verified vendor website.Type: ApplicationFiled: July 23, 2019Publication date: January 28, 2021Applicant: Allstate Insurance CompanyInventors: John Parkinson, David Harris, Mark D. Hansen, Nicolette De Guia
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Patent number: 10861115Abstract: Systems, methods, apparatuses and computer-readable media for receiving data associated with a structure or home are presented. Data may be received from an insurance provider associated with the structure, from publicly available sources and/or from a user. A template of items to evaluate associated with the structure may be generated. User input may be received associated with one or more of the items and a determination may be made as to whether a potential issue exists with respect to the item. Other aspects relate to receiving data associated with a plurality of items from the template and prioritizing potential issues identified for each item. Other aspects relate to providing options or images to a user for selection. The user may select an option or image based on the similarity to the item in the structure, which may prompt additional options or images to be provided to the user for selection.Type: GrantFiled: September 26, 2014Date of Patent: December 8, 2020Assignee: Allstate Insurance CompanyInventors: Kurt M. Stricker, Beverly Landry-Gonzalez, Nicolette de Guia, Mark E. Faga, Kelly Ann Brennan, Robert H. Johnson
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Patent number: 10831350Abstract: Methods, computer-readable media, systems and apparatuses for generation of a custom user interface for various categories of users and home maintenance, finance, and insurance monitoring are provided. The systems may receive data associated with a home, such as a plurality of systems and/or devices associated with the home. Based on the received information, the systems may generate a maintenance task list for the home including a plurality of maintenance tasks, finance task lists, and/or insurance task lists. Data related to maintenance performed on the home may be received and, based on the received maintenance data, a determination may be made as to whether one or more tasks on the maintenance task list have been completed.Type: GrantFiled: March 31, 2016Date of Patent: November 10, 2020Assignee: Allstate Insurance CompanyInventors: Nicolette de Guia, Mark E. Faga, Moises Norena, Ryan G. Campbell, Surender Kumar
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Publication number: 20200304592Abstract: Methods, computer-readable media, software, and apparatuses may assist the user in understanding their unique digital footprint and the connections from the data within the footprint to the user's connections online and in the physical world. The determined information may be visually displayed to the user along with recommendations regarding digital safety.Type: ApplicationFiled: March 20, 2019Publication date: September 24, 2020Inventors: Jason Park, Nicolette De Guia, Mark D. Hansen, Dongmin Liu, Amaeya Kalke, Sergio G. Montero, John Parkinson, Cindy Weidmann
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Publication number: 20200202037Abstract: Methods, computer-readable media, software, and apparatuses may assist a consumer in keeping to their preferred privacy preferences when making a purchase online. Differences between the privacy policy of a vender and the privacy preferences of the consumer may be output for display to the consumer, along with alternative vendor recommendations, including vendors having privacy policies more closely match with the privacy preferences of the consumer.Type: ApplicationFiled: December 21, 2018Publication date: June 25, 2020Applicant: Allstate Insurance CompanyInventors: John Parkinson, Nicolette De Guia, Margaret K. Striebich
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Publication number: 20200106746Abstract: Connecting to an unsecured wired or wireless network poses severe security and privacy risks. An individual application such as a mobile online banking application address this by using point to point private network connections. Browsers, however, generally do not use point to point private network connections and depend on the target website to establish a secure connection. Providing a secure connection that is the default for all network access and that encrypts all over the air or over the wire traffic mitigates these risks. However, virtual client networks (VPNs) client applications can be difficult to set up and need to be always on to ensure that all network activity is secure. By embedding a VPN capability and automating the connection process, a safe and secure network connection can be made available to users of computing devices.Type: ApplicationFiled: October 2, 2018Publication date: April 2, 2020Applicant: Allstate Insurance CompanyInventors: Jason Park, John Parkinson, Mark D. Hansen, Nicolette De Guia
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Patent number: 10489813Abstract: Methods, computer-readable media, systems and apparatuses for home maintenance monitoring and rewarding users for completion of various home maintenance tasks are provided. The systems may receive data associated with a home, such as a plurality of systems and/or devices associated with the home. Based on the received information, the systems may generate a maintenance task list for the home including a plurality of maintenance tasks. Data related to maintenance performed on the home may be received and, based on the received maintenance data, a determination may be made as to whether one or more tasks on the maintenance task list have been completed. Upon completion of a task, a reward, such as points, discounts on future maintenance, insurance premium discounts, etc., may be deposited in an account of the user. In some arrangements, the points may be redeemed as payment on future maintenance, payment on insurance premiums, or the like.Type: GrantFiled: September 25, 2015Date of Patent: November 26, 2019Assignee: Allstate Insurance CompanyInventors: Nicolette De Guia, Kelly Ann Brennan
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Patent number: 10453146Abstract: Systems, methods, apparatuses and computer-readable media for receiving data associated with a structure or home are provided. Data may be received from an insurance provider, from publicly available sources and/or from a user. The data may include information about the structure and/or items within the structure, as well as a locality in which the structure is located, and/or other structures in the locality or neighborhood. The data may be used to assess items associated with the structure to determine a probability that an item may have an issue. Other aspects relate to receiving a request for assistance from a user in identifying a cause of an issue and remedying the issue. In some examples, the received data associated with the structure may be aggregated with data from the user about the issue in order to identify a cause of the issue and develop an action plan to address the issue.Type: GrantFiled: September 26, 2014Date of Patent: October 22, 2019Assignee: Allstate Insurance CompanyInventors: Kurt M. Stricker, Beverly Landry-Gonzalez, Nicolette de Guia, Mark E. Faga, Kelly Ann Brennan, Robert H. Johnson