Abstract: A mobile contact-less wrist watch payment system for making secure payments. The mobile contact-less watch payment system uses Near Field Communications and Finger Print Security Technology to create a digital watch wallet for credit card and bank card payments through a watch. The user is able to wear the watch as a digital wallet, which is unlike current applications which focus solely on having the digital wallet in a cell phone platform. The watch features security safeguards before it can be accessed to provide payments.