Patents by Inventor Oscar Guerra
Oscar Guerra has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12075308Abstract: A first mobile device exchanges information or documentation with a second mobile device after a vehicular incident or collision has occurred. Communication is initiated or triggered based on detection of the incident by a collision detection system and/or based on the first mobile device contactlessly receiving a user identifier from the second mobile device. The contactless communication may be initiated by a service provider system or by the first mobile device. The first mobile device may include a sensor that scans a user identifier associated with the second mobile device. Then, the first mobile device may transmit the user identifier to the service provider system, which initiates or provides a communication channel between the first mobile device and the second mobile device.Type: GrantFiled: September 27, 2021Date of Patent: August 27, 2024Assignee: United Services Automobile Association (USAA)Inventors: Oscar Guerra, Gregory David Hansen, Anto Chirayil Thomas
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Patent number: 12067100Abstract: A dual wearable smart device system and a method of using the dual wearable smart device system for authenticating an electronic financial transaction are described. In one embodiment, a method for approving an electronic financial transaction using at least two wearable smart devices includes providing a first wearable smart device that is designated as a payment device for conducting electronic financial transactions. The method also includes providing a second wearable smart device that is designated as a confirmation device for confirming the electronic financial transactions by the first wearable smart device. The method includes initiating, by the first wearable smart device, an electronic financial transaction, and, approving, by the second wearable smart device, the electronic financial transaction initiated by the first wearable smart device. The method further includes authenticating the first wearable smart device to complete the electronic financial transaction.Type: GrantFiled: August 7, 2023Date of Patent: August 20, 2024Assignee: United Services Automobile Association (USAA)Inventors: Kelly Q. Baker, William Preston Culbertson, II, Will Kerns Maney, Jr., Gregory David Hansen, Jerry John Maestas, Oscar Guerra, Gregory Brian Meyer, Ana Maldonado, Michelle Susan Croak, Andre Rene Buentello, Stacy Callaway Huggar, Jose L. Romero, Jr.
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Patent number: 12062029Abstract: Disclosed herein are embodiments of systems, methods, and products comprises a server for enabling automatic shopping. The server may associate a shopping cart with a customer's electronic user device. The server may monitor the locations of the electronic user device. Based on the customer's location, the server may identify the shelves and items the customer has visited. When an item is lifted from the shelf, at least one weight sensor on the shelf may detect the weight change. The server may receive a notification comprising an amount of weight change from the weight sensor on the shelf. When the customer places the item into his/her shopping cart, the weight sensor on the shopping cart may detect the weight addition. If the weight change and weight addition match, the analytic server may determine that the item picked up from the shelf is placed within the customer's shopping cart.Type: GrantFiled: June 1, 2023Date of Patent: August 13, 2024Assignee: United Services Automobile Association (USAA)Inventors: Cory A. Matheson, Curtis Mark Bell, Ashley Raine Philbrick, Nathan Lee Post, Noe Alberto Martinez, David M. Jones, Jr., Oscar Guerra, Janelle Denice Dziuk, Zachery C. Lake, Yevgeniy Viatcheslavovich Khmelev
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Patent number: 12039610Abstract: A method may include receiving, via a processor, an indication that a user is performing one or more activities on a project code. The method may then involve receiving an insurance policy associated with the user and the project code in response to receiving the indication, monitoring the one or more activities performed on the project code by the user, and determining whether the one or more activities correspond to one or more expected activities associated with the insurance policy. The method may also include sending a notification indicative of one or more inconsistent activities to a user device in response to the one or more activities not corresponding to the one or more expected activities.Type: GrantFiled: May 18, 2022Date of Patent: July 16, 2024Assignee: United Services Automobile Association (USAA)Inventors: Caleb Ezekiel Johnson, Ric M. Pena, Oscar Guerra, Sumita T. Jonak
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Patent number: 12032642Abstract: A data sharing system may facilitate sharing of data with third party systems. In one example, the data sharing system can provide a graphical user interface that displays an available subset of user data for sharing. The available subset may be based on previously shared user data with the third party system. The third party system can provide a selection of data of interest within the available subset, and the selected data can be shared.Type: GrantFiled: March 31, 2022Date of Patent: July 9, 2024Assignee: United Services Automobile Association (USAA)Inventors: Oscar Guerra, Megan Sarah Jennings, Dustin Bowen Bitter, Pooja Krishnaswamy, Donald Nathaniel Holloway, III, Nikhil Dama
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Patent number: 11972760Abstract: The present disclosure relates to detecting the use of fake voice command to activate microphones of smart devices. In one embodiment, sound characteristics associated with an audio signal from a microphone of smart device may be compared with other microphones of the smart device in order to detect fake voice commands. In another embodiment, sound characteristics associated with the audio signal from the microphone may be compared with a threshold range of stored sound characteristics in order to detect fake voice commands. In some embodiments, a controller may triangulate a position associated with a source of a sound in order to detect a fake voice command. In a further embodiment, a controller may verify that a user or associated electronic device are near a smart device to authorize a voice command.Type: GrantFiled: July 28, 2020Date of Patent: April 30, 2024Assignee: United Services Automobile Association (USAA)Inventors: Carlos J P Chavez, Sacha Melquiades De'Angeli, Oscar Guerra, David M. Jones, Jr., Gregory Brian Meyer, Christopher Russell, Arthur Quentin Smith
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Patent number: 11953429Abstract: Systems and methods of the present disclosure include at least one building component detection sensor device configured to be deployed within (or proximate to) a building comprised of a plurality of building components. The at least one building component detection sensor device is configured to detect data relating to at least one building component of the plurality of building components. In addition, a building component property determination system includes a processor configured to execute instructions stored in memory to determine one or more properties of the at least one building component based at least in part on the data detected by the at least one building component detection sensor device.Type: GrantFiled: May 8, 2023Date of Patent: April 9, 2024Assignee: United Services Automobile Association (USAA)Inventors: Emily Margaret Gray, Daniel Christopher Bitsis, Jr., Qunying Kou, Robert Wiseman Simpson, Manfred Amann, Donnette Moncrief Brown, Eric David Schroeder, Meredith Beveridge, Michael J. Maciolek, Bobby Lawrence Mohs, Brian F. Shipley, Justin Dax Haslam, Ashley Raine Philbrick, Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ryan Thomas Russell, David Patrick Dixon
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Patent number: 11947973Abstract: The present disclosure is related to a system that may include a first computing device that may perform a plurality of data processing operations and a second computing device that may receive a modification to one or more components of a first data operation, identify a first subset of the plurality of data processing operations that corresponds to the one or more components, and determine one or more alternate parameters associated with the one or more components. The second computing device may then identify a second subset of the plurality of data processing operations that corresponds to the one or more alternate parameters and send a notification to the first computing device indicative of a modification to the first subset and the second subset.Type: GrantFiled: September 13, 2021Date of Patent: April 2, 2024Assignee: United Services Automobile Association (USAA)Inventors: Oscar Guerra, Megan Sarah Jennings
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Patent number: 11938791Abstract: A vehicle window opacity system that includes a vehicle window system comprising a front windshield, side windows, and a rear window, a liquid crystal display system coupled to the vehicle window system, and a controller coupled to the liquid crystal display system. The controller is operable to control an opacity of a portion of the liquid crystal display system coupled to at least one side window relative to the front windshield to reduce and/or block light from passing through the at least one side window based on information regarding a light source.Type: GrantFiled: May 4, 2022Date of Patent: March 26, 2024Assignee: United Services Automobile Association (USAA)Inventors: Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ashley Raine Philbrick, Ryan Thomas Russell, David Patrick Dixon
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Patent number: 11922810Abstract: A vehicle adjustment system includes one or more processors configured to receive data from one or more sensors coupled to a vehicle that is in a stationary position. The one or more processors are also configured to analyze the data to determine whether an object is within a buffer zone surrounding the vehicle while the vehicle is in the stationary position. In response to determining that the object is within the buffer zone while the vehicle is in the stationary position, the one or more processors are configured to provide control signals to one or more driving components of the vehicle to reposition the vehicle to an alternate position.Type: GrantFiled: May 23, 2022Date of Patent: March 5, 2024Assignee: United Services Automobile Association (USAA)Inventors: Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ashley Raine Philbrick, Ryan Thomas Russell, David Patrick Dixon
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Patent number: 11900429Abstract: The described systems and methods provide a user's mobile device with a graphical user interface that can provide information about the lowest price offered for one or more products. For instance, when a person at a physical retail store places one or more products in a physical shopping cart, a scanning device may scan the one or more products to obtain information about the one or more products, the scanned information is sent to a server that provides pricing and store location information to a mobile device based on the scanned information, the pricing and store location information can be analyzed by the mobile device to display the lowest price and store location for each product.Type: GrantFiled: November 18, 2021Date of Patent: February 13, 2024Assignee: United Services Automobile Association (USAA)Inventors: Michelle Susan Croak, Stephen Joseph Contreras, Jo Anne Yau, Charise Renee Whitaker, Jason Algernon Webster, Salvador J. Rodriguez, Jon D. McEachron, Kimberly Wiessner, Oscar Guerra
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Publication number: 20240004943Abstract: A data correlation and presentation system is provided herein. Machine learning is used to identify correlations in data received from disparate electronic services. Corelated data objects are generated based upon the identified correlations and the corelated data objects are provided in a combined characteristics output, enabling downstream reporting systems to report the correlations with very little processing resource utilization.Type: ApplicationFiled: June 29, 2023Publication date: January 4, 2024Inventors: Gabrielle Diane Salazar, Dustin Bowen Bitter, Mitzi Ruiz, Jeanie Graciela Lopez, Oscar Guerra, William Daniel Farmer, Jennifer Marie Chandler-Bradley
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Patent number: 11860988Abstract: A method and system for a one-time authentication interaction to conduct electronic financial transactions using a wearable smart ring device is described. In one embodiment, a method includes detecting, by a mobile device, that a wearable smart ring device is being worn by a user. The method also includes receiving, by the mobile device, authentication information associated with the user, and comparing the received authentication information with stored authentication information associated with the user. Upon determining that the received authentication information matches the stored authentication information, the wearable smart ring device is authorized to conduct electronic financial transactions. Additionally, the wearable smart ring device remains authorized to conduct electronic financial transactions as long as it is worn by the user. Once removed from the user's finger, the wearable smart ring device is de-authorized.Type: GrantFiled: August 28, 2020Date of Patent: January 2, 2024Assignee: United Services Automobile Association (USAA)Inventors: Kelly Q. Baker, William Preston Culbertson, II, Will Kerns Maney, Jr., Gregory David Hansen, Jerry John Maestas, Oscar Guerra, Gregory Brian Meyer, Ana Maldonado, Michelle Susan Croak, Andre Rene Buentello, Stacy Callaway Huggar, Jose L. Romero, Jr.
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Patent number: 11853534Abstract: A method and system of providing users with accessibility tools based on the user's behavior during their access of an application. The system identifies behavior that is potentially associated with a particular disability. In response, the system causes one or more accessibility tools configured to improve the application experience for users with the identified disability to be enabled. In addition, past in-app behavior of a user may be used to determine whether an accessibility tool should again be offered to the same user during subsequent application use.Type: GrantFiled: June 21, 2022Date of Patent: December 26, 2023Assignee: United Services Automobile Association (USAA)Inventors: Gregory David Hansen, Edward Manuel Alonzo, III, Manfred Amann, Donnette L Moncrief Brown, Justin Dax Haslam, Ashley Raine Philbrick, Oscar Guerra, Andre Rene Buentello
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Patent number: 11854370Abstract: A method may include receiving an alert and a recorded data set from a first monitoring system and receiving a first set of permissions from the first monitoring system. The method may also include determining a permission associated with sharing of the recorded data set based at least in part on the first set of permissions. The method may also include determining that sharing of at least a portion of the recorded data from the first monitoring system is permitted based at least in part on the permission and sharing the at least a portion of the recorded data set.Type: GrantFiled: May 23, 2022Date of Patent: December 26, 2023Assignee: United Services Automobile Association (USAA)Inventors: Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ashley Raine Philbrick, Ryan Thomas Russell, David Patrick Dixon
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Patent number: 11816944Abstract: Secure cash deposit containers, such as secure cash bags or secure cash boxes equipped with an integrated bill scanner and a transmitter. The integrated bill scanner may receive and count the bills, and then store them in the secure cash deposit container. A transmitter in communication with the scanner may then transmit a report to the bank servicing the commercial establishment's cash deposit account. The bank may then automatically credit the amount reported by the scanner to the commercial establishment cash deposit account. The amount credited may be subject to further verification, for example, by a bank teller or by a bank's automated cash counting and sorting machines.Type: GrantFiled: July 18, 2022Date of Patent: November 14, 2023Assignee: United Services Automobile Association (USAA)Inventors: Will Kerns Maney, Jr., Oscar Guerra, Ruthie D. Lyle
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Patent number: 11810413Abstract: An enrollment data management system includes one or more processors and memory storing instructions executable by the one or more processors to cause the one or more processors to receive sensor data from one or more sensors located at a property, wherein the sensor data indicates a plurality of individual detection events that each indicate presence of an individual at the property. The instructions are executable by the one or more processors to cause the one or more processors to analyze the sensor data to determine that the property qualifies as a residence of the individual, access information relevant to the property from one or more databases, utilize the information relevant to the property as enrollment information for an enrollment process for the individual.Type: GrantFiled: June 28, 2022Date of Patent: November 7, 2023Assignee: United Services Automobile Association (USAA)Inventors: Gabrielle Diane Salazar, Dustin Bowen Bitter, Mitzi Ruiz, Jeanie Graciela Lopez, Oscar Guerra, William Daniel Farmer, Jennifer Marie Chandler-Bradley
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Patent number: 11762971Abstract: A dual wearable smart device system and a method of using the dual wearable smart device system for authenticating an electronic financial transaction are described. In one embodiment, a method for approving an electronic financial transaction using at least two wearable smart devices includes providing a first wearable smart device that is designated as a payment device for conducting electronic financial transactions. The method also includes providing a second wearable smart device that is designated as a confirmation device for confirming the electronic financial transactions by the first wearable smart device. The method includes initiating, by the first wearable smart device, an electronic financial transaction, and, approving, by the second wearable smart device, the electronic financial transaction initiated by the first wearable smart device. The method further includes authenticating the first wearable smart device to complete the electronic financial transaction.Type: GrantFiled: August 28, 2020Date of Patent: September 19, 2023Assignee: United Services Automobile Association (USAA)Inventors: Kelly Q. Baker, William Preston Culbertson, II, Will Kerns Maney, Jr., Gregory David Hansen, Jerry John Maestas, Oscar Guerra, Gregory Brian Meyer, Ana Maldonado, Michelle Susan Croak, Andre Rene Buentello, Stacy Callaway Huggar, Jose L. Romero, Jr.
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Patent number: 11763556Abstract: A technique for assessing a landscape condition of a property is provided that determines landscape condition for an individual property or properties of interest using image data from one or more unmanned aerial vehicles. Based on the image data, a control system may generate a landscape condition output, such as an alert for a property owner or control signals for damage mitigation devices.Type: GrantFiled: August 2, 2022Date of Patent: September 19, 2023Assignee: United Services Automobile Association (USAA)Inventors: Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ashley Raine Philbrick, Ryan Thomas Russell, David Patrick Dixon
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Patent number: 11757531Abstract: The present disclosure relates to preventing laser access to microphones of smart devices. In one embodiment, a microphone of the smart device may be covered with an opaque material such as a cloth cover. The opaque material may serve as a barrier that is impenetrable to light, thereby preventing laser light to reach the microphone. In a further embodiment, a smart device may prevent the one or more microphones of the smart device from receiving an audio command embedded in a light signal by disrupting the light signal, ignoring the audio command, or both. In another embodiment, the smart device may block the audio command from being received at a microphone of a smart device by determining a frequency of the light signal, instructing a laser jammer to transmit a counter light with the frequency to interfere with the light signal.Type: GrantFiled: August 26, 2020Date of Patent: September 12, 2023Assignee: United Services Automobile Association (USAA)Inventors: Carlos J P Chavez, Sacha Melquiades De'Angeli, Oscar Guerra, David M. Jones, Jr., Gregory Brian Meyer, Christopher Russell, Arthur Quentin Smith