Abstract: Systems and methods for providing a resource-based distributed public crypto currency blockchain include system provider device(s) that receive first crypto currency transaction information for a first crypto currency transaction that is configured to provide for the transfer of a crypto currency to a payee via a primary distributed public crypto currency blockchain maintained by computing devices. The system provider device(s) identify resource information provided by each computing device and use the resource information to select a subset of the computing devices for processing the first crypto currency transaction. The system provider device(s) then broadcast, via the network to each computing device, the first crypto currency transaction information for the first crypto currency transaction in order to cause a first computing device to process the first crypto currency transaction as part of a first block that is added to the primary distributed public crypto currency blockchain.

Abstract: The present disclosure is directed to consolidated token routing. First data corresponding to a request to conduct a first transaction is analyzed. A first token is generated for the first transaction. Second data corresponding to a request to conduct a second transaction is analyzed. A second token is generated for the second transaction. In response to determining that at least a first component of the first data corresponds to a first component of the second data, a routing of the first token and a routing of the second token are consolidated. The consolidation of the token routing includes transmitting the first token and the second token to one or more devices in a single transmission.

Abstract: Systems and methods for transaction management include receiving, from a user device associated with a user, a transaction request and receiving, through a network in a token form, user information associated with the user while the user is accessing transaction information from the user device. The user information comprises data associated with an action by user or a biometric of the user captured by the user device. Based on data associated with the transaction request, a delay in processing the transaction request due to a transaction rule is determined, and then based on the user information, a user interaction indicator associated with the transaction is determined. A transaction management action associated with the transaction is performed based on the user interaction indicator.

Abstract: A mempool of a miner of a blockchain system is accessed. The mempool contains at least a first transaction and a second transaction. A determination is made that the first transaction and the second transaction are related to each other. In response to the determination, the first transaction and the second transaction are linked. The linking of the first and second transactions comprises aggregating data associated with the first transaction and the second transaction into an aggregated data set. The aggregated data set is written into a single block of the blockchain system.

Abstract: Cached data is obtained from a device. The cached data includes data saved on the device in response to electronic searches or electronic messaging performed by a user using the device. A determination is made, at least in part via the cached data, regarding an intended use context associated with the electronic searches or the electronic messaging. Using the intended use context, a confidence level is determined. In response to the determined confidence level meeting or exceeding a predefined threshold, a transaction involving the user is automatically executed, or an electronic communication is automatically sent on behalf of the user.

Abstract: Methods and systems are presented for facilitating sharing of tokens among different funding accounts linked to a digital wallet application to improve the computer resource efficiency of the mobile device. When a first funding account is linked to the digital wallet application is received, a token management system may determine whether a set of tokens have already been issued and stored on the mobile device for another related funding account. The token management system may cause a token service provider server to abort generating additional tokens for the first funding account. Instead, the token management system may modify characteristics of one or more of the set of tokens existed on the mobile device, to enable the one or more existing tokens to be usable in electronic payment transactions in association with the first funding account or the second funding account.

Abstract: An offline transaction is conducted using a primary electronic device or a secondary electronic device communicatively coupled to the primary electronic device. A geographical zone where Internet connectivity is unreliable is determined for the primary electronic device. A detection is made that the primary electronic device is about to enter the geographical zone. In response to the detecting, an amount of funds is made electronically available offline for the primary electronic device. An offline electronic transaction is conducted using the primary electronic device based on the amount of funds. The offline electronic transaction is conducted within the geographical zone.

Abstract: There are provided systems and methods for shared cryptogram generation during multi-party digital token processing. A service provider, such as an electronic transaction processor for digital transactions, may require tokenized data in order to protect sensitive or secure data, such as payment card data during electronic transaction processing. In this regard, the service provider may tokenize the data, which may require a cryptogram for validation of a corresponding digital token. The cryptogram may be generated based on input from multiple participants to the transaction, where a length of the cryptogram may be determined based on a risk score for the transaction. Each transaction participant may be assigned one or more slots or values in the cryptogram to provide based on the risk score and other rules for cryptogram generation. Each participant may provide corresponding portions, where the service provider may generate and backwards update the participants of the cryptogram.

Abstract: Methods and systems described herein may implement blockchain cryptocurrency transactions in a variety of environments. An online transaction processor may provide operations for digital asset recommendations and processing in one or more metaverses. The online transaction processor may determine digital assets available to a user in one or more digital wallets, as well as interactions by the user in one or more metaverses. Based on the digital assets, the transaction processor may determine blockchains preferred by the user. The transaction processor may intelligently select, using one or more machine learning models, a recommendation of a digital asset for the user based on the preferred blockchains and the interactions by the user in the metaverse(s). The recommendation may be for a digital asset that may be used in one or more of the metaverses and may be based on a proof of interest-based pricing model.

Abstract: Systems and methods for customer journey prediction and recommendation are disclosed. In an embodiment, a computer system determines that a user activity for a customer journey has been performed by a user interacting with a platform. The computer system predicts a next user activity that will be performed by the user. The computer system determines a first probability that the predicted next user activity will lead to a positive outcome for the customer journey and a second probability that an alternative user activity will lead to the positive outcome. Based on the second probability being a threshold amount greater than the first probability, the computer system intervenes on the platform to direct the user to the alternative user activity. Related systems and methods are also disclosed.

Abstract: There are provided systems and methods for parent level token issuance for asynchronous data processing based on device trust levels. Two devices may interact enough that they develop a trust rating between the two devices that the devices are trusted for transaction processing and resolution. In order to provide asynchronous transaction processing without requiring a token service provider or transaction processor, a parent level token may be issued to the devices by a token service provider based on the trust rating. The devices may receive child level tokens from the parent token, while the parent token is stored by the transaction processor. The child level tokens may allow the devices and transaction processor to trust the devices to process and resolve transaction processing without availing the token service provider for token issuance.

Abstract: A communication channel merging system detects that a first communication session that is provided via a first communication channel between a first user and a first service provider is concurrent with a second communication session that is provided via a second communication channel between the first user and a second service provider. The system then generates a user score based on information associated with the first and second communication sessions and determines that the user score satisfies a condition that causes the first and second communication sessions to be merged into a merged communication session. The system generates a first channel score for the first communication channel and a second channel score for the second communication channel and determines based on those channel scores that the first communication channel should provide the merged communication session. The system directs the merged communication session to be provided on the first communication channel.

Abstract: In response to detecting, at the first time period, that the available amount of the first resource on the computing device is below the first threshold level, the computer system switches the computing device to a first low resource mode, wherein the switching the computing device to the first low resource mode includes intercepting a first data intended to be transmitted to the computing device, the first data corresponding to a first set of one or more applications on the computing device. In response to detecting, at a second time period that is after the first time period, that the available amount of the first resource on the computing device meets or exceeds the first threshold level, the computer system switches the computing device back to a normal operating mode.

Abstract: There are provided systems and methods for linking user behaviors to tracked data consumption using digital tokens. A service provider, such as an online transaction processor, may provide additional services to users via a media content monitoring and/or tokenization system for purchasable items in media content. A user may view media content and see an item available for purchase. One or more IoT sensors, routers or devices, and the like may be used to identify the user viewed the item in the media content. This data may be tokenized as a shopping object digital token, which may be cached for a time period to detect if the user's behaviors indicate that the user purchases another related item based on viewing the item in the media content. If the user processes a transaction for the related item, rewards may be provided to participants involved in presenting and selling that item.

Abstract: Disclosed methods include receiving, by a system, a request from a computing device for an information exchange between a first entity and a second entity, and then generating a first token request for a cryptographic token to be authorized to enable the exchange. In response to receiving an indication that authorization was declined, the system may cause the computing device to identify a different cryptographic token of a connected application. The different cryptographic token may be usable by the connected application to authenticate the first entity to a computer service associated with the connected application. The system may communicate with the computer service to approve use of the different cryptographic token by the system, and then generate a second token request for a substitute cryptographic token using information from the different cryptographic token. The system may complete, using the substitute cryptographic token, the exchange between the first and entities.

Abstract: There are provided systems and methods for a network cache of device input for redundancy during device inoperability. A device may detect that the device is in danger of failure, for example, if a battery is low on the device, the device is damaged, or the device may lose network connectivity. On detection of such a condition, the device may request that a server that performs electronic transaction processing establish or trigger a mode that allows for caching of transaction data as input for the transaction data is entered to a device, which may be done by sending signaling to the server indicating the condition that affects the device's operability. The server may then cache input for the transaction data. If the device fails prior to approving and completing electronic transaction processing, the server may use the cached data to generate a digital ledger for another entity.

Abstract: Systems and techniques for facilitating detection of data duplication issues relating to generation of non-fungible tokens are provided. In various embodiments, a computer system can access a digital artwork image. In various aspects, the computer system can generate a set of plagiarism probabilities by comparing the digital artwork image to a set of cached digital artwork images. In various instances, a given plagiarism probability in the set of plagiarism probabilities can indicate a likelihood that the digital artwork image was derived from a given cached digital artwork image in the set of cached digital artwork images. In various cases, the computer system can calculate an authenticity score for the digital artwork image based on the set of plagiarism probabilities. In various aspects, the computer system can determine whether the authenticity score for the digital artwork image satisfies a threshold authenticity value.

Abstract: Systems, computer-implemented methods, apparatus, and/or computer program products that facilitate implementation of child tokens for improved transaction data storage and/or implementation of reduced transaction information payloads for quicker computerized payment processing are provided. In various embodiments, a system can comprise a scanner component that can scan a financial instrument during a current transaction, thereby extracting financial instrument data associated with the current transaction. In various instances, the system can further comprise a logging component, that can identify in an electronic transaction log a first data entry that corresponds to a previous transaction. In various cases, the first data entry can list previous financial instrument data associated with the previous transaction, and the previous financial instrument data can match the current financial instrument data.

Abstract: Systems and methods for providing a resource-based distributed public crypto currency blockchain include system provider device(s) that receive first crypto currency transaction information for a first crypto currency transaction that is configured to provide for the transfer of a crypto currency to a payee via a primary distributed public crypto currency blockchain maintained by computing devices. The system provider device(s) identify resource information provided by each computing device and use the resource information to select a subset of the computing devices for processing the first crypto currency transaction. The system provider device(s) then broadcast, via the network to each computing device, the first crypto currency transaction information for the first crypto currency transaction in order to cause a first computing device to process the first crypto currency transaction as part of a first block that is added to the primary distributed public crypto currency blockchain.

Abstract: Systems and techniques for monitoring, predicting and/or alerting for short-term oxygen support needs of patients are presented. A system can include a data collection component that receives multimodal patient data for a patient having a respiratory condition in association with monitoring and treating the respiratory condition in real-time, the multimodal patient data comprising at least physiological data regarding physiological parameters tracked for the patient over a period of time, and current oxygen support data regarding a current oxygen support mechanism of the patient.