Patents by Inventor Paul A. Gardiner

Paul A. Gardiner has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11676149
    Abstract: A system and method for routing ATM transactions. A transaction request is received at an external application programming interface (API) associated with an account holder. The external API runs on a first processor. The transaction request is validated and authorized at the external API. Information about the transaction is forwarded from the external API to an internal API associated with an automated teller machine (ATM). The internal API runs on a second processor. A unique identifier is generated for the transaction request and provided to a user. The unique identifier is received from the user at the ATM without the user presenting any card and without connecting a mobile device of the user to the ATM. The unique identifier is provided from the ATM to the internal API to confirm a validity of the transaction. The transaction is implemented at the ATM by either dispensing cash or accepting a deposit.
    Type: Grant
    Filed: February 18, 2022
    Date of Patent: June 13, 2023
    Assignee: NCR Corporation
    Inventors: Jerry McCarley, Mohammad Fraz Ahmed, Michael Winbun, Tammy Marks, Brad Nolan, Paul Gardiner, Michael Hafer, Chris Cochran
  • Patent number: 11636454
    Abstract: Systems and methods are provided for routing transactions from ATMs. In one embodiment, a method is provided that includes receiving a unique identifier that corresponds to a transaction requested by a user. In certain implementations, the unique identifier may be presented to the user by a third party separate from a provider of the ATM. The method may further include routing the unique identifier to an application programming interface affiliated with a provider of the ATM to confirm the transaction's validity. In certain implementations, the method may further comprise implementing the transaction and updating a settlement account to reflect the transaction.
    Type: Grant
    Filed: April 9, 2020
    Date of Patent: April 25, 2023
    Assignee: NCR Corporation
    Inventors: Jerry McCarley, Mohammad Fraz Ahmed, Michael Winbun, Tammy Marks, Brad Nolan, Paul Gardiner
  • Publication number: 20220180365
    Abstract: A system and method for routing ATM transactions. A transaction request is received at an external application programming interface (API) associated with an account holder. The external API runs on a first processor. The transaction request is validated and authorized at the external API. Information about the transaction is forwarded from the external API to an internal API associated with an automated teller machine (ATM). The internal API runs on a second processor. A unique identifier is generated for the transaction request and provided to a user. The unique identifier is received from the user at the ATM without the user presenting any card and without connecting a mobile device of the user to the ATM. The unique identifier is provided from the ATM to the internal API to confirm a validity of the transaction. The transaction is implemented at the ATM by either dispensing cash or accepting a deposit.
    Type: Application
    Filed: February 18, 2022
    Publication date: June 9, 2022
    Inventors: Jerry McCarley, Mohammad Fraz Ahmed, Michael Winbun, Tammy Marks, Brad Nolan, Paul Gardiner, Michael Hafer, Chris Cochran
  • Patent number: 11117507
    Abstract: A multi-configurable load ramp for a vehicle includes an outer ramp member, an inner ramp member pivotably coupled to the outer ramp member and movable between a deployed position extending from the outer ramp member, and a folded position where the inner ramp member is disposed nestingly within outer ramp member, and a vehicle attachment device coupled to one of the inner and outer ramp members. The vehicle attachment device includes a plate member and a hook member extending therefrom, the hook member having an upper jaw and a lower jaw at least partially defining a receiving slot to receive a portion of a tailgate. In the deployed position, one of the inner and outer ramp members is configured to couple to the tailgate via the vehicle attachment device to provide a ramp surface to load and/or unload objects from a cargo area of the vehicle.
    Type: Grant
    Filed: February 21, 2019
    Date of Patent: September 14, 2021
    Assignee: FCA US LLC
    Inventors: Daniel Teodorof, Andrew Partin, Bryan J Macek, Paul A Gardiner, Chad J Vermeulen, Kushal Pradhan, Kyle Neighbors, Jeffery E Long, James B Hunter, James J Metcalf, Charles R Kaiser, Jacob L Carpenter, Jereme A Berube
  • Publication number: 20210264411
    Abstract: Systems and methods are provided for depositing cash into ATMs for crediting an online merchant account. In one embodiment, a method is provided that includes receiving an account identifier requested by a user at an automated teller machine (ATM). The account identifier is associated with an account with a merchant. The method may further include routing the account identifier to an application programming interface affiliated with the ATM to confirm a validity of the account identifier. In certain implementations, the method may further include implementing the transaction by accepting a deposit from the user. A settlement account is updated to reflect the deposit.
    Type: Application
    Filed: February 24, 2021
    Publication date: August 26, 2021
    Inventors: Jerry McCarley, Mohammad Fraz Ahmed, Michael Winbun, Tammy Marks, Brad Nolan, Paul Gardiner
  • Patent number: 10925290
    Abstract: Methods of reducing surface microbial contamination of a poultry carcass comprising subjecting the poultry carcass which has previously been scalded and de-feathered to hot water of between 50° C. and 95° C. for between 1 second and 120 seconds; and related apparatus.
    Type: Grant
    Filed: December 3, 2015
    Date of Patent: February 23, 2021
    Assignee: Moy Park Ltd.
    Inventors: Andrew Lytle, Paul Gardiner
  • Publication number: 20200327515
    Abstract: Systems and methods are provided for routing transactions from ATMs. In one embodiment, a method is provided that includes receiving a unique identifier that corresponds to a transaction requested by a user. In certain implementations, the unique identifier may be presented to the user by a third party separate from a provider of the ATM. The method may further include routing the unique identifier to an application programming interface affiliated with a provider of the ATM to confirm the transaction's validity. In certain implementations, the method may further comprise implementing the transaction and updating a settlement account to reflect the transaction.
    Type: Application
    Filed: April 9, 2020
    Publication date: October 15, 2020
    Inventors: Jerry McCarley, Mohammad Fraz Ahmed, Michael Winbun, Tammy Marks, Brad Nolan, Paul Gardiner
  • Publication number: 20200269742
    Abstract: A multi-configurable load ramp for a vehicle includes an outer ramp member, an inner ramp member pivotably coupled to the outer ramp member and movable between a deployed position extending from the outer ramp member, and a folded position where the inner ramp member is disposed nestingly within outer ramp member, and a vehicle attachment device coupled to one of the inner and outer ramp members. The vehicle attachment device includes a plate member and a hook member extending therefrom, the hook member having an upper jaw and a lower jaw at least partially defining a receiving slot to receive a portion of a tailgate, In the deployed position, one of the inner and outer ramp members is configured to couple to the tailgate via the vehicle attachment device to provide a ramp surface to load and/or unload objects from a cargo area of the vehicle.
    Type: Application
    Filed: February 21, 2019
    Publication date: August 27, 2020
    Inventors: Daniel Teodorof, Andrew Partin, Bryan J. Macek, Paul A. Gardiner, Chad J. Vermeulen, Kushal Pradhan, Kyle Neighbors, Jeffery E. Long, James B. Hunter, James J. Metcalf, Charles R. Kaiser, Jacob L. Carpenter, Jereme A. Berube
  • Publication number: 20190037864
    Abstract: Methods of reducing surface microbial contamination of a poultry carcass comprising subjecting the poultry carcass which has previously been scalded and de-feathered to hot water of between 50° C. and 95° C. for between 1 second and 120 seconds; and related apparatus.
    Type: Application
    Filed: December 3, 2015
    Publication date: February 7, 2019
    Applicant: MOY PARK LIMITED
    Inventors: Andrew Lytle, Paul Gardiner
  • Publication number: 20180126911
    Abstract: A step system, for a pickup truck having a tailgate movable between a closed position and an open position, includes a mounting bracket configured to couple to the pickup truck, and a link system pivotably coupled to the mounting bracket and configured to operably and mechanically couple to the tailgate such that movement of the tailgate from the closed position to the open position automatically pivots the link system from a stowed position beneath the pickup truck to a deployed position rear of the pickup truck. A step portion is coupled to the link system and configured to provide a step for an individual between the ground and the tailgate when the link system is in the deployed position.
    Type: Application
    Filed: November 4, 2016
    Publication date: May 10, 2018
    Inventors: Frederick F Bender, Antony Elliott, Michael J. Squire, Chad Vermeulen, Paul Gardiner, Daniel Teodorof
  • Patent number: 9963076
    Abstract: A step system, for a pickup truck having a tailgate movable between a closed position and an open position, includes a mounting bracket configured to couple to the pickup truck, and a link system pivotably coupled to the mounting bracket and configured to operably and mechanically couple to the tailgate such that movement of the tailgate from the closed position to the open position automatically pivots the link system from a stowed position beneath the pickup truck to a deployed position rear of the pickup truck. A step portion is coupled to the link system and configured to provide a step for an individual between the ground and the tailgate when the link system is in the deployed position.
    Type: Grant
    Filed: November 4, 2016
    Date of Patent: May 8, 2018
    Assignee: FCA US LLC
    Inventors: Frederick F Bender, Antony Elliott, Michael J Squire, Chad Vermeulen, Paul Gardiner, Daniel Teodorof
  • Patent number: 7533376
    Abstract: A platform independent binary object (PIBO) operable on disparate computing environments that have a selected hardware architecture without requiring rebuilding or reloading is provided. The PIBO can be parsed to generate source-code stub file. The PIBO can be loaded and linked with a cooperating computing application by an exemplary linker/loader employing the stub file. Also, the PIBO can be used in various contexts, including but not limited to, as a mechanism for dynamically linking shared objects on platforms that do not offer such native facility; in utilizing pre-written code components on platforms that otherwise would be incompatible due to a violation of platform constraints within particular code; as a mechanism for loading non object-oriented code that circumvents restrictions of multiple execution instances and repeat execution inherent in the code; and as mechanism that allows for the use of a binary object to add on functionality on a closed platform.
    Type: Grant
    Filed: October 12, 2004
    Date of Patent: May 12, 2009
    Assignee: Picsel (Research) Limited
    Inventors: Majid Anwar, Paul Gardiner
  • Patent number: 7444625
    Abstract: A platform independent binary object (PIBO) operable on disparate computing environments that have a selected hardware architecture without requiring rebuilding or reloading is provided. The PIBO can be parsed to generate source-code stub file. The PIBO can be loaded and linked with a cooperating computing application by an exemplary linker/loader employing the stub file. Also, the PIBO can be used in various contexts, including but not limited to, as a mechanism for dynamically linking shared objects on platforms that do not offer such native facility; in utilizing pre-written code components on platforms that otherwise would be incompatible due to a violation of platform constraints within particular code; as a mechanism for loading non object-oriented code that circumvents restrictions of multiple execution instances and repeat execution inherent in the code; and as mechanism that allows for the use of a binary object to add on functionality on a closed platform.
    Type: Grant
    Filed: October 12, 2004
    Date of Patent: October 28, 2008
    Assignee: Picsel (Research) Limited
    Inventors: Majid Anwar, Paul Gardiner
  • Publication number: 20070264337
    Abstract: Supplemental compositions, and methods for administering same to a user, are provided for promoting a restful night's sleep by speedily inducing a person to fall asleep and to maintain sleep, as well as alleviating minor aches and pains so as to further improve the quality of a person sleep. The supplemental composition may include at least an extract of Valerian Root, an extract of Willow Bark and Melatonin or a derivative thereof. The supplemental composition may be provided for consumption at least one time daily, e.g., prior to sleep.
    Type: Application
    Filed: June 21, 2007
    Publication date: November 15, 2007
    Inventors: Paul Gardiner, Marvin Heuer, Shan Chaudhuri, Kenneth Clement
  • Publication number: 20070117867
    Abstract: A kit, and a method of using same, that comprises first, second and third components wherein the first, second and third components collectively comprise Glycine, Arginine, Leucine, Creatine, Alpha Lipoic Acid, and earth metal salts of Ketoisocaproic Acid. Use of the kit may enhance muscle performance, build muscle, increase muscle strength, increase muscle size and reduce muscle fatigue. The three compositions may be used in synergy so as to promote muscle anabolism, neutralize reactive oxygen species, and improve creatine uptake in muscle tissue. The method may also include a schedule for administering each composition to the user for optimal results.
    Type: Application
    Filed: July 18, 2006
    Publication date: May 24, 2007
    Inventors: Paul Gardiner, Marvin Heuer
  • Publication number: 20070104807
    Abstract: Compositions and methods for administering a diet supplement to humans are provided for the enhancement of weight loss, suppression of appetite, prevention of muscle protein catabolism, and providing antioxidants in either a daytime or nighttime formulation. Said diet supplement is comprised of at least a source of Catechins and at least 3% Corosolic Acid. The diet supplement is provided in either daytime or nighttime formulations.
    Type: Application
    Filed: May 2, 2006
    Publication date: May 10, 2007
    Inventors: Paul Gardiner, Marvin Heuer
  • Publication number: 20070031568
    Abstract: A dietary supplement and method for increasing energy and mental alertness of an individual, e.g. a human or an animal, is provided comprising at least Caffeine Anhydrous, Taurine, an extract of American Ginseng Root and extract of Green Tea leaf and tender shoots. Additionally, a method for increasing energy and mental alertness in an individual is also provided.
    Type: Application
    Filed: August 14, 2006
    Publication date: February 8, 2007
    Inventors: Paul Gardiner, Marvin Heuer
  • Publication number: 20070014878
    Abstract: Compositions and methods for administering the same to humans are provided for the promotion of increasing a person's natural metabolic rate, increasing thermogenesis, increasing training intensity, increasing muscular definition, and/or decreasing water retention. Said compositions may comprise, green tea extract, anhydrous caffeine, theobroma cocao extract, oolong tea extract, white tea extract, guarana, yerba matè powder, dandelion root extract, juniper berry powder, parsley powder garcinia cambogia extract, cayenne pepper powder extract, n-acetyl-l-tyrosine, quercetin dehydrate, gynostemma pentaphyullum extract, vinpocetine and optionally thiamin, pyridoxine, picamilone, xanthinol nicotinate, garcinia cambogia extract and niacin.
    Type: Application
    Filed: July 12, 2006
    Publication date: January 18, 2007
    Inventors: Paul Gardiner, Marvin Heuer
  • Publication number: 20060286183
    Abstract: Compositions and methods for administering to the diet of humans a composition for inducing rapid weight loss, controlling appetite, managing stress and supporting mental well-being, supporting relaxation, and combating fatigue. A diet supplement comprising Calcium and Potassium double salt of Garcinia Cambogia Extract supplying 60% Hydroxycitric Acid, Gymnema Sylvestre Leaf Extract, Rhodiola Rosea Root Extract, Theanine, Astaxanthin Algae Extract, Chromium Polynicotinate, Hoodia Gordonii, N-olyl-phosphatidyl ethanolamine (NOPE)/EGCG blend, Vinpocetine, Russian Tarragon Extract, N-acetyl tyrosine, and Withania Somnifera Root Extract is provided. Said diet supplement is comprised of at least Hoodia Gordonii wherein the extract does not contain any extract from the root of the plant.
    Type: Application
    Filed: June 13, 2006
    Publication date: December 21, 2006
    Inventors: Paul Gardiner, Marvin Heuer
  • Publication number: 20060286181
    Abstract: A diet supplement is provided in two parts. One part is provided in a daytime formulation comprising at least the Calcium and Potassium double salt of Garcinia Cambogia Extract, and Green Tea Leaf Extract. The second part is provided in a night time formulation comprising at least the Calcium and Potassium double salt of Garcinia Cambogia Extract and Melatonin. The prevent invention provides a daily diet cycle for enhancing fast weight loss, improving day-time energy, promoting nighttime relaxation and sleep, controlling appetite and increasing metabolism.
    Type: Application
    Filed: June 5, 2006
    Publication date: December 21, 2006
    Inventors: Paul Gardiner, Marvin Heuer