Patents by Inventor Paul Melby

Paul Melby has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHODS AND SYSTEMS FOR VERIFYING AN IDENTITY OF A USER THROUGH CONTEXTUAL KNOWLEDGE-BASED AUTHENTICATION
    Publication number: 20230008170
    Abstract: Methods and systems are described for verifying an identity of a user through contextual knowledge-based authentication. The system described uses contextual knowledge-based authentication. By verifying an identity of a user through contextual knowledge-based authentication, the verification is both more secure and more intuitive to the user.
    Type: Application
    Filed: September 19, 2022
    Publication date: January 12, 2023
    Applicant: Capital One Services, LLC
    Inventors: Matt DAVIS, Pranav KHANNA, Paul MELBY
  • Methods and systems for verifying an identity of a user through contextual knowledge-based authentication
    Patent number: 11496465
    Abstract: Methods and systems are described for verifying an identity of a user through contextual knowledge-based authentication. The system described uses contextual knowledge-based authentication. By verifying an identity of a user through contextual knowledge-based authentication, the verification is both more secure and more intuitive to the user. For example, by relying on confidential and/or proprietary information, the system may generate verification questions, the answers to which are known only by the user.
    Type: Grant
    Filed: September 2, 2020
    Date of Patent: November 8, 2022
    Assignee: Capital One Services, LLC
    Inventors: Matt Davis, Pranav Khanna, Paul Melby
  • METHODS AND SYSTEMS FOR VERIFYING AN IDENTITY OF A USER THROUGH CONTEXTUAL KNOWLEDGE-BASED AUTHENTICATION
    Publication number: 20210320915
    Abstract: Methods and systems are described for verifying an identity of a user through contextual knowledge-based authentication. The system described uses contextual knowledge-based authentication. By verifying an identity of a user through contextual knowledge-based authentication, the verification is both more secure and more intuitive to the user. For example, by relying on confidential and/or proprietary information, the system may generate verification questions, the answers to which are known only by the user.
    Type: Application
    Filed: September 2, 2020
    Publication date: October 14, 2021
    Applicant: Capital One Services, LLC
    Inventors: Matt Davis, Pranav Khanna, Paul Melby
  • Methods and systems for verifying an identity of a user through contextual knowledge-based authentication
    Patent number: 10812478
    Abstract: Methods and systems are described for verifying an identity of a user through contextual knowledge-based authentication. The system described uses contextual knowledge-based authentication. By verifying an identity of a user through contextual knowledge-based authentication, the verification is both more secure and more intuitive to the user. For example, by relying on confidential and/or proprietary information, the system may generate verification questions, the answers to which are known only by the user.
    Type: Grant
    Filed: April 10, 2020
    Date of Patent: October 20, 2020
    Assignee: Capital One Services, LLC
    Inventors: Matt Davis, Pranav Khanna, Paul Melby