Patents by Inventor Paul Michael Evans

Paul Michael Evans has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10004816
    Abstract: The present invention relates to X-ray examinations and to the improvement of patient safety during such. More specifically the invention relates to X-ray diagnostic compositions having low concentrations of iodine and an optimized amount of electrolytes. The invention further relates to methods of X-ray examinations wherein a body is administered with an X-ray diagnostic composition comprising a low concentration of iodine and irradiated with a radiation dose.
    Type: Grant
    Filed: January 10, 2013
    Date of Patent: June 26, 2018
    Assignee: GE HEALTHCARE AS
    Inventors: Ben Newton, Mikkel Thaning, Dirk-Jan in't Veld, Karina Langseth, Paul Michael Evans
  • Patent number: 9916576
    Abstract: Described are methods and systems for remotely personalizing a payment device. In an embodiment, a trusted service provider (TSP) personalization server receives a payment device personalization request from a remote personalization device (RPD), determines that a hardware security token (HST) permits issuance of the payment device, and transmits a personalization data request to an issuer. The TSP personalization server then receives the requested personalization data from a Mobile Over-the-Air Provisioning Service (MOTAPS) server, generates session keys, converts data from the MOTAPS server into payment device application process data unit (APDU) data, and then transmits the personalization data and APDU data to the RPD to load onto a payment device.
    Type: Grant
    Filed: October 2, 2015
    Date of Patent: March 13, 2018
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Colin Tanner, Paul Michael Evans, Theresa L. Smith
  • Patent number: 9420035
    Abstract: Described is a multi-tenant Software as a Service (SaaS) computing environment which provides at least one logical server where two or more sets of tenant data can be processed by the logical server to keep the data from commingling with each other. To prevent data commingling, every tenant transaction request is isolated, via the described system and method, from all other tenant transaction requests by dynamically creating and later destroying unique pluggable components that satisfy the transaction requests.
    Type: Grant
    Filed: February 20, 2014
    Date of Patent: August 16, 2016
    Assignee: International Business Machines Corporation
    Inventors: Paul Michael Evans, Paul Fredric Klein
  • Patent number: 9292848
    Abstract: A system is described for remotely issuing a payment device. The system includes a payment network, a chip card issuer and a remote dispensing device. The remote dispensing device is configured to receive a request from a consumer to purchase a proximity payment card, to transmit a transaction authorization request to the payment network and to receive a transaction authorization. The remote dispensing device then reads proximity payment card information from a pre-personalized proximity payment card, transmits it and a request for personalization data to the chip card issuer, receives the personalization data and transmits it to the pre-personalized proximity payment card to store thereon to create a personalized proximity payment card, and lastly dispenses the personalized proximity payment card to the consumer.
    Type: Grant
    Filed: May 18, 2015
    Date of Patent: March 22, 2016
    Assignee: MasterCard International Inc.
    Inventors: John R. Wankmueller, David A. Roberts, Paul Michael Evans
  • Publication number: 20160026998
    Abstract: Described are methods and systems for remotely personalizing a payment device. In an embodiment, a trusted service provider (TSP) personalization server receives a payment device personalization request from a remote personalization device (RPD), determines that a hardware security token (HST) permits issuance of the payment device, and transmits a personalization data request to an issuer. The TSP personalization server then receives the requested personalization data from a Mobile Over-the-Air Provisioning Service (MOTAPS) server, generates session keys, converts data from the MOTAPS server into payment device application process data unit (APDU) data, and then transmits the personalization data and APDU data to the RPD to load onto a payment device.
    Type: Application
    Filed: October 2, 2015
    Publication date: January 28, 2016
    Inventors: Colin Tanner, Paul Michael Evans, Theresa L. Smith
  • Patent number: 9172539
    Abstract: Systems and methods for remotely personalizing payment devices for consumers are described. In an embodiment, a system includes a MOTAPS server computer that provides data preparation functions and a trusted service provider (TSP) personalization server computer. The system also includes a service provider computer operably coupled to the TSP personalization server computer, and a remote personalization device (RPD) operably coupled to the service provider computer. The RPD transmits personalization requests, receives personalization data, and personalizes a payment device before providing the personalized payment device to a consumer.
    Type: Grant
    Filed: October 7, 2011
    Date of Patent: October 27, 2015
    Assignee: MasterCard International Incorporated
    Inventors: Colin Tanner, Paul Michael Evans, Theresa L. Smith
  • Publication number: 20150262167
    Abstract: A system is described for remotely issuing a payment device. The system includes a payment network, a chip card issuer and a remote dispensing device. The remote dispensing device is configured to receive a request from a consumer to purchase a proximity payment card, to transmit a transaction authorization request to the payment network and to receive a transaction authorization. The remote dispensing device then reads proximity payment card information from a pre-personalized proximity payment card, transmits it and a request for personalization data to the chip card issuer, receives the personalization data and transmits it to the pre-personalized proximity payment card to store thereon to create a personalized proximity payment card, and lastly dispenses the personalized proximity payment card to the consumer.
    Type: Application
    Filed: May 18, 2015
    Publication date: September 17, 2015
    Inventors: John R. Wankmueller, David A. Roberts, Paul Michael Evans
  • Publication number: 20150235014
    Abstract: Described is a multi-tenant Software as a Service (SaaS) computing environment which provides at least one logical server where two or more sets of tenant data can be processed by the logical server to keep the data from commingling with each other. To prevent data commingling, every tenant transaction request is isolated, via the described system and method, from all other tenant transaction requests by dynamically creating and later destroying unique pluggable components that satisfy the transaction requests.
    Type: Application
    Filed: February 20, 2014
    Publication date: August 20, 2015
    Applicant: INTERNATIONAL BUSINESS MACHINES CORPORATION
    Inventors: Paul Michael Evans, Paul Fredric Klein
  • Publication number: 20150190533
    Abstract: The present invention relates to X-ray examinations and to the improvement of patient safety during such. More specifically the invention relates to X-ray diagnostic compositions having low concentrations of iodine and an optimized amount of electrolytes. The invention further relates to methods of X-ray examinations wherein a body is administered with an X-ray diagnostic composition comprising a low concentration of iodine and irradiated with a radiation dose.
    Type: Application
    Filed: January 10, 2013
    Publication date: July 9, 2015
    Applicant: GE HEALTHCARE AS
    Inventors: Ben Newton, Mikkel Thaning, Dirk-Jan in't Veld, Karina Langseth, Paul Michael Evans
  • Patent number: 9033246
    Abstract: Methods and apparatus for issuing a payment device from a remote dispensing device are provided. In an embodiment, a dispensing device receives a purchase request including a load amount, to purchase a proximity payment device. The dispensing device reads proximity payment device information from a stored pre-personalized proximity payment device, establishes a secure communications channel with a security terminal, encrypts a personalization data request, transmits it to the proximity device issuer server, and receives an encrypted personalization message. The dispensing device then decrypts the encrypted personalization message to obtain personalization data, writes the personalization data and the load amount to the pre-personalized proximity payment device, and then dispenses the personalized proximity payment device.
    Type: Grant
    Filed: June 16, 2014
    Date of Patent: May 19, 2015
    Assignee: MasterCard International Incorporated
    Inventors: John R. Wankmueller, David A. Roberts, Paul Michael Evans
  • Publication number: 20140291395
    Abstract: Methods and apparatus for issuing a payment device from a remote dispensing device are provided. In an embodiment, a dispensing device receives a purchase request including a load amount, to purchase a proximity payment device. The dispensing device reads proximity payment device information from a stored pre-personalized proximity payment device, establishes a secure communications channel with a security terminal, encrypts a personalization data request, transmits it to the proximity device issuer server, and receives an encrypted personalization message. The dispensing device then decrypts the encrypted personalization message to obtain personalization data, writes the personalization data and the load amount to the pre-personalized proximity payment device, and then dispenses the personalized proximity payment device.
    Type: Application
    Filed: June 16, 2014
    Publication date: October 2, 2014
    Inventors: John R. Wankmueller, David A. Roberts, Paul Michael Evans
  • Patent number: 8812402
    Abstract: In some embodiments, a method comprises receiving a request from a customer to temporarily associate a token issued to the customer with a payment account associated with the customer, and temporarily associating the token with the payment account in response at least in part to the request. In some embodiments, a method comprises issuing a token to a customer before the token is associated with a payment account; and arranging for the customer to have an ability to request that the token be associated with a payment account and usable as a payment token. In some embodiments, a method comprises receiving a mapping associating an identifier of a token with a payment account; receiving the identifier from a point of sale system; and determining the payment account based at least in part on the mapping and the identifier received from the point of sale system.
    Type: Grant
    Filed: January 5, 2009
    Date of Patent: August 19, 2014
    Assignee: MasterCard International Incorporated
    Inventors: Paul Michael Evans, Colin Tanner
  • Patent number: 8752770
    Abstract: Pursuant to some embodiments, methods, apparatus, systems, devices, and means for issuing a payment device from a remote dispensing device are provided which include receiving a request to purchase a payment device from the remote dispensing device, the request including a load amount. Device information is read from a pre-personalized payment device in the remote dispensing device, and a request is made to an issuer of the pre-personalized payment device, for personalization data to personalize the pre-personalized payment device. In some embodiments, the request is sent over a secure authenticated session established between a module of the dispensing device and the issuer. The personalization data is loaded in the pre-personalized payment device to create a personalized payment device, and the personalized payment device is dispensed for use by a consumer.
    Type: Grant
    Filed: August 19, 2009
    Date of Patent: June 17, 2014
    Assignee: MasterCard International Incorporated
    Inventors: John R. Wankmueller, David A. Roberts, Paul Michael Evans
  • Patent number: 8706634
    Abstract: Methods, systems and apparatus for verifying a cardholder during a transaction involving a payment device and a terminal are provided. In some embodiments, the payment device transmits a first biometric information template to a terminal, receives a first sample template, determines that a match occurs between the first sample template and a first biometric reference template, and determines that a verification sequence applies to the transaction requiring satisfaction of a second biometric rule. In an implementation, the payment device then transmits a second biometric information template, receives a second sample template, determines that a match occurs between the second sample template and a second biometric reference template, and transmits a verification status of the cardholder.
    Type: Grant
    Filed: August 15, 2013
    Date of Patent: April 22, 2014
    Assignee: Mastercard International Incorporated
    Inventors: Paul Michael Evans, Jim Gopinathan
  • Patent number: 8627080
    Abstract: Methods and systems for mutual authentication and personalizing a transaction device, such as a payment, transaction, or identity card. Successively generated one time codes are calculated by a first and second entity. One of the codes is transmitted to the second entity, which verifies the code is proper, then encrypts a second one time code using a third one time code and transmits the encrypted data to the first entity. The first entity decrypts the data using the third one time code, verifies the encrypted second one time code is proper, thereby mutually authenticating, and establishing a shared encryption key for subsequent communications, including transmission of personalization data.
    Type: Grant
    Filed: July 25, 2012
    Date of Patent: January 7, 2014
    Assignee: MasterCard International Incorporated
    Inventors: John Wankmueller, Dave Anthony Roberts, Paul Michael Evans
  • Publication number: 20130332365
    Abstract: Methods, systems and apparatus for verifying a cardholder during a transaction involving a payment device and a terminal are provided. In some embodiments, the payment device transmits a first biometric information template to a terminal, receives a first sample template, determines that a match occurs between the first sample template and a first biometric reference template, and determines that a verification sequence applies to the transaction requiring satisfaction of a second biometric rule. In an implementation, the payment device then transmits a second biometric information template, receives a second sample template, determines that a match occurs between the second sample template and a second biometric reference template, and transmits a verification status of the cardholder.
    Type: Application
    Filed: August 15, 2013
    Publication date: December 12, 2013
    Applicant: MasterCard International Incorporated
    Inventors: Paul Michael Evans, Jim Gopinathan
  • Publication number: 20130067216
    Abstract: Systems and methods for remotely personalizing payment devices for consumers are described. In an embodiment, a system includes a MOTAPS server computer that provides data preparation functions and a trusted service provider (TSP) personalization server computer. The system also includes a service provider computer operably coupled to the TSP personalization server computer, and a remote personalization device (RPD) operably coupled to the service provider computer. The RPD transmits personalization requests, receives personalization data, and personalizes a payment device before providing the personalized payment device to a consumer.
    Type: Application
    Filed: October 7, 2011
    Publication date: March 14, 2013
    Inventors: Colin Tanner, Paul Michael Evans, Theresa L. Smith
  • Publication number: 20120303960
    Abstract: Methods and systems for mutual authentication and personalizing a transaction device, such as a payment, transaction, or identity card. Successively generated one time codes are calculated by a first and second entity. One of the codes is transmitted to the second entity, which verifies the code is proper, then encrypts a second one time code using a third one time code and transmits the encrypted data to the first entity. The first entity decrypts the data using the third one time code, verifies the encrypted second one time code is proper, thereby mutually authenticating, and establishing a shared encryption key for subsequent communications, including transmission of personalization data.
    Type: Application
    Filed: July 25, 2012
    Publication date: November 29, 2012
    Inventors: John Wankmueller, Dave Anthony Roberts, Paul Michael Evans
  • Patent number: 8255688
    Abstract: Methods and systems for mutual authentication and personalizing a transaction device, such as a payment, transaction, or identity card. Successively generated one time codes are calculated by a first and second entity. One of the codes is transmitted to the second entity, which verifies the code is proper, then encrypts a second one time code using a third one time code and transmits the encrypted data to the first entity. The first entity decrypts the data using the third one time code, verifies the encrypted second one time code is proper, thereby mutually authenticating, and establishing a shared encryption key for subsequent communications, including transmission of personalization data.
    Type: Grant
    Filed: January 23, 2008
    Date of Patent: August 28, 2012
    Assignee: MasterCard International Incorporated
    Inventors: John Wankmueller, Dave Anthony Roberts, Paul Michael Evans
  • Publication number: 20100174612
    Abstract: In some embodiments, a method comprises receiving a request from a customer to temporarily associate a token issued to the customer with a payment account associated with the customer, and temporarily associating the token with the payment account in response at least in part to the request. In some embodiments, a method comprises issuing a token to a customer before the token is associated with a payment account; and arranging for the customer to have an ability to request that the token be associated with a payment account and usable as a payment token. In some embodiments, a method comprises receiving a mapping associating an identifier of a token with a payment account; receiving the identifier from a point of sale system; and determining the payment account based at least in part on the mapping and the identifier received from the point of sale system.
    Type: Application
    Filed: January 5, 2009
    Publication date: July 8, 2010
    Inventors: Paul Michael Evans, Colin Tanner