Patents by Inventor Pradeep Damitha Senanayake

Pradeep Damitha Senanayake has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230394520
    Abstract: A method for processing a transaction initiated using an electronic wallet application may include storing a virtual payment device configured to initiate a transaction. A rewards inquiry may be communicated to an issuer. A rewards inquiry response may be received from the issuer containing a rewards amount associated with the virtual payment device. The rewards amount may be displayed. A transaction may be initiated with a merchant using the virtual payment device. A redemption request may be communicated to the issuer. A redemption response including an updated rewards amount may be received from the issuer and include a difference between the rewards amount and the rewards amount applied toward the transaction. A system and computer program product are also disclosed.
    Type: Application
    Filed: August 23, 2023
    Publication date: December 7, 2023
    Inventors: Shankara Narayanan Ramesh, Purnachandra Reddy Motati, Arulmurugan Chinnasamy, Pradeep Damitha Senanayake, Vidhya Athanoor Lakshmi Narayanan
  • Patent number: 11769169
    Abstract: A method for processing a transaction initiated using an electronic wallet application may include storing a virtual payment device configured to initiate a transaction. A rewards inquiry may be communicated to an issuer. A rewards inquiry response may be received from the issuer containing a rewards amount associated with the virtual payment device. The rewards amount may be displayed. A transaction may be initiated with a merchant using the virtual payment device. A redemption request may be communicated to the issuer. A redemption response including an updated rewards amount may be received from the issuer and include a difference between the rewards amount and the rewards amount applied toward the transaction. A system and computer program product are also disclosed.
    Type: Grant
    Filed: December 20, 2022
    Date of Patent: September 26, 2023
    Assignee: Visa International Service Association
    Inventors: Shankara Narayanan Ramesh, Vidhya Athanoor Lakshmi Narayanan, Purnachandra Reddy Motati, Arulmurugan Chinnasamy, Pradeep Damitha Senanayake
  • Publication number: 20230121201
    Abstract: A method for processing a transaction initiated using an electronic wallet application may include storing a virtual payment device configured to initiate a transaction. A rewards inquiry may be communicated to an issuer. A rewards inquiry response may be received from the issuer containing a rewards amount associated with the virtual payment device. The rewards amount may be displayed. A transaction may be initiated with a merchant using the virtual payment device. A redemption request may be communicated to the issuer. A redemption response including an updated rewards amount may be received from the issuer and include a difference between the rewards amount and the rewards amount applied toward the transaction. A system and computer program product are also disclosed.
    Type: Application
    Filed: December 20, 2022
    Publication date: April 20, 2023
    Inventors: Shankara Narayanan Ramesh, Vidhya Athanoor Lakshmi Narayanan, Purnachandra Reddy Motati, Arulmurugan Chinnasamy, Pradeep Damitha Senanayake
  • Patent number: 11562391
    Abstract: A method for processing a transaction initiated using an electronic wallet application may include storing a virtual payment device configured to initiate a transaction. A rewards inquiry may be communicated to an issuer. A rewards inquiry response may be received from the issuer containing a rewards amount associated with the virtual payment device. The rewards amount may be displayed. A transaction may be initiated with a merchant using the virtual payment device. A redemption request may be communicated to the issuer. A redemption response including an updated rewards amount may be received from the issuer and include a difference between the rewards amount and the rewards amount applied toward the transaction. A system and computer program product are also disclosed.
    Type: Grant
    Filed: March 18, 2022
    Date of Patent: January 24, 2023
    Assignee: Visa International Service Association
    Inventors: Shankara Narayanan Ramesh, Vidhya Athanoor Lakshmi Narayanan, Purnachandra Reddy Motati, Arulmurugan Chinnasamy, Pradeep Damitha Senanayake
  • Publication number: 20220207555
    Abstract: A method for processing a transaction initiated using an electronic wallet application may include storing a virtual payment device configured to initiate a transaction. A rewards inquiry may be communicated to an issuer. A rewards inquiry response may be received from the issuer containing a rewards amount associated with the virtual payment device. The rewards amount may be displayed. A transaction may be initiated with a merchant using the virtual payment device. A redemption request may be communicated to the issuer. A redemption response including an updated rewards amount may be received from the issuer and include a difference between the rewards amount and the rewards amount applied toward the transaction. A system and computer program product are also disclosed.
    Type: Application
    Filed: March 18, 2022
    Publication date: June 30, 2022
    Inventors: Shankara Narayanan Ramesh, Vidhya Athanoor Lakshmi Narayanan, Purnachandra Reddy Motati, Arulmurugan Chinnasamy, Pradeep Damitha Senanayake
  • Patent number: 11328316
    Abstract: A method for processing a transaction initiated using an electronic wallet application may include storing a virtual payment device configured to initiate a transaction. A rewards inquiry may be communicated to an issuer. A rewards inquiry response may be received from the issuer containing a rewards amount associated with the virtual payment device. The rewards amount may be displayed. A transaction may be initiated with a merchant using the virtual payment device. A redemption request may be communicated to the issuer. A redemption response including an updated rewards amount may be received from the issuer and include a difference between the rewards amount and the rewards amount applied toward the transaction. A system and computer program product are also disclosed.
    Type: Grant
    Filed: April 4, 2019
    Date of Patent: May 10, 2022
    Assignee: Visa International Service Association
    Inventors: Shankara Narayanan Ramesh, Vidhya Athanoor Lakshmi Narayanan, Purnachandra Reddy Motati, Arulmurugan Chinnasamy, Pradeep Damitha Senanayake
  • Publication number: 20200320564
    Abstract: A method for processing a transaction initiated using an electronic wallet application may include storing a virtual payment device configured to initiate a transaction. A rewards inquiry may be communicated to an issuer. A rewards inquiry response may be received from the issuer containing a rewards amount associated with the virtual payment device. The rewards amount may be displayed. A transaction may be initiated with a merchant using the virtual payment device. A redemption request may be communicated to the issuer. A redemption response including an updated rewards amount may be received from the issuer and include a difference between the rewards amount and the rewards amount applied toward the transaction. A system and computer program product are also disclosed.
    Type: Application
    Filed: April 4, 2019
    Publication date: October 8, 2020
    Inventors: Shankara Narayanan Ramesh, Vidhya Athanoor Lakshmi Narayanan, Purnachandra Reddy Motati, Arulmurugan Chinnasamy, Pradeep Damitha Senanayake