Patents by Inventor Rabin Bhattacharya
Rabin Bhattacharya has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10853874Abstract: The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer.Type: GrantFiled: December 21, 2017Date of Patent: December 1, 2020Assignee: Capital One Services, LLCInventors: Scott L. Zimmer, Gagan Kanjlia, Vishal Puri, Michael B. Kiernan, Matthew H. Purdin, Rabin Bhattacharya, Jay F. Pober
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Patent number: 10325311Abstract: The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer.Type: GrantFiled: August 19, 2013Date of Patent: June 18, 2019Assignee: CAPITAL ONE FINANCIAL CORPORATIONInventors: Scott L. Zimmer, Gagan Kanjlia, Vishal Puri, Michael B. Kiernan, Matthew H. Purdin, Rabin Bhattacharya, Jay F. Pober
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Publication number: 20180122000Abstract: The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer.Type: ApplicationFiled: December 21, 2017Publication date: May 3, 2018Applicant: Capital One Financial CorporationInventors: Scott L. Zimmer, Gagan Kanjlia, Vishal Puri, Michael B. Kiernan, Matthew H. Purdin, Rabin Bhattacharya, Jay F. Pober
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Publication number: 20150012400Abstract: Systems and methods are disclosed that provide credit card account switching processes. In certain embodiments, a card switch system is disclosed to automate or near-automate one or more processes for effectuating the switch of a credit card account from one card carrier to another. The system is configured to receive an indication to switch credit card accounts for a customer. Further, the system receives user cardholder data associated with at least one of the customer, the previous credit card account, or the new credit card account. The system is configured to identify, based on the received cardholder data, account information associated with the previous credit card account to associate with the new credit card account. Finally, the system is configured to transfer the identified account information to a system associated with the new credit card account.Type: ApplicationFiled: July 7, 2014Publication date: January 8, 2015Applicant: CAPITAL ONE FINANCIAL CORPORATIONInventors: Michael J. Wassmer, Rajsaday Dutt, Jacob George, Scott L. Zimmer, Gagan Kanjlia, Vishal Puri, Michael B. Kiernan, Jay F. Pober, Matthew H. Purdin, Rabin Bhattacharya
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Patent number: 8823395Abstract: The invention relates to a method for determining a functional area of an electronic textile (100;200). The electronic textile comprises a textile substrate having a first plurality of conductors (108a-b;202a-d), a second plurality of conductors (104a-c;204a-d), and a plurality of capacitors (112;212a-p), each capacitor comprising a conductor from the first plurality of conductors (108a-b;202a-d) and a conductor from the second plurality of conductors (104a-c;204a-d), separated by a dielectric (103a), the capacitors (112;212a-p) being distributed across substantially an entire surface of the electronic textile, wherein each capacitor (112;212a-p) has a capacitance of at least 10 pF.Type: GrantFiled: September 10, 2009Date of Patent: September 2, 2014Assignee: Koninklijke Philips N.V.Inventor: Rabin Bhattacharya
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Patent number: 8783903Abstract: A light-emitting electronic textile (1;35) comprising: a flexible component carrier (2) having a plurality of light sources (3) arranged thereon; and at least one textile light-diffusing member (4) arranged to diffuse light emitted by the light sources (3). The textile light-diffusing member (4) comprises: a first textile layer (10) comprising fibers (14); a second textile layer (11) comprising fibers (15); and a spacing layer (12) arranged between the first textile layer (10) and the second textile layer (11), wherein the spacing layer (12) comprises spacing fibers (16) that space apart the first and second textile layers, the spacing fibers (16) being attached to fibers (14,15) comprised in each of the first and second textile layers to thereby mechanically connect the first (10) and second (11) textile layers with each other.Type: GrantFiled: March 2, 2011Date of Patent: July 22, 2014Assignee: Koninklijke Philips N.V.Inventors: Rabin Bhattacharya, Hugo Johan Cornelissen, Koen Van Os
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Patent number: 8760877Abstract: The present invention relates to a flexible modular assembly (100) comprising at least two flexible electronic modules (110 and 111) supported by a textile support (130). The two flexible electronic modules and the textile support each comprise a set of electrical conductors. The flexible modular assembly further comprises flexible connectors (140) for interconnecting two sets of electrical conductors. The flexible modular assembly of the invention is a modular textile assembly for use in large-area applications of electronic textiles.Type: GrantFiled: December 3, 2009Date of Patent: June 24, 2014Assignee: Koninklijke Philips N.V.Inventors: Rabin Bhattacharya, Martijn Krans, Liesbeth Van Pieterson, Thomas Schuler, Guido Lamerichs, Erwin Altewischer
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Patent number: 8729584Abstract: The present invention relates to a light emitting device (1) comprising a light emitter (10) and a support (13) to which a plurality of protruding fibers (11) are attached. The light emitter (10) and the protruding fibers (11) are arranged to interact with light emitted from the light emitter (10) so that the light may be diffused. The plurality of protruding fibers comprises fibers (11) which are inclined or perpendicular in relation to the support (13).Type: GrantFiled: December 3, 2009Date of Patent: May 20, 2014Assignee: Koninklijke Philips N.V.Inventors: Rabin Bhattacharya, Koen Van Os, Hugo J. Cornelissen
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Patent number: 8690385Abstract: A light-emitting electronic textile (2) comprising a flexible component carrier (3) having a plurality of light-sources (4a-c) arranged thereon; a cover textile (5) arranged to allow passage through the cover textile (5) of light emitted by the light-sources (4a-c); and a light-diffusing member (6) arranged between the light-sources (4a-c) and the cover textile (5). The light-diffusing member (6) comprises a layered structure formed by a plurality of light-diffusing layers (12a-c; 16a-b; 19a-c), wherein adjacent light-diffusing layers in the layered structure are spaced apart at least in portions of the light-diffusing member (6) corresponding to positions of the light-sources (4a-c).Type: GrantFiled: August 16, 2010Date of Patent: April 8, 2014Assignee: Koninklijke Philips N.V.Inventors: Guy Wilhelmus Marie Ubaghs, Rabin Bhattacharya
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Publication number: 20140052595Abstract: The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer.Type: ApplicationFiled: August 19, 2013Publication date: February 20, 2014Applicant: CAPITAL ONE FINANCIAL CORPORATIONInventors: Scott L. Zimmer, Gagan Kanjlia, Vishal Puri, Michael B. Kiernan, Matthew H. Purdin, Rabin Bhattacharya
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Publication number: 20140052594Abstract: The disclosed embodiments include systems and methods for switching accounts In one aspect, the disclosed embodiments include a computer system for switching an existing account associated with a customer to a new account that may include a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one embodiment, the processor may analyze account information associated with an existing account and identify one or more transactions associated with the existing account. In another aspect, the processor may determine a first transaction from the one or more transactions that is to be switched to a new transaction associated with a new account and configure the new transaction similar to the first transaction. The processor may switch the first transaction to the new transaction and provide a representation that reflects a status for the switching of the first transaction to the new transaction.Type: ApplicationFiled: August 19, 2013Publication date: February 20, 2014Applicant: CAPITAL ONE FINANCIAL CORPORATIONInventors: Scott L. Zimmer, Gagan Kanjlia, Vishal Puri, Michael B. Kiernan, Matthew H. Purdin, Rabin Bhattacharya
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Patent number: 8569189Abstract: The invention relates to an electronic textile comprising a textile substrate having a substrate electrode, and an electronic component having a component electrode. The component electrode is in electrically conductive contact with the substrate electrode via a coupling layer having a directionally dependent conductance so as to preferentially allow an electrical current to flow between the substrate electrode and the component electrode. As the coupling layer does not have to be patterned to prevent the occurrence of parasitic electrical currents, the electrically conductive contact between the substrate electrode and the component electrode has an improved reliability.Type: GrantFiled: June 3, 2009Date of Patent: October 29, 2013Assignee: Koninklijke Philips N.V.Inventors: Rabin Bhattacharya, Liesbeth Van Pieterson, Koen Van Os, Thomas Schuler, Guido Lamerichs, Erwin Altewischer
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Patent number: 8416579Abstract: An electronic assembly (20; 30; 40; 50) for attachment to a fabric substrate (60; 82, 102) having a conductor pattern (62a-b; 85a-b; 107a-c) on a first side (63; 86; 108) thereof. The electronic assembly comprises an electronic device (23; 42; 64), and at least a first clamping member (21; 41; 65). The electronic assembly is, furthermore, adapted to clamp the electronic device (23; 42; 64) to the first side (63; 86; 108) of the fabric substrate (60; 82, 102) in such a way that the electronic device (23; 42; 64) is electrically connected to the conductor pattern (62a-b; 85a-b; 107a-c).Type: GrantFiled: March 26, 2008Date of Patent: April 9, 2013Assignee: Koninklijke Philips Electronics N.V.Inventors: Mark Biesheuvel, Martijn Krans, Rabin Bhattacharya
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Patent number: 8395317Abstract: A textile (100; 300; 400) having a multi-layer warp which includes an upper warp layer (101) comprising an upper array of conductive warp yarns (104a-b; 303a-e; 406a-b), a lower warp layer (102) comprising a lower array of conductive warp yarns (106a-b; 306a-e; 421a-d), and an intermediate warp layer (103) arranged between the upper (101) and lower (102) warp layers. The textile further includes a weft in which a first set of conductive weft yarns (108; 302a-f; 407a-b) cross the upper array of conductive warp yarns (104a-b, 303a-e; 406a-b), such that electrical contact is achieved there between, and a second set of conductive weft yarns (109a-b; 305a-f; 424, 430, 440) cross the lower array of conductive warp yarns (106a-b; 306a-e; 421a-d), such that electrical contact is achieved there between.Type: GrantFiled: October 3, 2007Date of Patent: March 12, 2013Assignee: Koninklijke Philips Electronics N.V.Inventor: Rabin Bhattacharya
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Publication number: 20120327651Abstract: A light-emitting textile-based architectural element (1), comprising a frame (4); and a first textile sheet (5) being tensioned by the frame (4) to cover an area defined by the frame (4). The first textile-sheet (5) is a light-emitting electronic textile comprising a textile substrate (6) having a preformed conductor pattern (7a-b); and a plurality of light sources (8) attached to the textile substrate (6) in such a way that each light source (8) is electrically connected to the conductor pattern (7a-b).Type: ApplicationFiled: March 10, 2011Publication date: December 27, 2012Applicant: KONINKLIJKE PHILIPS ELECTRONICS, N.V.Inventors: Hugo Johan Cornelssen, Rabin Bhattacharya, Wouter Bastiaan Zeper
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Publication number: 20120327654Abstract: A light-emitting electronic textile (1;35) comprising: a flexible component carrier (2) having a plurality of light sources (3) arranged thereon; and at least one textile light-diffusing member (4) arranged to diffuse light emitted by the light sources (3). The textile light-diffusing member (4) comprises: a first textile layer (10) comprising fibers (14); a second textile layer (11) comprising fibers (15); and a spacing layer (12) arranged between the first textile layer (10) and the second textile layer (11), wherein the spacing layer (12) comprises spacing fibers (16) that space apart the first and second textile layers, the spacing fibers (16) being attached to fibers (14,15) comprised in each of the first and second textile layers to thereby mechanically connect the first (10) and second (11) textile layers with each other.Type: ApplicationFiled: March 2, 2011Publication date: December 27, 2012Applicant: KONINKLIJKE PHILIPS ELECTRONICS N.V.Inventors: Rabin Bhattacharya, Hugo Johan Cornelissen, Koen Van Os
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Patent number: 8259460Abstract: A submount for arranging electronic components on a substrate is provided. The submount comprises a head member and at least one substrate-engaging member protruding from the head member. The head member comprises at least two, from each other isolated, electrically conductive portions, where each electrically conductive portion comprises a component contact, adapted for connection of electronic components thereto, and a substrate contact on arranged on said substrate side, adapted for bringing said electrically conductive portions in contact with a circuitry comprised in said substrate. The submount of the present invention may be used to attach electronic components, such as light-emitting diodes, to a textile substrate, without the need for soldering the electronic component directly on the substrate.Type: GrantFiled: June 5, 2007Date of Patent: September 4, 2012Assignee: Koninklijke Philips Electronics N.V.Inventors: Rabin Bhattacharya, Pieter Jacob Snijder, Liesbeth Van Pieterson, Erich Zainzinger, Martijn Krans, Sima Asvadi, Alexander Ulrich Douglas, Jacqueline Van Driel, Martinus Jacobus Johannes Hack
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Patent number: 8226259Abstract: The invention relates to a light emitting device comprising a light emitting element (100) and a light guide (101) arranged on a textile substrate (102). The light guide has a back surface (103) facing the textile substrate, a front surface (104) facing away from the substrate, and a light receiving surface (105). The light emitting element (100) is arranged such that at least part of the light emitted by the light emitting element (100) is coupled into the light guide (101) through the light receiving surface (105), and is subject to total internal reflection in the light guide (101). Furthermore, the light guide (101) is arranged such that at least part of the light coupled into the light guide (101) exits the light guide (101) through the front surface (104) and/or the back surface (103).Type: GrantFiled: April 14, 2008Date of Patent: July 24, 2012Assignee: Koninklijke Philips Electronics N.V.Inventors: Liesbeth Van Pieterson, Jan Cornelis Kriege, Hugo Johan Cornelissen, Rabin Bhattacharya, Maarten Marinus Johannes Wilhelmus Van Herpen, Bart Andre Salters
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Publication number: 20120170232Abstract: An electronic textile (1) comprising: a textile substrate (3) comprising at least one textile substrate conductor (8a-b); and a plurality of electronic energy consuming devices (4) arranged on the textile substrate (3), each of the electronic energy consuming devices (4) being electrically connected to the at least one textile substrate conductor (8a-b) for supply of electrical power to the electronic energy consuming devices (4) from a main power supply (7). The electronic textile (1) further comprises a plurality of local energy supply devices (5a-d; 12a-d; 13a-d), arranged on the textile substrate (3), each of the local energy supply devices (5a-d; 12a-d; 13a-d) being arranged to supply electrical power to at least one of the electronic energy consuming devices (4) being associated with the local energy supply device (5a-d; 12a-d; 13a-d), in addition to electrical power supplied by the main power supply (7).Type: ApplicationFiled: September 17, 2010Publication date: July 5, 2012Applicant: KONINKLIJKE PHILIPS ELECTRONICS N.V.Inventors: Rabin Bhattacharya, Koen Van Os, Guido Lamerichs
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Publication number: 20120155065Abstract: A light-emitting electronic textile (2) comprising a flexible component carrier (3) having a plurality of light-sources (4a-c) arranged thereon; a cover textile (5) arranged to allow passage through the cover textile (5) of light emitted by the light-sources (4a-c); and a light-diffusing member (6) arranged between the light-sources (4a-c) and the cover textile (5). The light-diffusing member (6) comprises a layered structure formed by a plurality of light-diffusing layers (12a-c; 16a-b; 19a-c), wherein adjacent light-diffusing layers in the layered structure are spaced apart at least in portions of the light-diffusing member (6) corresponding to positions of the light-sources (4a-c).Type: ApplicationFiled: August 16, 2010Publication date: June 21, 2012Applicant: Koninklijke Philips Electronics N.V.Inventors: Guy Wilhelmus Marie Ubaghs, Rabin Bhattacharya