Patents by Inventor Reiko Sakaue

Reiko Sakaue has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8103577
    Abstract: A computer-implemented system for trading a viatical and life settlement insurance policy receives a seller's selling price for the policy; divides the policy into a plurality of units; determines a price of one unit based on the number of units; receives a purchase price of the policy from at least one potential purchaser; makes an initial determination of the number of units bought by the potential purchaser in order to be allocated depending on the purchase price; compares the total number of units allocated to the potential purchaser with the total number of units into which the policy was divided; adjusts the price of one unit based on this comparison; and redetermines the number of units allocated to the potential purchaser, depending on the adjusted purchase price. The system repeats making the comparison, the price adjustment, and the redetermination for a given amount of time.
    Type: Grant
    Filed: January 5, 2009
    Date of Patent: January 24, 2012
    Assignee: Research Center for the Prevention of Diabetes
    Inventors: Kenji Sakaue, Reiko Sakaue
  • Patent number: 7765146
    Abstract: To provide a medical cost adjusting method for suppressing a medical cost to a reasonable price so that a person who suffers from a disease can receive an appropriate medical service even if the person is not insured. A medical institution presents a predicted medical cost to be demanded therefrom for a medical service given to a patient as a desired demanding amount and, on the other hand, the patient, who desires to receive the medical service, presents a payable medical cost as a desired medical treatment amount, thus, matching of the desired demanding amount to the desired medical treatment amount is carried out. Accordingly, it is possible of integrating a reverse auction and a regular auction making it possible of efficiently collect members concerned in the auction trade. In the reverse auction, a medical cost is used as an article of trade between a medical institution and a patient.
    Type: Grant
    Filed: June 9, 2006
    Date of Patent: July 27, 2010
    Assignee: Research Center for Prevention of Diabetes
    Inventors: Kenji Sakaue, Reiko Sakaue
  • Publication number: 20090119134
    Abstract: An auction system between a seller and a bidder via a communication network, for calculating a proper price of a viatical and life settlement policy based on the amount of insurance carried by an insured, the estimated remaining life of the insured, an insurance premium due to be paid by the insured, a commission fee of an investment trust institution and the annual interest of the policy, for preventing the policy from being set at an illegally low price and allowing the insured to sell the policy at an optimized market price while maintaining a fair trade. Whether or not already-distributed key information is used for login, charges can be withdrawn from a trade account available for online settlement, and it is possible to confirm whether a seller or bidder has carried out an illegal action, so that troubles such as unpaid fees can be greatly reduced.
    Type: Application
    Filed: January 5, 2009
    Publication date: May 7, 2009
    Applicant: Research Center for Prevention of Diabetes
    Inventors: Kenji Sakaue, Reiko Sakaue
  • Publication number: 20070288262
    Abstract: To provide a medical cost adjusting method for suppressing a medical cost to a reasonable price so that a person who suffers from a disease can receive an appropriate medical service even if the person is not insured. A medical institution presents a predicted medical cost to be demanded therefrom for a medical service given to a patient as a desired demanding amount and, on the other hand, the patient, who desires to receive the medical service, presents a payable medical cost as a desired medical treatment amount, thus, matching of the desired demanding amount to the desired medical treatment amount is carried out. Accordingly, it is possible of integrating a reverse auction and a regular auction making it possible of efficiently collect members concerned in the auction trade. In the reverse auction, a medical cost is used as an article of trade between a medical institution and a patient.
    Type: Application
    Filed: June 9, 2006
    Publication date: December 13, 2007
    Inventors: Kenji Sakaue, Reiko Sakaue
  • Publication number: 20060206438
    Abstract: To enable a commercial trade wherein information about dealing an optional life settlement policy is disclosed transparently and fairly, and deal the life settlement policy at a proper price. An auction system between a seller and a bidder via a communication network constructed to calculate a proper price of a viatical and life settlement policy based on an insured, a estimated remaining life of the insured calculated by a doctor, an insurance due to be paid by the insured, a commission fee of an investment trust institution and the annual interest of a viatical and life settlement policy so that it is possible to prevent the viatical and life settlement policy from being set at an illegally low price and for the insured to sell the life settlement policy at an optimized market price while fairness of a trade is maintained.
    Type: Application
    Filed: March 11, 2005
    Publication date: September 14, 2006
    Inventors: Kenji Sakaue, Reiko Sakaue