Patents by Inventor Renee Y. Lutzen

Renee Y. Lutzen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20130030828
    Abstract: The HEALTHCARE INCENTIVE APPARATUSES, METHODS AND SYSTEMS (hereinafter “H-INC”) transforms patient insurance information, and healthcare procedure schedule information inputs via H-INC components into medical claim settlement outputs. In one embodiment, a method is disclosed, comprising: receiving an indication of healthcare service interest from a user; querying for a healthcare provider based on the indication of healthcare service interest; obtaining a cost estimate of the healthcare service for the healthcare provider; obtaining a reward amount based on the cost estimate; providing the healthcare provider to the user as a recommended provider; receiving a user redemption request including healthcare payment information related to healthcare service performed at the healthcare provider; verifying the healthcare payment information related to healthcare service performed at the healthcare provider; and providing the reward amount to the user.
    Type: Application
    Filed: March 3, 2012
    Publication date: January 31, 2013
    Inventors: Stacy S. Pourfallah, Renee Y. Lutzen
  • Publication number: 20120239417
    Abstract: The HEALTHCARE WALLET PAYMENT PROCESSING APPARATUSES, METHODS AND SYSTEMS (hereinafter “H-Wallet”) transforms patient insurance information, and healthcare procedure schedule information inputs via H-Wallet components into medical claim settlement outputs.
    Type: Application
    Filed: March 3, 2012
    Publication date: September 20, 2012
    Inventors: Stacy S. Pourfallah, Renee Y. Lutzen
  • Publication number: 20120239560
    Abstract: The HEALTHCARE PAYMENT COLLECTION PORTAL APPARATUSES, METHODS AND SYSTEMS (hereinafter “H-Collect”) transforms patient insurance information, and healthcare procedure schedule information inputs via H-Collect components into medical claim settlement outputs. In one embodiment, a method is disclosed, comprising: obtaining a healthcare payment bill from a healthcare provider; determining a user responsible amount based on the obtained healthcare payment bill; facilitating transmission of a user payment request via a healthcare collection portal; obtaining a user payment initiation trigger from the healthcare collection portal; verifying user credentials associated with the user payment initiation trigger; identifying, via a processor, a healthcare payment command within the user payment initiation trigger; and initiating a funds payment transaction based on the identified healthcare payment command.
    Type: Application
    Filed: March 3, 2012
    Publication date: September 20, 2012
    Inventors: Stacy S. Pourfallah, Renee Y. Lutzen