Patents by Inventor Robert Minter Alexander, IV

Robert Minter Alexander, IV has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHODS AND SYSTEMS FOR PROVIDING TRANSITORY, COMMUNICATION-SPECIFIC ACCESS TO RECORDS TO DETERMINE RECORD MODIFICATIONS WHEN PROCESSING ELECTRONIC COMMUNICATIONS OVER COMPUTER NETWORKS
    Publication number: 20220156705
    Abstract: A method for providing transitory, communication-specific access to records to determine record modifications when processing electronic communications through an automated clearing house (“ACH”) over computer networks. After receiving an ACH communication, the method may receive, via the source record, communication data from a communication provider indicating an attempted communication using an ACH communication format provided by the source record, wherein the communication data includes a communication processing load offset, data identifying the destination record, and data identifying a communication type.
    Type: Application
    Filed: October 28, 2021
    Publication date: May 19, 2022
    Applicant: Capital One Services, LLC
    Inventors: Robert MINTER ALEXANDER, IV, Charles Aaron ROSENBLATT, Daniel R. O'MALLEY, Scott David GRIMES
  • SYSTEM AND METHOD FOR PROCESSING AND FOR FUNDING A TRANSACTION
    Publication number: 20220148003
    Abstract: Method for processing a transaction, the method comprising automatically requesting a transfer from a source account to a destination account via a communication link, receiving the transfer, adjusting destination account data associated with the destination account by increasing a balance of the destination account by an amount of the transfer, receiving transaction data from a merchant indicating an attempted transaction, the transaction data including a transaction amount and data identifying the destination account, and processing the attempted transaction.
    Type: Application
    Filed: January 25, 2022
    Publication date: May 12, 2022
    Inventors: Robert Minter Alexander, IV, Charles Aaron Rosenblatt, Daniel R. O'Malley, Scott David Grimes
  • System and method for processing and for funding a transaction
    Patent number: 11244318
    Abstract: Method for processing a transaction, the method comprising automatically requesting a transfer from a source account to a destination account via a communication link, receiving the transfer, adjusting destination account data associated with the destination account by increasing a balance of the destination account by an amount of the transfer, receiving transaction data from a merchant indicating an attempted transaction, the transaction data including a transaction amount and data identifying the destination account, and processing the attempted transaction.
    Type: Grant
    Filed: February 8, 2018
    Date of Patent: February 8, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Robert Minter Alexander, IV, Charles Aaron Rosenblatt, Daniel R. O'Malley, Scott David Grimes
  • SYSTEM AND METHOD FOR PROCESSING AND FOR FUNDING A TRANSACTION
    Publication number: 20180300727
    Abstract: Method for processing a transaction, the method comprising automatically requesting a transfer from a source account to a destination account via a communication link, receiving the transfer, adjusting destination account data associated with the destination account by increasing a balance of the destination account by an amount of the transfer, receiving transaction data from a merchant indicating an attempted transaction, the transaction data including a transaction amount and data identifying the destination account, and processing the attempted transaction.
    Type: Application
    Filed: February 8, 2018
    Publication date: October 18, 2018
    Inventors: Robert MINTER ALEXANDER, IV, Charles Aaron ROSENBLATT, Daniel R. O'MALLEY, Scott David GRIMES
  • System and method for processing and for funding a transaction
    Patent number: 9922326
    Abstract: Method for processing a transaction, the method comprising automatically requesting a transfer from a source account to a destination account via a communication link, receiving the transfer, adjusting destination account data associated with the destination account by increasing a balance of the destination account by an amount of the transfer, receiving transaction data from a merchant indicating an attempted transaction, the transaction data including a transaction amount and data identifying the destination account, and processing the attempted transaction.
    Type: Grant
    Filed: June 30, 2005
    Date of Patent: March 20, 2018
    Assignee: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Robert Minter Alexander, IV, Charles Aaron Rosenblatt, Daniel R O'Malley, Scott David Grimes