Patents by Inventor Roger J. Van Duinen

Roger J. Van Duinen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 5950179
    Abstract: A computer-implemented method for issuing a credit card to a customer who has difficulty qualifying for unsecured credit or who requests a secured credit card. A card request input is received indicating that a customer has made a request for a credit card, and, in response, a credit card account with an initial credit limit is created for the customer. The initial credit limit is stored by computer. A credit card us issued to the customer before receipt of an indication of a deposit to a savings account to secure the credit card. A balance of the savings account is periodically monitored by computer for an initial deposit, and a new credit limit is computed when the initial deposit has been made.
    Type: Grant
    Filed: December 3, 1996
    Date of Patent: September 7, 1999
    Assignee: Providian Financial Corporation
    Inventors: William B. Buchanan, Dawn E. Greiner, Charles S. Johnston, Roger J. Van Duinen