Patents by Inventor Roger Peirce

Roger Peirce has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 4485300
    Abstract: A loss control system is disclosed wherein an issuer of bank cards can regulate the type of authorization requests transmitted thereto from a merchant. More particularly, a system is disclosed wherein each issuer maintains files relating to their cardholder. A data control center is linked to the files of each issuer, as well as to the merchants in the system. The data control center is provided with parameters, supplied by each issuer, for determining which authorization requests are to be forwarded to the issuer for approval. In use, merchants forward all transactions to the data control center. The data control center evaluates the requests against the parameters supplied by the associated issuer. The data control center will only forward requests to the issuer if they fall within the parameters defined by the issuer. Requests which are forwarded are evaluated by the issuer and an acknowledgment is sent back to the merchant through the data control center.
    Type: Grant
    Filed: March 18, 1982
    Date of Patent: November 27, 1984
    Assignee: Visa U.S.A., Inc.
    Inventor: Roger Peirce