Patents by Inventor Roisin F. Fritz

Roisin F. Fritz has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11488153
    Abstract: A message processing server includes a message processor and a database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The first layer includes the second layer and a first pointer. The second layer includes a second pointer. The message processor is configured to receive a first authorization message including a first cryptographic key and a second value; decrypt the first layer of one of the tokens with the first key; validate the first pointer by receiving confirmation of the first pointer pointing to a database entry comprising the second value; receive a second authorization message including a second cryptographic key and a third value; decrypt the second layer of the token with the second key; and validate the second pointer by receiving confirmation of the second pointer pointing to a database entry comprising a maximum data value not less than the third value.
    Type: Grant
    Filed: October 6, 2016
    Date of Patent: November 1, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Roy D'Souza, Jonathan K. Barnett, Roisin F. Fritz, John Jong Suk Lee, Paul Mon-Wah Chan, Orin Del Vecchio
  • Patent number: 11216808
    Abstract: A message processing server includes a message processor, a network interface, and a memory storing a token database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The message processor receives, via the network interface, at least one authorization message that identifies one of the tokens, derives a first decrypted data layer from the first encrypted data layer of the token, and extracts from the first decrypted data layer a second pointer to a secondary database that stores a predetermined data value. The message processor excises the predetermined data value from the secondary database.
    Type: Grant
    Filed: October 5, 2016
    Date of Patent: January 4, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Avinash Malliah, Roisin F. Fritz, Jonathan K. Barnett, John Jong Suk Lee, Paul Mon-Wah Chan, Orin Del Vecchio
  • Publication number: 20170132617
    Abstract: A message processing server includes a message processor and a database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The first layer includes the second layer and a first pointer. The second layer includes a second pointer. The message processor is configured to receive a first authorization message including a first cryptographic key and a second value; decrypt the first layer of one of the tokens with the first key; validate the first pointer by receiving confirmation of the first pointer pointing to a database entry comprising the second value; receive a second authorization message including a second cryptographic key and a third value; decrypt the second layer of the token with the second key; and validate the second pointer by receiving confirmation of the second pointer pointing to a database entry comprising a maximum data value not less than the third value.
    Type: Application
    Filed: October 6, 2016
    Publication date: May 11, 2017
    Inventors: Roy D'Souza, Jonathan K. Barnett, Roisin F. Fritz, John Jong Suk Lee, Paul Mon-Wah Chan, Orin Del Vecchio
  • Publication number: 20170124557
    Abstract: A message processing server includes a message processor, a network interface, and a memory storing a token database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The message processor receives, via the network interface, at least one authorization message that identifies one of the tokens, derives a first decrypted data layer from the first encrypted data layer of the token, and extracts from the first decrypted data layer a second pointer to a secondary database that stores a predetermined data value. The message processor excises the predetermined data value from the secondary database.
    Type: Application
    Filed: October 5, 2016
    Publication date: May 4, 2017
    Inventors: Avinash Malliah, Roisin F. Fritz, Jonathan K. Barnett, John Jong Suk Lee, Paul Mon-Wah Chan, Orin Del Vecchio