Patents by Inventor SARA GILL

SARA GILL has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10002387
    Abstract: The present invention is directed to apparatuses, methods, and computer program products for implementing a pre-contracted, staged, currency exchange system. Implementation includes receiving travel information from a user; processing the travel information, wherein processing the travel information comprises determining a negotiated currency exchange rate based on the received travel information; generating a contract based on processing the travel information, wherein the contract comprises terms for executing one or more transactions using the negotiated currency exchange rate, wherein the negotiated currency exchange rate is valid for at least one of a predetermined location, a predetermined number of transactions, or a predetermined period of time; and executing one or more transactions using the negotiated currency exchange rate in accordance with the contract terms.
    Type: Grant
    Filed: October 10, 2014
    Date of Patent: June 19, 2018
    Assignee: Bank of America Corporation
    Inventors: Tyler Johnson, Christian Michael Mande, James Robert Grimsley, Sara Gill, Nathan Dent, Kristy M. Crist
  • Patent number: 9489664
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Grant
    Filed: February 22, 2016
    Date of Patent: November 8, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Patent number: 9477953
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Grant
    Filed: February 22, 2016
    Date of Patent: October 25, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Patent number: 9471909
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Grant
    Filed: February 22, 2016
    Date of Patent: October 18, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Patent number: 9471908
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Grant
    Filed: February 22, 2016
    Date of Patent: October 18, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Patent number: 9467651
    Abstract: Systems, apparatus, and computer program products are provided for determining the media format for transferring a customer from customer between specialists and/or from one communication source to another communication source within a customer service outlet, such as a banking center or the like. For example, while a two-way video conference system may be used for communication between a customer and a remote specialist, in certain instances in which the customer requires transfer to another specialist (e.g., a specialist having a different specialty) other media formats, such as one-way live video conference, live audio-only conference, text chat or the like may be implemented.
    Type: Grant
    Filed: February 11, 2016
    Date of Patent: October 11, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Christian Michael Mande, James Robert Grimsley, Tyler Johnson, Nathan Dent, Sara Gill, Kristy M. Crist
  • Patent number: 9467652
    Abstract: Systems, apparatus, and computer program products are provided for determining the media format for transferring a customer from customer between specialists and/or from one communication source to another communication source within a customer service outlet, such as a banking center or the like. For example, while a two-way video conference system may be used for communication between a customer and a remote specialist, in certain instances in which the customer requires transfer to another specialist (e.g., a specialist having a different specialty) other media formats, such as one-way live video conference, live audio-only conference, text chat or the like may be implemented.
    Type: Grant
    Filed: February 11, 2016
    Date of Patent: October 11, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Christian Michael Mande, James Robert Grimsley, Tyler Johnson, Nathan Dent, Sara Gill, Kristy M. Crist
  • Patent number: 9466053
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Grant
    Filed: February 22, 2016
    Date of Patent: October 11, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Patent number: 9460428
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Grant
    Filed: February 22, 2016
    Date of Patent: October 4, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Patent number: 9418358
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for communicating customer preferences to an automated teller machine (ATM). In this way, the system receives at least one customer preference for conducting transactions at an ATM and input from the customer indicating the customer's desire to conduct an ATM transaction. In response to receiving the customer input, the system may generate a customer preference communication for receipt by the ATM, wherein the customer preference communication comprises at least of the at least one customer preferences for conducting transactions at an ATM.
    Type: Grant
    Filed: December 5, 2014
    Date of Patent: August 16, 2016
    Assignee: Bank of America Corporation
    Inventors: Tyler Johnson, Christian Michael Mande, James Robert Grimsley, Sara Gill, Nathan Dent, Kristy M. Crist
  • Patent number: 9384477
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Grant
    Filed: December 5, 2014
    Date of Patent: July 5, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160171462
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: February 22, 2016
    Publication date: June 16, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160171465
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: February 22, 2016
    Publication date: June 16, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160171467
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: February 22, 2016
    Publication date: June 16, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160171463
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: February 22, 2016
    Publication date: June 16, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160171466
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: February 22, 2016
    Publication date: June 16, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160171464
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: February 22, 2016
    Publication date: June 16, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160162855
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for communicating customer preferences to an automated teller machine (ATM). In this way, the system receives at least one customer preference for conducting transactions at an ATM and input from the customer indicating the customer's desire to conduct an ATM transaction. In response to receiving the customer input, the system may generate a customer preference communication for receipt by the ATM, wherein the customer preference communication comprises at least of the at least one customer preferences for conducting transactions at an ATM.
    Type: Application
    Filed: December 5, 2014
    Publication date: June 9, 2016
    Inventors: Tyler Johnson, Christian Michael Mande, James Robert Grimsley, Sara Gill, Nathan Dent, Kristy M. Crist
  • Publication number: 20160165182
    Abstract: Systems, apparatus, and computer program products are provided for determining the media format for transferring a customer from customer between specialists and/or from one communication source to another communication source within a customer service outlet, such as a banking center or the like. For example, while a two-way video conference system may be used for communication between a customer and a remote specialist, in certain instances in which the customer requires transfer to another specialist (e.g., a specialist having a different specialty) other media formats, such as one-way live video conference, live audio-only conference, text chat or the like may be implemented.
    Type: Application
    Filed: February 11, 2016
    Publication date: June 9, 2016
    Inventors: Christian Michael Mande, James Robert Grimsley, Tyler Johnson, Nathan Dent, Sara Gill, Kristy M. Crist
  • Publication number: 20160162856
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: December 5, 2014
    Publication date: June 9, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent