Abstract: Disclosed herein are systems and methods for account status monitoring. The method can include receiving user registration information and account information corresponding to a first user account. The account information can include first user credit information. The method can include analyzing, by a machine learning rules engine, the account information and the user registration information to create a user behavior pattern associated with the first user account. The method can further include determining an anomaly in the user behavior pattern indicative of a life event. Based on the life event and the user registration information, the method can determine a second user account and corresponding account information comprising second user credit information. In response, the method can include predicting, by a convolutional neural network, an effect on the second user credit information resulting from the transfer of the first user credit information to the second user account.

Abstract: Disclosed embodiments pertain to protecting sensitive information. A browser extension associated with a web browser can detect a user entering information associated with the user into an electronic form. The browser extension can monitor the user entering sensitive information into the electronic form and detect that the user has entered sensitive information incorrectly. In response, the browser extension can provide a warning to the user that sensitive information has been incorrectly entered. Instructions can be displayed to a user on how incorrectly entered sensitive information is to be corrected. The incorrectly entered sensitive information is corrected based on a response from the user before the sensitive information propagates beyond the electronic form.

Abstract: Disclosed herein are system, method, and computer program product embodiments for updating identification information of a user with service providers. An embodiment operates by a computing device sending a first piece of identification information describing a user to a service provider requiring a credential to update a user profile unique to the user. Upon receiving an indication that the piece of identification information sufficiently describes the user, the computing device generates an identifier unique to the particular user to identify the user when the computing device communicates with the service provider. Thereafter, the computing device sends an instruction to the service provider to update their user profile with a second piece of identification information. With the request, the computing device sends the identifier unique to the user, which allows the service provider to bypass the user credential and update the user profile with the second piece of identification information.

Abstract: A method for automatic redemption of available reward points is disclosed. The method may include linking a stored data profile of a customer of a merchant with at least one reward account of the customer, and receiving an update corresponding to a changed value of reward points available for redemption. The method may include updating the stored data profile of the customer with the changed value of reward points for redemption, and automatically accessing a list associated with the profile of the customer in response to the updating the stored data profile of the customer. The list may include at least one item to be purchased. The method may include identifying and purchasing at least one item from a subset of items from the list whose redemption values are equal to or less than the changed value of reward points based on a customer preference setting.

Abstract: A method for route optimization is disclosed. The method may include receiving information of a plurality of transactions of a user. Each transaction may be associated with at least one of a plurality of items. The method may include analyzing the information to identify a user-specific periodic transaction pattern for each item, and generating a list including at least one of the plurality of items. The list may be generated based on the analyzed information. The at least one item in the list may be associated with at least two of the plurality of transactions of the user. The method may further include displaying the list to the user at a time corresponding to the periodic transaction pattern, and generating a route from a current location of the user to a location of each item in the list, ordered based on the location of each item in the list.

Abstract: Disclosed herein are system, method, and computer program product embodiments for updating identification information of a user with service providers. An embodiment operates by a computing device sending a first piece of identification information describing a user to a service provider requiring a credential to update a user profile unique to the user. Upon receiving an indication that the piece of identification information sufficiently describes the user, the computing device generates an identifier unique to the particular user to identify the user when the computing device communicates with the service provider. Thereafter, the computing device sends an instruction to the service provider to update their user profile with a second piece of identification information. With the request, the computing device sends the identifier unique to the user, which allows the service provider to bypass the user credential and update the user profile with the second piece of identification information.

Abstract: Disclosed herein are system, method, and computer program product embodiments for updating identification information of a user with service providers. An embodiment operates by a computing device sending a first piece of identification information describing a user to a service provider requiring a credential to update a user profile unique to the user. Upon receiving an indication that the piece of identification information sufficiently describes the user, the computing device generates an identifier unique to the particular user to identify the user when the computing device communicates with the service provider. Thereafter, the computing device sends an instruction to the service provider to update their user profile with a second piece of identification information. With the request, the computing device sends the identifier unique to the user, which allows the service provider to bypass the user credential and update the user profile with the second piece of identification information.