Patents by Inventor Songtao Ma

Songtao Ma has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9607485
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: June 28, 2016
    Date of Patent: March 28, 2017
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Patent number: 9595026
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: June 21, 2016
    Date of Patent: March 14, 2017
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: David Lewis, Jeffery Enright, Natarajan Ramachandran, Mark A. Douglass, Timothy Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Patent number: 9595848
    Abstract: In an example embodiment, an automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to facilitate the completing a transaction when a decline or loss of power is encountered.
    Type: Grant
    Filed: November 10, 2015
    Date of Patent: March 14, 2017
    Assignee: Diebold, Incorporated
    Inventors: Randall W. Jenkins, Songtao Ma, Eric Toepke, Mike Ryan, Natarajan Ramanchandran, Thomas D. Ertle, Timothy Crews, Willis Miller, Nicholas Billett, Steven Shepley, Dave Krzic, Victor Cogan
  • Patent number: 9564985
    Abstract: A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.
    Type: Grant
    Filed: December 1, 2015
    Date of Patent: February 7, 2017
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Gregory S. Ray, David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James E. Pettitt
  • Patent number: 9547961
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: November 12, 2013
    Date of Patent: January 17, 2017
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Eric Toepke, Mike Ryan, Randall Jenkins, Natarajan Ramachandran, Thomas Ertle, Tim Crews, Willis Miller, Nicholas T. Billett, Jr., Steven Shepley, Dave Krzic, Songtao Ma, Victor A. Cogan
  • Patent number: 9536399
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: June 30, 2015
    Date of Patent: January 3, 2017
    Assignee: Diebold Self-Service System Division of Diebold, Incorporated
    Inventor: Songtao Ma
  • Publication number: 20160371665
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Application
    Filed: June 21, 2016
    Publication date: December 22, 2016
    Applicant: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: David Lewis, Jeffery Enright, Natarajan Ramachandran, Mark A. Douglass, Timothy Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Publication number: 20160328689
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Application
    Filed: July 19, 2016
    Publication date: November 10, 2016
    Applicant: Diebold Self-Service Systems, Division of Diebold, Incorporated
    Inventors: Songtao MA, Eric TOEPKE, Mike P. RYAN, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor COGAN, Randall W. JENKINS, Thomas D. ERTLE, Natarajan RAMACHANDRAN
  • Publication number: 20160307412
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Application
    Filed: June 28, 2016
    Publication date: October 20, 2016
    Applicant: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: David N. LEWIS, Jeffery M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Tim CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. IRUDAYAM, Klaus STEINBACH
  • Publication number: 20160275466
    Abstract: In an example embodiment, an automated banking machine that is operable to detect signals corresponding to a plurality of service activities carried out on a transaction function device. Data representative of the plurality of service activities is stored in the transaction function device's data store.
    Type: Application
    Filed: May 31, 2016
    Publication date: September 22, 2016
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Timothy Crews, Grant Thornberry, Songtao Ma, Darla Rowland
  • Patent number: 9396463
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Grant
    Filed: September 8, 2015
    Date of Patent: July 19, 2016
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike P. Ryan, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor Cogan, Randall W. Jenkins, Thomas D. Ertle, Natarajan Ramachandran
  • Publication number: 20160191197
    Abstract: A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.
    Type: Application
    Filed: December 1, 2015
    Publication date: June 30, 2016
    Inventors: Gregory S. Ray, David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James E. Pettitt
  • Patent number: 9378629
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: May 26, 2015
    Date of Patent: June 28, 2016
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Patent number: 9373114
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: September 24, 2013
    Date of Patent: June 21, 2016
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Timothy Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Patent number: 9368003
    Abstract: In an example embodiment, an automated banking machine that operates responsive at least in part to data read from data bearing records. The automated banking machine including a transaction function device, a slot associated with the transaction function device, an indicator adjacent to the slot, the indicator includes at least three different color light emitting diodes (LEDs), and an indicator processor in operative connection with the indicator. The indicator processor is operable to cause the LEDs of the indicator to intermittently illuminate to produce a plurality of blended colors that correspond to a functional status of the transaction function device.
    Type: Grant
    Filed: May 14, 2014
    Date of Patent: June 14, 2016
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Timothy Crews, Grant Thornberry, Songtao Ma, Darla Rowland
  • Patent number: 9355532
    Abstract: In an example embodiment, an automated banking machine that is operable to detect signals corresponding to a plurality of service activities carried out on a transaction function device. Data representative of the plurality of service activities is stored in the transaction function device's data store.
    Type: Grant
    Filed: May 14, 2014
    Date of Patent: May 31, 2016
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Timothy Crews, Grant Thornberry, Songtao Ma, Darla Rowland
  • Publication number: 20160125375
    Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.
    Type: Application
    Filed: January 12, 2016
    Publication date: May 5, 2016
    Inventors: Paul D. Magee, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam, Robert Konecny, James D. Atkinson
  • Publication number: 20160110967
    Abstract: An Automated Transaction Machine (ATM) includes a housing with a lower unit and an upper unit including a main portion having a top panel and a display housing extending above the top panel. A display is disposed within the display housing. A control electronics package is disposed in the display housing and including a processor and a plurality of input/output ports.
    Type: Application
    Filed: October 13, 2015
    Publication date: April 21, 2016
    Applicant: Diebold Self-Service Systems, Division of Diebold, Incorporated
    Inventors: Randall Jenkins, Songtao Ma, Rani Solic, Joseph Hartman, Dave Kraft, Robert Cole, Michael Tirak
  • Publication number: 20160065002
    Abstract: In an example embodiment, an automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to facilitate the completing a transaction when a decline or loss of power is encountered.
    Type: Application
    Filed: November 10, 2015
    Publication date: March 3, 2016
    Applicant: DIEBOLD, INCORPORATED
    Inventors: Randall W. Jenkins, Songtao Ma, Eric Toepke, Mike Ryan, Natarajan Ramanchandran, Thomas D. Ertle, Timothy Crews, Willis Miller, Nicholas Billett, Steven Shepley, Dave Krzic, Victor Cogan
  • Patent number: 9275525
    Abstract: An automated banking machine controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. A host banking system authorizes operation of an automated banking machine responsive to computer verification of the identifying data. The automated banking machine can dispense cash to an authorized machine user in a cash dispensing transaction, and have the user's bank account charged for the cash amount dispensed. The automated banking machine can acquire image and magnetic data read from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for the checks. Cash can be dispensed from the machine to a user in exchange for a deposited check.
    Type: Grant
    Filed: December 9, 2014
    Date of Patent: March 1, 2016
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Songtao Ma, David A. Peters