Patents by Inventor Tatiana Murly

Tatiana Murly has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and systems for predicting business behavior from profiling consumer card transactions
    Patent number: 7853469
    Abstract: A system and method are provided for predicting small business behavior by analysis of consumer payment card transaction data. Transaction and amount velocity analysis of industry categories and/or real-time transaction-based profiling is employed to identify those consumer payment card accounts that are being inappropriately used to make small business purchases. A small business behavior predictor model is used to score transaction data and update cardholder profiles according to the likelihood that the transaction data represents small business activity.
    Type: Grant
    Filed: August 23, 2004
    Date of Patent: December 14, 2010
    Assignee: MasterCard International
    Inventors: Jill Maitland, Tatiana Murly, Denise A. Walker, Jennifer Riddell Rademaker
  • Methods and systems for predicting business behavior from profiling consumer card transactions
    Publication number: 20050197954
    Abstract: A system and method are provided for predicting small business behavior by analysis of consumer payment card transaction data. Transaction and amount velocity analysis of industry categories and/or real-time transaction-based profiling is employed to identify those consumer payment card accounts that are being inappropriately used to make small business purchases. A small business behavior predictor model is used to score transaction data and update cardholder profiles according to the likelihood that the transaction data represents small business activity.
    Type: Application
    Filed: August 23, 2004
    Publication date: September 8, 2005
    Inventors: Jill Maitland, Tatiana Murly, Denise Walker, Jennifer Rademaker