Abstract: Systems and methods for creating, manipulating, and displaying a timeline of chronological events each linked to corresponding one or more electronic files are described. An event corresponding to a time or time range can be created. One or more electronic files can be linked to the event. The event linked to the one or more electronic files can be presented on a graphical timeline at the time or time range. The one or more electronic files are accessible through the event displayed on the graphical timeline.

Abstract: A transaction router and corresponding process that enables the point-of-sale activation (POSA) of POSA type devices, such as POSA pre-paid gift cards, debit cards, telephone cards and cellular replenishment cards, while utilizing a standard credit card swipe terminal (reader). The transaction router, during use, receives the output of the reader and allows standard credit and debit card transactions to pass to the financial transaction processing entity that is called by the reader, to allow the financial transaction to be carried out. If the card or device being read by the reader is a POSA type device to be activated, then the router routes the communication initiated by the reader to another processing entity capable of activating the POSA device. The reader is unaware of the existence of the router and operates in its ordinary manner, whether standard credit and debit cards are being processed, or whether a POSA card or other POSA device is being activated.