Patents by Inventor Venkatachari Dilip
Venkatachari Dilip has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 7797207Abstract: A system analyzes multiple financial accounts having a common account holder and identifies a particular attribute, such as interest rate, associated with each of the multiple financial accounts. The system then makes a determination regarding whether an adjustment of funds among the multiple financial accounts would benefit the account holder. If the adjustment of funds would benefit the account holder, then recommending the adjustment of funds to the account holder and offering to perform the recommended adjustment of funds. The system executes the adjustment of funds if the account holder accepts the offer to perform the recommended adjustment of funds.Type: GrantFiled: July 24, 2000Date of Patent: September 14, 2010Assignee: CashEdge, Inc.Inventors: Venkatachari Dilip, Sanjeev Dheer
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Publication number: 20100114717Abstract: Systems and methods for content (e.g., advertisements) delivery. An initial advertisement received by a user can include instructions for requesting a secondary advertisement. A user can follow the instructions to respond to the initial advertisement. A response to the initial advertisement can include a device identification. A secondary advertisement addressed to the device identification can be provided responsive to receiving a response from the user to the initial advertisement.Type: ApplicationFiled: November 3, 2008Publication date: May 6, 2010Applicant: Google Inc.Inventors: Pierre F. Lebeau, Kuan-Loong Yong, Rory Lawton, Venkatachari Dilip
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Patent number: 7657761Abstract: A user is presented with multiple modes of operation, such that the multiple modes of operation define different trust options for handling data (such as login credentials or other sensitive data) associated with the user. A selection of one of the multiple modes of operation is received from the user. Data associated with the user is handled in accordance with the selected mode of operation.Type: GrantFiled: March 5, 2007Date of Patent: February 2, 2010Assignee: CashEdge, Inc.Inventors: Jeremy N. Sokolic, Sanjeev Dheer, Venkatachari Dilip
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Patent number: 7505937Abstract: A withdrawal of assets is initiated from a first account at a first financial institution. A deposit of the assets withdrawn from the first account is initiated to a second account at a second financial institution. The first account and the second account have a common account holder. The withdrawal and deposit of assets may be initiated after analyzing multiple accounts of the account holder and determining whether an adjustment of funds among the multiple accounts would benefit the account holder. A debit instruction is used to initiate the withdrawal of assets and a credit instruction is used to initiate the deposit of the withdrawn assets. The withdrawal and deposit of assets can be implemented using one or more payment networks, debit networks, or a wire transfer between the two financial institutions.Type: GrantFiled: January 25, 2007Date of Patent: March 17, 2009Assignee: CashEdge, Inc.Inventors: Venkatachari Dilip, Sanjeev Dheer
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Publication number: 20080208737Abstract: A withdrawal of assets is initiated from a first account at a first financial institution. A deposit of the assets withdrawn from the first account is initiated to a second account at a second financial institution. The first account and the second account have a common account holder. The withdrawal and deposit of assets may be initiated after analyzing multiple accounts of the account holder and determining whether an adjustment of funds among the multiple accounts would benefit the account holder. A debit instruction is used to initiate the withdrawal of assets and a credit instruction is used to initiate the deposit of the withdrawn assets. The withdrawal and deposit of assets can be implemented using one or more payment networks, debit networks, or a wire transfer between the two financial institutions.Type: ApplicationFiled: April 4, 2008Publication date: August 28, 2008Applicant: CASH EDGE, INC.Inventors: Venkatachari Dilip, Sanjeev Dheer
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Patent number: 7383223Abstract: A withdrawal of assets is initiated from a first account at a first financial institution. A deposit of the assets withdrawn from the first account is initiated to a second account at a second financial institution. The first account and the second account have a common account holder. The withdrawal and deposit of assets may be initiated after analyzing multiple accounts of the account holder and determining whether an adjustment of funds among the multiple accounts would benefit the account holder. A debit instruction is used to initiate the withdrawal of assets and a credit instruction is used to initiate the deposit of the withdrawn assets. The withdrawal and deposit of assets can be implemented using one or more payment networks, debit networks, or a wire transfer between the two financial institutions.Type: GrantFiled: September 20, 2000Date of Patent: June 3, 2008Assignee: CashEdge, Inc.Inventors: Venkatachari Dilip, Sanjeev Dhcer
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Publication number: 20080086426Abstract: A system receives account access information from a user. The account is then accessed using the received access information. Data is harvested from a web page associated with the account or received from another financial data source. The user's ability to access the account is authenticated based on the obtained information.Type: ApplicationFiled: November 30, 2007Publication date: April 10, 2008Applicant: CashEdge, Inc.Inventors: Venkatachari Dilip, Sanjeev Dheer, Amir Sunderji, Param Singh
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Publication number: 20080086403Abstract: A system receives account access information from a user. The account is then accessed using the received access information. Data is harvested from a web page associated with the account or received from another financial data source. The user's ability to access the account is authenticated based on the obtained information.Type: ApplicationFiled: November 30, 2007Publication date: April 10, 2008Applicant: CashEdge, Inc.Inventors: Venkatachari Dilip, Sanjeev Dheer, Amir Sunderji, Param Singh
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Publication number: 20080082454Abstract: A system receives account access information from a user. The account is then accessed using the received access information. Data is harvested from a web page associated with the account or received from another financial data source. The user's ability to access the account is authenticated based on the obtained information.Type: ApplicationFiled: November 30, 2007Publication date: April 3, 2008Applicant: CashEdge, Inc.Inventors: Venkatachari Dilip, Sanjeev Dheer, Amir Sunderji, Param Singh
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Patent number: 7321874Abstract: A withdrawal of assets is initiated from a first account at a first financial institution. A deposit of the assets withdrawn from the first account is initiated to a second account at a second financial institution. The first account and the second account have a common account holder. The withdrawal and deposit of assets may be initiated after analyzing multiple accounts of the account holder and determining whether an adjustment of funds among the multiple accounts would benefit the account holder. A debit instruction is used to initiate the withdrawal of assets and a credit instruction is used to initiate the deposit of the withdrawn assets. The withdrawal and deposit of assets can be implemented using one or more payment networks, debit networks, or a wire transfer between the two financial institutions.Type: GrantFiled: January 25, 2007Date of Patent: January 22, 2008Assignee: CashEdge, Inc.Inventors: Venkatachari Dilip, Sanjeev Dheer
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Patent number: 7321875Abstract: A withdrawal of assets is initiated from a first account at a first financial institution. A deposit of the assets withdrawn from the first account is initiated to a second account at a second financial institution. The first account and the second account have a common account holder. The withdrawal and deposit of assets may be initiated after analyzing multiple accounts of the account holder and determining whether an adjustment of funds among the multiple accounts would benefit the account holder. A debit instruction is used to initiate the withdrawal of assets and a credit instruction is used to initiate the deposit of the withdrawn assets. The withdrawal and deposit of assets can be implemented using one or more payment networks, debit networks, or a wire transfer between the two financial institutions.Type: GrantFiled: January 25, 2007Date of Patent: January 22, 2008Assignee: CashEdge, Inc.Inventors: Venkatachari Dilip, Sanjeev Dheer
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Publication number: 20070162769Abstract: A user is presented with multiple modes of operation, such that the multiple modes of operation define different trust options for handling data (such as login credentials or other sensitive data) associated with the user. A selection of one of. the multiple modes of operation is received from the user. Data associated with the user is handled in accordance with the selected mode of operation.Type: ApplicationFiled: March 5, 2007Publication date: July 12, 2007Inventors: Jeremy Sokolic, Sanjeev Dheer, Venkatachari Dilip
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Publication number: 20070136168Abstract: A withdrawal of assets is initiated from a first account at a first financial institution. A deposit of the assets withdrawn from the first account is initiated to a second account at a second financial institution. The first account and the second account have a common account holder. The withdrawal and deposit of assets may be initiated after analyzing multiple accounts of the account holder and determining whether an adjustment of funds among the multiple accounts would benefit the account holder. A debit instruction is used to initiate the withdrawal of assets and a credit instruction is used to initiate the deposit of the withdrawn assets. The withdrawal and deposit of assets can be implemented using one or more payment networks, debit networks, or a wire transfer between the two financial institutions.Type: ApplicationFiled: January 25, 2007Publication date: June 14, 2007Inventors: Venkatachari Dilip, Sanjeev Dhcer
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Publication number: 20070136169Abstract: A withdrawal of assets is initiated from a first account at a first financial institution. A deposit of the assets withdrawn from the first account is initiated to a second account at a second financial institution. The first account and the second account have a common account holder. The withdrawal and deposit of assets may be initiated after analyzing multiple accounts of the account holder and determining whether an adjustment of funds among the multiple accounts would benefit the account holder. A debit instruction is used to initiate the withdrawal of assets and a credit instruction is used to initiate the deposit of the withdrawn assets. The withdrawal and deposit of assets can be implemented using one or more payment networks, debit networks, or a wire transfer between the two financial institutions.Type: ApplicationFiled: January 25, 2007Publication date: June 14, 2007Inventors: Venkatachari Dilip, Sanjeev Dhcer
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Publication number: 20070136167Abstract: A withdrawal of assets is initiated from a first account at a first financial institution. A deposit of the assets withdrawn from the first account is initiated to a second account at a second financial institution. The first account and the second account have a common account holder. The withdrawal and deposit of assets may be initiated after analyzing multiple accounts of the account holder and determining whether an adjustment of funds among the multiple accounts would benefit the account holder. A debit instruction is used to initiate the withdrawal of assets and a credit instruction is used to initiate the deposit of the withdrawn assets. The withdrawal and deposit of assets can be implemented using one or more payment networks, debit networks, or a wire transfer between the two financial institutions.Type: ApplicationFiled: January 25, 2007Publication date: June 14, 2007Inventors: Venkatachari Dilip, Sanjeev Dhcer
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Patent number: 7203845Abstract: A user is presented with multiple modes of operation, such that the multiple modes of operation define different trust options for handling data (such as login credentials or other sensitive data) associated with the user. A selection of one of the multiple modes of operation is received from the user. Data associated with the user is handled in accordance with the selected mode of operation.Type: GrantFiled: January 11, 2002Date of Patent: April 10, 2007Assignee: CashEdge, Inc.Inventors: Jeremy N. Sokolic, Sanjeev Dheer, Venkatachari Dilip
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Publication number: 20060080664Abstract: Methods and apparatus for enabling collaboration with web pages and other resources is described. A method includes the step of establishing a collaboration session between a first client and a second client. A requested resource is cached with the session host in response to a request having a first uniform resource locator (URL) issued by the first client, if the requested resource is a pre-determined type of resource. A second URL is provided to the second client. The second URL identifies the requested resource or the cached resource in accordance with whether the requested resource is cached. Apparatus for enabling collaboration includes a web server, a cache, and a filter. The web server provides a requested web page in response to a first client's request. The filter stores the requested web page in the cache, if the requested web page is a pre-determined type of web page. A number of predetermined characteristics for caching are described in various embodiments of the methods and apparatus.Type: ApplicationFiled: November 15, 2005Publication date: April 13, 2006Inventors: Janardhanan Jawahar, Venkatachari Dilip
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Patent number: 7013310Abstract: Data is captured from a web site or other data source. Data is extracted from the web page using a data harvesting script or other data acquisition routine. The extracted data is then normalized and stored in a database. If data cannot be extracted from the web page, a copy of the captured web page is stored without personal information contained in the web page. The data harvesting script is then edited based on an analysis of the captured web page.Type: GrantFiled: January 3, 2002Date of Patent: March 14, 2006Assignee: CashEdge, Inc.Inventors: Roy Messing, Jeremy N. Sokolic, Sanjeev Dheer, Venkatachari Dilip
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Publication number: 20060047724Abstract: Data is captured from a web site or other data source. Data is extracted from the web page using a data harvesting script or other data acquisition routine. The extracted data is then normalized and stored in a database. If data cannot be extracted from the web page, a copy of the captured web page is stored without personal information contained in the web page. The data harvesting script is then edited based on an analysis of the captured web page.Type: ApplicationFiled: August 22, 2005Publication date: March 2, 2006Inventors: Roy Messing, Jeremy Sokolic, Sanjeev Dheer, Venkatachari Dilip
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Patent number: 6981256Abstract: Methods and apparatus for enabling collaboration with web pages and other resources is described. A method includes the step of establishing a collaboration session between a first client and a second client. A requested resource is cached with the session host in response to a request having a first uniform resource locator (URL) issued by the first client, if the requested resource is a pre-determined type of resource. A second URL is provided to the second client. The second URL identifies the requested resource or the cached resource in accordance with whether the requested resource is cached. Apparatus for enabling collaboration includes a web server, a cache, and a filter. The web server provides a requested web page in response to a first client's request. The filter stores the requested web page in the cache, if the requested web page is a pre-determined type of web page. A number of pre-determined characteristics for caching are described in various embodiments of the methods and apparatus.Type: GrantFiled: September 10, 2001Date of Patent: December 27, 2005Assignee: Aspect Software, Inc.Inventors: Janardhanan Jawahar, Venkatachari Dilip