Patents by Inventor Vijay Kumar Royyuru

Vijay Kumar Royyuru has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210357900
    Abstract: This disclosure describes systems, methods, and computer-readable media related to mobile device purchase flows. In some embodiments, a mobile device may obtain a uniform resource identifier (URI). The mobile device may launch a browser based at least in part on the URI. The mobile device may submit a first set of data to a server based at least in part on the URI and receive a re-direct URI. The mobile device may launch an application in response to receiving the re-direct URI from the server, wherein the application submits a second set of data to the server. The mobile device may facilitate completion of a transaction by the application based at least in part on matching the first set of data and the second set of data at the server.
    Type: Application
    Filed: June 30, 2021
    Publication date: November 18, 2021
    Applicant: FIRST DATA CORPORATION
    Inventors: Vijay Kumar ROYYURU, Brent Dewayne ADKISSON, Raja VEL, Brent Allen STAINS, Donncha O'HEGARTY
  • Patent number: 11080679
    Abstract: This disclosure describes systems, methods, and computer-readable media related to mobile device purchase flows. In some embodiments, a mobile device may obtain a uniform resource identifier (URI). The mobile device may launch a browser based at least in part on the URI. The mobile device may submit a first set of data to a server based at least in part on the URI and receive a re-direct URI. The mobile device may launch an application in response to receiving the re-direct URI from the server, wherein the application submits a second set of data to the server. The mobile device may facilitate completion of a transaction by the application based at least in part on matching the first set of data and the second set of data at the server.
    Type: Grant
    Filed: November 26, 2019
    Date of Patent: August 3, 2021
    Assignee: FIRST DATA CORPORATION
    Inventors: Vijay Kumar Royyuru, Brent Dewayne Adkisson, Raja Vel, Brent Allen Stains, Donncha O'Hegarty
  • Patent number: 10789585
    Abstract: An on-site consumer at a merchant location can obtain payment authorization and a payment method via a mobile device and mobile application from third-party payor that is not at the merchant location. The on-site consumer can select products for purchase and receive the price from the merchant POS device. The on-site consumer can initial the mobile application and select a third-party payor. A notification can be sent to the mobile or other device of the third-party payor. The third-party payor can elect to pay or decline the request and can select a payment method via the mobile application on their device. The decision of the third-party payor and any payment method can be transmitted to the mobile device of the on-site consumer and/or the merchant POS device. After the completion of the purchase, the mobile application can transmit an electronic receipt to the mobile device of the third-party payor.
    Type: Grant
    Filed: September 11, 2013
    Date of Patent: September 29, 2020
    Assignee: FIRST DATA CORPORATION
    Inventors: J. Scott Sanchez, Vijay Kumar Royyuru, Brent Dewayne Adkisson, Jerome Wendell Myers
  • Publication number: 20200250648
    Abstract: The disclosure relates to systems and methods for facilitating bill payment functionality in mobile commerce. In one embodiment, a method can include receiving a transaction code at the mobile device; transmitting the transaction code to a merchant device for association with a transaction; receiving transaction information associated with a transaction based on the transaction code at the mobile device; displaying the transaction information at the mobile device; displaying at least one payment option at the mobile device; receiving a selection of one of the at least one payment option; transmitting the selected payment option and transaction information from the mobile device for approval of the payment of the transaction; receiving notification of approval of the payment at the mobile device; and receiving a payment completion code associated with the notification of approval, wherein the payment completion code is provided to the consumer on a bill associated with the transaction.
    Type: Application
    Filed: April 21, 2020
    Publication date: August 6, 2020
    Inventors: J. Scott Sanchez, Vijay Kumar Royyuru, Brent Dewayne Adkisson, Jerome Wendell Myers
  • Patent number: 10664822
    Abstract: Provided are systems and methods for facilitating bill payment functionality in mobile commerce. In one embodiment, a method can include receiving a transaction code at the mobile device, transmitting the transaction code to a merchant device for association with a transaction, receiving transaction information associated with a transaction based on the transaction code at the mobile device, displaying the transaction information at the mobile device; displaying at least one payment option at the mobile device, receiving a selection of one of the at least one payment option; transmitting the selected payment option and transaction information from the mobile device for approval of the payment of the transaction, receiving notification of approval of the payment at the mobile device, and receiving a payment completion code associated with the notification of approval, wherein the payment completion code is provided to the consumer on a bill associated with the transaction.
    Type: Grant
    Filed: September 11, 2013
    Date of Patent: May 26, 2020
    Assignee: FIRST DATA CORPORATION
    Inventors: J. Scott Sanchez, Vijay Kumar Royyuru, Brent Dewayne Adkisson, Jerome Wendell Myers
  • Publication number: 20200097943
    Abstract: This disclosure describes systems, methods, and computer-readable media related to mobile device purchase flows. In some embodiments, a mobile device may obtain a uniform resource identifier (URI). The mobile device may launch a browser based at least in pan on the URI. The mobile device may submit a first set of data to a server based at least in part on the URI and receive a re-direct URI. The mobile device may launch an application in response to receiving the re-direct URI from the server, wherein the application submits a second set of data to the server. The mobile device may facilitate completion of a transaction by the application based at least in part on matching the first set of data and the second set of data at the server.
    Type: Application
    Filed: November 26, 2019
    Publication date: March 26, 2020
    Applicant: FIRST DATA CORPORATION
    Inventors: Vijay Kumar Royyuru, Brent Dewayne Adkisson, Raja Vel, Brent Allen Stains, Donncha O'Hegarty
  • Patent number: 10510062
    Abstract: This disclosure describes systems, methods, and computer-readable media related to mobile device purchase flows. In some embodiments, a mobile device may obtain a uniform resource identifier (URI). The mobile device may launch a browser based at least in part on the URI. The mobile device may submit a first set of data to a server based at least in part on the URI and receive a re-direct URI. The mobile device may launch an application in response to receiving the re-direct URI from the server, wherein the application submits a second set of data to the server. The mobile device may facilitate completion of a transaction by the application based at least in part on matching the first set of data and the second set of data at the server.
    Type: Grant
    Filed: March 7, 2014
    Date of Patent: December 17, 2019
    Assignee: FIRST DATA CORPORATION
    Inventors: Vijay Kumar Royyuru, Brent Dewayne Adkisson, Raja Vel, Brent Allen Stains, Donncha O'Hegarty
  • Patent number: 10354247
    Abstract: Embodiments of the disclosure relate to systems and methods for communicating transaction-related data to a recipient device. In at least one embodiment, a computer-implemented method can be provided. The method can include directing storage of transaction-related information comprising payment data and value added services data. The method can further include communicating the transaction-related information to a recipient device during a card emulation communication initiated by the recipient device, wherein the recipient device utilizes the transaction-related information to complete a payment transaction and provide one or more value added services associated with the payment transaction.
    Type: Grant
    Filed: March 13, 2013
    Date of Patent: July 16, 2019
    Assignee: First Data Corporation
    Inventors: Vijay Kumar Royyuru, Jean M. Sindaco, Bradley T. Masterson, Peter Allen Donat
  • Publication number: 20190130381
    Abstract: This disclosure describes systems and methods related to facilitating card present transaction. In one embodiment, a service provider system may receive a request from a merchant to initiate a card present transaction associated with a consumer. The service provider system may determine an identifier associated with a mobile device associated with the consumer. The service provider system may communicate to the mobile device, based at least in part on the identifier, a message that facilitates invocation of a transaction module associated with the mobile device. The service provider system may facilitate the car present transaction based at least in part on an interaction with the transaction module.
    Type: Application
    Filed: December 26, 2018
    Publication date: May 2, 2019
    Inventors: Vijay Kumar Royyuru, Jerome Wendell Myers, Brent Dewayne Adkisson, Jeffrey Scott Sanchez
  • Patent number: 10198725
    Abstract: This disclosure describes systems and methods related to facilitating card present transaction. In one embodiment, a service provider system may receive a request from a merchant to initiate a card present transaction associated with a consumer. The service provider system may determine an identifier associated with a mobile device associated with the consumer. The service provider system may communicate to the mobile device, based at least in part on the identifier, a message that facilitates invocation of a transaction module associated with the mobile device. The service provider system may facilitate the car present transaction based at least in part on an interaction with the transaction module.
    Type: Grant
    Filed: January 31, 2013
    Date of Patent: February 5, 2019
    Assignee: First Data Corporation
    Inventors: Vijay Kumar Royyuru, Jerome Wendell Myers, Brent Dewayne Adkisson, Jeffrey Scott Sanchez
  • Publication number: 20180349900
    Abstract: This disclosure describes systems and methods related to authorizing payment transactions using verbal recognition of a customer. In some embodiments, a payment transaction service provider system may receive payment authorization information from a user device. The payment authorization information may include a recording. The payment authorization information may be authenticated based at least in part on the recording. A payment credential may be communicated in response to authenticating the payment authorization information.
    Type: Application
    Filed: August 14, 2018
    Publication date: December 6, 2018
    Inventors: William D. Anderson, Vijay Kumar Royyuru, Bradley T. Masterson, J. Scott Sanchez
  • Patent number: 10089617
    Abstract: Embodiments of the disclosure can include systems and methods for facilitating card present transactions. In one embodiment, a computer-implemented method for conducting card present transactions can be provided. The method can include receiving, by a merchant system comprising one or more computers, a request for a card present electronic commerce transaction on behalf of a consumer; determining, by the merchant system, an identifier of a mobile device of the consumer; obtaining, by the merchant system from the mobile device, validation information associated with a payment application stored on the mobile device; and outputting, by the merchant system for communication to an issuer system, a proposed card present transaction and the validation information.
    Type: Grant
    Filed: September 26, 2012
    Date of Patent: October 2, 2018
    Assignee: First Data Corporation
    Inventors: Vijay Kumar Royyuru, Todd Nuzum
  • Patent number: 10089625
    Abstract: Systems and methods for tokenizing financial information are provided, including embodiments relating to authorizing payment or sale transactions using verbal recognition of a customer or user. In some embodiments, a payment transaction service provider system may receive payment authorization information from a user device. The payment authorization information may include a recording. The payment authorization information may be authenticated based at least in part on the recording. A payment credential may be communicated in response to authenticating the payment authorization information.
    Type: Grant
    Filed: March 13, 2013
    Date of Patent: October 2, 2018
    Assignee: First Data Corporation
    Inventors: William D. Anderson, Vijay Kumar Royyuru, Bradley T. Masterson, J. Scott Sanchez
  • Patent number: 10007900
    Abstract: Systems and methods for facilitating point of sale transactions. In one embodiment, a computer-implemented method can be provided. The method can include collecting, by a mobile device at a merchant point of sale, merchant contextual information associated with a merchant station at a merchant location. The method can also include identifying payment information stored on the mobile device. Further, the method can also include providing the merchant contextual information and the payment information to a merchant device in order to complete a point of sale transaction.
    Type: Grant
    Filed: October 12, 2012
    Date of Patent: June 26, 2018
    Assignee: First Data Corporation
    Inventors: Vijay Kumar Royyuru, Peter Allen Donat
  • Patent number: 9842323
    Abstract: Embodiments of the disclosure relate to systems and methods for communicating transaction-related data to a recipient device. In at least one embodiment, a computer-implemented method can be provided. The method can include directing storage of transaction-related information comprising payment data and value added services data. The method can further include communicating the transaction-related information to a recipient device during a card emulation communication initiated by the recipient device, wherein the recipient device utilizes the transaction-related information to complete a payment transaction and provide one or more value added services associated with the payment transaction.
    Type: Grant
    Filed: March 13, 2013
    Date of Patent: December 12, 2017
    Assignee: First Data Corporation
    Inventor: Vijay Kumar Royyuru
  • Patent number: 9818098
    Abstract: This disclosure describes systems and methods related to facilitating payments via a peer-to-peer protocol. Tokenized information associated with a payment transaction may be obtained. Establishment of a peer-to-peer communications session with a payment recipient device may be facilitated. The tokenized information to the recipient device via the established peer-to-peer communications session may be communicated in order to facilitate completion of the payment transaction.
    Type: Grant
    Filed: March 13, 2013
    Date of Patent: November 14, 2017
    Assignee: First Data Corporation
    Inventors: Vijay Kumar Royyuru, Dominic John Morea, Peter Allen Donat
  • Publication number: 20170085563
    Abstract: A computing device for biometric authentication includes an input interface, a biometric input interface with a biometric sensor, a communications interface, a memory, and a processor. The processor navigates a browser to a website and receives an input associated with a biometric access icon associated with a secure webpage that is displayed on the website. The processor launches an interface of a mobile authentication application upon receiving the input. The interface includes an instruction to provide a biometric input. The processor receives the biometric input and compares the received input with a stored input. The stored input is stored on the memory. The processor authenticates a user of the computing device based on the comparison of the received input and the stored input, communicates an authentication confirmation to an entity associated with the secure webpage, and receives a uniform resource locator (URL) associated with the secure webpage.
    Type: Application
    Filed: September 19, 2016
    Publication date: March 23, 2017
    Applicant: First Data Corporation
    Inventor: Vijay Kumar Royyuru
  • Publication number: 20160063496
    Abstract: Embodiments of the disclosure can provide systems, methods, and apparatus for remote secure transactions. In one embodiment, a payment processing system can be provided, which can include a network interface communicating with a memory, the memory communicating with a processor for executing payments, and the processor, when executing a computer program, performing operations. The operations can include storing, by the processor and to a memory associated with the payment processing system, account information associated with the consumer mobile system, and receiving, by the processor and from a consumer mobile device, a request, wherein the request comprises an account identifier associated with the consumer mobile device. The operations can also include validating, by the processor and from a consumer mobile device, the consumer mobile device based at least in part on the account identifier, and sending, by the processor, payment processing data, based on the validation.
    Type: Application
    Filed: February 27, 2014
    Publication date: March 3, 2016
    Inventors: Vijay Kumar Royyuru, Brent Dewayne Adkisson, Daniel Carnes, Paul Johannesen, Robert Klotz, Brian Kean
  • Publication number: 20150294362
    Abstract: Systems and methods for managing account information can be provided by embodiments of the disclosure. In one embodiment, a consumer device may determine location information associated with the consumer device. The consumer device may determine, based at least in part on the location information, that the consumer device is located within a predetermined proximity to a merchant store location of a merchant. The consumer device may cause to send, a request to access the merchant device associated with the merchant. The consumer device may identify information associated with the merchant. The consumer device may determine, based at least in part on the account information, one or more consumer preferences associated with the merchant. The consumer device may access the merchant device based at least in part on the one or more consumer preferences.
    Type: Application
    Filed: April 15, 2015
    Publication date: October 15, 2015
    Inventors: Vijay Kumar Royyuru, Brent Dewayne Adkisson, Matthew Adler Borenstein, Daniel Wilson Carnes, Stephan Bernhard Wessels
  • Publication number: 20150254630
    Abstract: This disclosure describes systems, methods, and computer-readable media related to mobile device purchase flows. In some embodiments, a mobile device may obtain a uniform resource identifier (URI). The mobile device may launch a browser based at least in part on the URI. The mobile device may submit a first set of data to a server based at least in part on the URI and receive a re-direct URI. The mobile device may launch an application in response to receiving the re-direct URI from the server, wherein the application submits a second set of data to the server. The mobile device may facilitate completion of a transaction by the application based at least in part on matching the first set of data and the second set of data at the server.
    Type: Application
    Filed: March 7, 2014
    Publication date: September 10, 2015
    Applicant: FIRST DATA CORPORATION
    Inventors: Vijay Kumar Royyuru, Brent Dewayne Adkisson, Raja Vel, Brent Allen Stains, Donncha O'Hegarty