Abstract: An approach is provided for account-less access via an account connector platform. The account connector platform determines a request from at least one client for a user login to at least one of a plurality of accounts associated with a user. The plurality of accounts is associated with an account connector platform and the request includes, at least in part, one or more credentials for the least one of the plurality of user accounts. The account connector platform causes, at least in part, an association of an account connector token with the user, the at least one of the plurality of accounts, or a combination thereof based, at least in part, on an authentication of the one or more credentials. The account connector platform then determines to authenticate the at least one client to provide another user login to at least another one of the plurality of accounts is based, at least in part, on the account connector token.