Patents by Inventor William D. Clerico

William D. Clerico has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for user identity verification and risk analysis using available social and personal data
    Patent number: 8918904
    Abstract: A new approach is proposed that contemplates systems and methods to support user identity verification based on social and personal information of the user. Under the approach, customers/users are required to grant identity verifying party a degree of access to their social network information, including but not limited to, account data and social graph information on social networks. The identity verifying party then acquires information of a current or potential user's online presence in addition to other information of the user and utilizes such information to verify the user's identity in the real world and/or to assess the fraud risk of a specific financial transaction requested by the user.
    Type: Grant
    Filed: November 21, 2011
    Date of Patent: December 23, 2014
    Assignee: Wepay, Inc.
    Inventors: Aleksey Sanin, William D. Clerico, Richard Aberman, Eric Stern, Khang Tran
  • Systems and methods for user identity verification and risk analysis using available social and personal data
    Publication number: 20120159647
    Abstract: A new approach is proposed that contemplates systems and methods to support user identity verification based on social and personal information of the user. Under the approach, customers/users are required to grant identity verifying party a degree of access to their social network information, including but not limited to, account data and social graph information on social networks. The identity verifying party then acquires information of a current or potential user's online presence in addition to other information of the user and utilizes such information to verify the user's identity in the real world and/or to assess the fraud risk of a specific financial transaction requested by the user.
    Type: Application
    Filed: November 21, 2011
    Publication date: June 21, 2012
    Inventors: Aleksey Sanin, William D. Clerico, Richard Aberman, Eric Stern, Khang Tran