Patents by Inventor William J. McGuire

William J. McGuire has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7328179
    Abstract: A method and system for determining a useful life of financial instruments, such as financial assets and liabilities. A dynamic calculation of a first retention rate is performed for each of several financial assets; a steady-state calculation of a second retention rate is performed for the financial assets; and the first and second retention rates are combined to determine a predicted useful life of the combined financial assets. Optionally, one of several variables affecting at least one of the retention rates is selected. A sensitivity of financial asset variables to other financial asset variables is determined. Scenarios are forecast, extrapolated from the retention rate. The financial assets may include deposits and/or financial instruments. Outliers in the financial assets may be checked, in one variation of the invention. Exogenous variables may be included in at least one of the calculations.
    Type: Grant
    Filed: December 1, 2000
    Date of Patent: February 5, 2008
    Assignee: McGuire Performance Solutions, Inc.
    Inventors: Richard G. Sheehan, William J. McGuire
  • Publication number: 20020069147
    Abstract: A method and system for determining a useful life of financial instruments, such as financial assets and liabilities. A dynamic calculation of a first retention rate is performed for each of several financial assets; a steady-state calculation of a second retention rate is performed for the financial assets; and the first and second retention rates are combined to determine a predicted useful life of the combined financial assets.
    Type: Application
    Filed: December 1, 2000
    Publication date: June 6, 2002
    Inventors: Richard G. Sheehan, William J. McGuire
  • Patent number: 4630660
    Abstract: A dowell making machine which has a central hollow shaft which is adapted for rotation on connection to a driving means and has associated therewith an end plate which is co-axial with the shaft and adapted to rotate therewith, the end plate having a central aperture larger in diameter than the dowell to be made and having cutting blades thereabout, a cylindrical saw blade is associated with the tool and is co-axial with the axis of the aperture of the shaft and is located between the end plate and the shaft, the arrangement being such that timber passing through the end plate is force formed to a substantially cylindrical shape and, on passing through the cylindrical blade, is sized to form a dowell.
    Type: Grant
    Filed: June 25, 1985
    Date of Patent: December 23, 1986
    Inventor: William J. McGuire