Patents by Inventor William P. Jacobson

William P. Jacobson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20200050701
    Abstract: A natural language processing system that includes an artificial intelligence (AI) engine and a tag management engine. The AI engine is configured to receive a set of audio files and to identify concepts within the set of audio files. The AI engine is further configured to determine a usage frequency for each of the identified concepts and to generate an AI-defined tag for concepts with a usage frequency that is greater than a usage frequency threshold. The tag management engine is configured to receive an audio file, identify tags linked with the audio file, to determine an access frequency for the audio file within a predetermined time period, and to adjust the activity level of the tags based on the access frequency. The tag management engine is further configured to remove tags from the set of tags with an activity level that is less than a purge threshold.
    Type: Application
    Filed: August 9, 2018
    Publication date: February 13, 2020
    Inventors: Suki Ramasamy, Sasidhar Purushothaman, James McCormack, Manu J. Kurian, Sean M. Gutman, William P. Jacobson
  • Publication number: 20200050702
    Abstract: A natural language processing system that includes an artificial intelligence (AI) engine and a tagging engine. The AI engine is configured to receive a set of audio files and to identify concepts within the set of audio files. The AI engine is further configured to determine a usage frequency for each of the identified concepts and to generate an AI-defined tag for concepts with a usage frequency that is greater than a usage frequency threshold. The tagging engine is configured to receive an audio file and to identify observed concepts within the audio file. The tagging engine is further configured to compare the observed concepts to the first set of concepts, to determine one or more observed concepts matches concepts linked with AI-defined tags, and to modify metadata for the audio file to include AI-defined tags.
    Type: Application
    Filed: August 9, 2018
    Publication date: February 13, 2020
    Inventors: James McCormack, Sean M. Gutman, Manu J. Kurian, Sasidhar Purushothaman, Suki Ramasamy, William P. Jacobson
  • Patent number: 10481862
    Abstract: A virtual reality system including a virtual reality user device with a display that presents a virtual reality environment to a user, an electronic transfer engine, and a virtual overlay engine. The virtual reality user devices receives network component data and security data for a network components. The virtual reality user devices generates overlays the security data onto the network component data to generate a virtual overlay.
    Type: Grant
    Filed: December 2, 2016
    Date of Patent: November 19, 2019
    Assignee: Bank of America Corporation
    Inventors: Michael Ogrinz, Darryl C. Goebel, William P. Jacobson
  • Publication number: 20190286415
    Abstract: A virtual reality system including a virtual reality user device with a display that presents a virtual reality environment to a user, an electronic transfer engine, and a virtual overlay engine. The virtual reality user devices receives network component data and security data for a network components. The virtual reality user devices generates overlays the security data onto the network component data to generate a virtual overlay.
    Type: Application
    Filed: June 7, 2019
    Publication date: September 19, 2019
    Inventors: Michael Ogrinz, Darryl C. Goebel, William P. Jacobson
  • Publication number: 20190266553
    Abstract: A supply chain for a batch of identical units is provided. The supply chain includes database architecture. The batch of units may include a distributed ledger (blockchain) identification (ID), and at least two additional pieces of information. The information includes a serial number of the batch, a location of manufacture of the batch, an ID associated with the source of the batch, and/or the ID(s) of one or more components of each unit in the batch. The supply chain may include a private database supplier key. The supplier key enables publishing of batch transaction information onto a blockchain. The information may include a transfer of control of the batch from the supplier to a receiver-manufacturer. The supply chain may further include a private database receiver-manufacturer key associated with each batch associated with the receiver-manufacturer. The private database manufacturer key enables the receiver-manufacturer to review transactions associated with each batch.
    Type: Application
    Filed: February 23, 2018
    Publication date: August 29, 2019
    Inventors: William P. Jacobson, John C. Checco
  • Publication number: 20190266563
    Abstract: A method for executing a smart recall of a plurality of manufactured units is provided. The method may include, inter alia, using a database architecture to administer a supply chain for the units, assigning each component of the units a distributed ledger (blockchain) identification (ID), and additional pieces of information such as a serial number of the component, a date of manufacture of the component, a location of manufacture of the component, an ID associated with the source of the component, and/or the ID(s) of one or more subcomponent unit(s) of the component. The assigned information is stored in the database architecture. The method may also include generating a private database supplier key and a manufacturer key. The method further includes: transmitting a notice to downstream manufacturers, transmitting a notice to a regulatory agency to implement safety procedures and/or unit and transmitting a recall notice.
    Type: Application
    Filed: February 23, 2018
    Publication date: August 29, 2019
    Inventors: William P. Jacobson, John C. Checco
  • Patent number: 10311223
    Abstract: A system for performing authorization of a user in a virtual reality environment includes a virtual reality user device. The virtual reality user device includes a display configured to display a virtual environment. The user device receives a virtual authentication object comprising a virtual representation of an object that the user can manipulate to enter an authentication code. The user device detects gestures performed by the user on the displayed virtual authentication object and forms an authentication request, which includes the virtual authentication object, the detected gestures; and an identifier of the user. The user device sends the authentication request to an authentication server. The authentication server determines an authentication code using the virtual authentication object and the detected gestures.
    Type: Grant
    Filed: December 2, 2016
    Date of Patent: June 4, 2019
    Assignee: Bank of America Corporation
    Inventors: Amanda J. Adams, Joseph N. Johansen, Michael Ogrinz, Heather Dolan, William P. Jacobson, Manu J. Kurian
  • Patent number: 10297255
    Abstract: Aspects of the disclosure relate to implementing and using a data processing system with a machine learning engine to provide automated collaboration assistance functions. A computing platform may receive, from a teleconference hosting computer system, a content stream associated with a teleconference. Responsive to receiving the content stream associated with the teleconference, the computing platform may generate, based on a machine learning dataset, real-time transcript data comprising a real-time textual transcript of the teleconference. The computing platform may detect, during the teleconference, based on the real-time transcript data comprising the real-time textual transcript of the teleconference, an action item associated with the teleconference.
    Type: Grant
    Filed: January 23, 2017
    Date of Patent: May 21, 2019
    Assignee: Bank of America Corporation
    Inventors: William P. Jacobson, Jason D. Latta, Jisoo Lee
  • Publication number: 20180212790
    Abstract: Aspects of the disclosure relate to implementing and using a data processing system with a machine learning engine to provide automated collaboration assistance functions. A computing platform may receive, from a teleconference hosting computer system, a content stream associated with a teleconference. Responsive to receiving the content stream associated with the teleconference, the computing platform may generate, based on a machine learning dataset, real-time transcript data comprising a real-time textual transcript of the teleconference. The computing platform may receive a request for a summary of the teleconference. Responsive to receiving the request for the summary of the teleconference, the computing platform may generate, based on the real-time transcript data comprising the real-time textual transcript of the teleconference, a summary report of the teleconference.
    Type: Application
    Filed: January 23, 2017
    Publication date: July 26, 2018
    Inventors: William P. Jacobson, Jason D. Latta, Jisoo Lee
  • Publication number: 20180211654
    Abstract: Aspects of the disclosure relate to implementing and using a data processing system with a machine learning engine to provide automated collaboration assistance functions. A computing platform may receive, from a teleconference hosting computer system, a content stream associated with a teleconference. Responsive to receiving the content stream associated with the teleconference, the computing platform may generate, based on a machine learning dataset, real-time transcript data comprising a real-time textual transcript of the teleconference. The computing platform may detect, during the teleconference, based on the real-time transcript data comprising the real-time textual transcript of the teleconference, an action item associated with the teleconference.
    Type: Application
    Filed: January 23, 2017
    Publication date: July 26, 2018
    Inventors: William P. Jacobson, Jason D. Latta, Jisoo Lee
  • Publication number: 20180211223
    Abstract: Aspects of the disclosure relate to implementing and using a data processing system with a machine learning engine to provide automated collaboration assistance functions. A computing platform may receive, from a teleconference hosting computer system, a content stream associated with a teleconference. Responsive to receiving the content stream associated with the teleconference, the computing platform may generate, based on a machine learning dataset, real-time transcript data comprising a real-time textual transcript of the teleconference. The computing platform may identify one or more subject matter experts associated with one or more topics by processing the real-time transcript data using at least one activation function. Subsequently, the computing platform may update the machine learning dataset based on identifying the one or more subject matter experts associated with the one or more topics.
    Type: Application
    Filed: January 23, 2017
    Publication date: July 26, 2018
    Inventors: William P. Jacobson, Jason D. Latta, Jisoo Lee
  • Publication number: 20180159851
    Abstract: A virtual reality system including a virtual reality user device with a display that presents a virtual reality environment to a user, an electronic transfer engine, and a virtual overlay engine. The virtual reality user devices receives network component data and security data for a network components. The virtual reality user devices generates overlays the security data onto the network component data to generate a virtual overlay.
    Type: Application
    Filed: December 2, 2016
    Publication date: June 7, 2018
    Inventors: Michael Ogrinz, Darryl C. Goebel, William P. Jacobson
  • Publication number: 20180158053
    Abstract: A system for performing authorization of a user in an augmented reality environment comprises an augmented reality user device, an automatic teller machine, and an authentication server. The automatic teller machine has a keypad with unmarked buttons. The augmented reality user device includes a display configured to overlay virtual objects onto a field of view of a user. The augmented reality user device receives a virtual keypad overlay, which assigns values to the unmarked buttons of the keypad. Using the overlay, the augmented reality user device displays the assigned values on the buttons of the keypad. The automatic teller machine detects an input sequence entered on the keypad and sends the input sequence to the authentication server. The authentication server determines an authentication code by combining the input sequence with the virtual keypad overlay, and compares the determined authentication code with an authentication code stored in a database.
    Type: Application
    Filed: December 2, 2016
    Publication date: June 7, 2018
    Inventors: Amanda J. Adams, Joseph N. Johansen, Michael Ogrinz, Heather Dolan, William P. Jacobson, Manu J. Kurian
  • Publication number: 20180157820
    Abstract: A system for performing authorization of a user in a virtual reality environment includes a virtual reality user device. The virtual reality user device includes a display configured to display a virtual environment. The user device receives a virtual authentication object comprising a virtual representation of an object that the user can manipulate to enter an authentication code. The user device detects gestures performed by the user on the displayed virtual authentication object and forms an authentication request, which includes the virtual authentication object, the detected gestures; and an identifier of the user. The user device sends the authentication request to an authentication server. The authentication server determines an authentication code using the virtual authentication object and the detected gestures.
    Type: Application
    Filed: December 2, 2016
    Publication date: June 7, 2018
    Inventors: Amanda J. Adams, Joseph N. Johansen, Michael Ogrinz, Heather Dolan, William P. Jacobson, Manu J. Kurian
  • Publication number: 20180158060
    Abstract: A system for authorizing an electronic transaction in an augmented reality environment comprises an augmented reality user device and an authentication server. The augmented reality user device includes a display that overlays virtual objects onto a field of view of the user. The user device receives a request to verify information about a payment card used in an electronic transaction. The request includes a virtual authentication object, which is a virtual representation of an object capable of being manipulated by the user in a particular sequence to enter an authentication code. The user device displays the virtual authentication object to the user and detects gestures performed on the virtual authentication object. The user device sends the detected gestures to the authentication server. The authentication server determines the authentication code using the virtual authentication object and the detected gestures, and uses it to authorize the transaction.
    Type: Application
    Filed: December 2, 2016
    Publication date: June 7, 2018
    Inventors: Amanda J. Adams, Joseph N. Johansen, Michael Ogrinz, Heather Dolan, William P. Jacobson, Manu J. Kurian
  • Publication number: 20180012295
    Abstract: A method for enhancing security of a receptacle for valuables may be provided. The method may include placing currency in the receptacle. The receptacle may include an integral OLED display. The OLED display may occupy a portion of the receptacle. The OLED display may form a portion of the receptacle. The OLED display may be visible from a viewpoint external to the receptacle. The method may include capturing one or more biometric characteristics on a pressure-sensitive portion of the OLED display. The method may include storing the captured biometric characteristics on a software chip of the OLED display. The method may include transmitting the captured biometric characteristics via a communication circuit of the OLED display.
    Type: Application
    Filed: July 11, 2016
    Publication date: January 11, 2018
    Inventor: William P. Jacobson
  • Patent number: 9760124
    Abstract: Method and apparatus for OLED-based displays are provided. Methods may include receiving card identification from a contactless communications chip at an OLED-based foldable display. Methods may include receiving a handwritten signature at a pressure-sensitive portion on the display. Methods may include transmitting the card identification information to a secure entity hub. Methods may include receiving a packet from the secure entity hub. The packet may include the identification number, an acceptance of the handwritten signature and card blank information. Methods may include activating a card blank attached to the display with card blank information. Methods may include transmitting a second packet to the secure entity hub comprising the identification number and a message that the card blank has been activated.
    Type: Grant
    Filed: July 11, 2016
    Date of Patent: September 12, 2017
    Assignee: Bank of America Corporation
    Inventors: Julie Kisselburg Johnson, James M. Heddleson, Monika V. Kapur, William P. Jacobson
  • Patent number: 9697388
    Abstract: A method for displaying information printed on a contactless smart card is provided. The method may include using a wireless chip to enable communication with the contactless smart card. The method may further include displaying the information on a plurality of panels. Each of the panels may include an array of organic light emitting diodes (“OLEDs”). Each of the panels may be coupled to at least one other panel. The method may further include coordinating the transfer of the information from the contactless smart card to the wireless chip using a software chip. The software chip may include a non-transitory memory and a processor. The method may yet further include powering, either directly or indirectly, the plurality of panels, the software chip and the contactless smart card, said powering using a battery.
    Type: Grant
    Filed: June 14, 2016
    Date of Patent: July 4, 2017
    Assignee: Bank of America Corporation
    Inventors: William P. Jacobson, Dion Bellamy