Patents by Inventor Wyner Spencer

Wyner Spencer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Usage promotion method for payment card transaction system
    Patent number: 4906826
    Abstract: A usage promotion method for use with a payment card data interchange system in which a computer examines card transaction data files to select transactions conforming to specified criteria. The computer eliminates arbitrarily all but a fraction of the selected transactions, selects winning transactions by using the bytes of the computer's system clock, and produces a verifiable list of winning transactions which, after manual verification, are used to create credits to the accounts of the card holders of the winning transactions.
    Type: Grant
    Filed: September 19, 1988
    Date of Patent: March 6, 1990
    Assignee: Visa International Service Association
    Inventor: Wyner Spencer