SYNCHRONIZING A DISPLAY OF AN AUTOMATED TELLER MACHINE WITH A DISPLAY OF A MOBILE DEVICE
Exemplary embodiments may enable synchronization of a display of a mobile computing device with a display of an ATM. The displays first may be synched when a user positions the mobile computing device in proximity to the ATM. Near field communication (NFC) initially may be used when the mobile phone is in proximity with the ATM. Once the communication connection has been realized, the displays may be synchronized to reflect the connection. After the NFC connection has been realized, a cellular connection between a user's mobile computing device with a server having a secure connection with the ATM may be established. One or more financial transactions may be initiated with the ATM from the mobile computing device via the cellular connection. The display of the mobile computing device and the ATM may remain synched during the one or more financial transactions.
Latest Capital One Services, LLC Patents:
- Systems and methods for providing mobile proving ground
- Methods and systems for demonstrating a personalized automated teller machine (ATM) presentation
- Systems and methods for using proxy number tokens with configurable relationship data bindings
- Systems and methods for targeting bid and position for a keyword
- Computer-based systems configured for entity resolution and indexing of entity activity
Conventionally, a party uses an automated teller machine (ATM) by approaching the machine and putting a card, such as a debit card, into the ATM. The user then is prompted via a display on the ATM to enter a personal identification number (PIN) via a keypad or touchscreen on the ATM. If the user enters a proper PIN, the display presents the user with choices for financial transactions. The user may select a transaction via the screen if the screen is a touchscreen or may use the keypad. Hardware is provided on the ATM for dispensing cash and receiving deposits. Once the financial transaction is complete, the user may have the option of receiving a printed receipt created by a printer in the ATM.
SUMMARYIn accordance with an exemplary embodiment, a computer-implemented method is practiced such that a wireless communication session is initiated with an ATM from a mobile computing device. The communication session is conducted initially using a near field communication (NFC) wireless protocol that requires proximity between the mobile computing device and the ATM. A wireless communication that the communication session with the ATM has been initiated is received via the NFC wireless protocol. A graphical cue that the session has been initiated is displayed on a display of the mobile computing device. An additional communication is received via the NFC wireless protocol indicating that ATM and the mobile computing device are now connected. The display of the mobile computing device is updated to provide a second graphical cue indicating that the ATM is connected with the mobile device, wherein the visual cue is synched with a corresponding display on the ATM. A financial transaction is initiated with the ATM from the mobile device. The display of the mobile computing device is updated to show progress of the transaction. When the transaction is complete, the display of the mobile computing device is updated to indicate that the transaction is complete.
Instructions for practicing this method may be stored on a non-transitory computer-readable storage device.
When the session is complete, the display of the mobile computing device may be updated to indicate that the session is complete. The updating of the display on the mobile computing device may be coordinated with timing of updating the display on the ATM. The mobile computing device may include an application program for communicating with the ATM via a cellular network. The application program may be executed, and the financial transaction may be initiated by the application program that provides a user interface for a user to initiate the financial transaction. The initiating of the wireless communication session may comprise scanning an optical code associated with the ATM. The mobile computing device may send a communication to a server via a cellular network to initiate the financial transaction in the initiating of the financial transaction with the ATM, where the server has a secured connection with the ATM.
In accordance with an exemplary embodiment, a computer-implemented method is practiced. Per this method a proximity of a mobile computing device to an automated teller machine (ATM) is detected. A wireless communication with the mobile computing device via a wireless protocol takes place, wherein the wireless protocol requires proximity between the mobile computing device and the ATM. A visual cue indicating that the ATM and the mobile computing device are communicating via the wireless protocol is displayed on a display of the ATM. The mobile device communicates with the mobile computing device over a cellular network to establish a connection between the ATM and the mobile computing device. The display of the ATM is updated to indicate that the ATM and the mobile computing device are connected. A communication that the mobile computing device wishes to initiate financial transaction via the ATM is received. The financial transaction is initiated. The display of the ATM is synched with the display of the mobile computing device for the financial transaction. When the transaction is complete, the display of the ATM is updated to indicate that the transaction is complete.
Instructions for practicing this method may be stored on a non-transitory computer-readable storage device.
An indication that the mobile computing device is no longer interacting with the ATM may be received, and the display of the ATM may be updated to reflect that the mobile computing device is no longer interacting with the ATM. The detecting of the proximity of the mobile computing device may comprise detecting that the mobile computing device is within range of an NFC transceiver of the ATM. The detecting of the proximity of the mobile device may comprise detecting that the mobile computing device is sufficiently close to a designated portion of the ATM. An indication that the mobile computing device has indicated a desire to communicate with the ATM may be received before detecting the proximity of the mobile computing device. The mobile computing device may indicate a desire to communicate with the ATM by scanning an optical code at the ATM. The optical code may be positioned on the ATM. The financial transaction may be one of at least checking an account balance, making a deposit to an account, making a withdrawal from an account, initiating a transfer of funds from an account or purchasing an item. The synching of the display of the ATM may comprise displaying content on the display of the ATM that is related to content to be simultaneously displayed on the display of the mobile computing device.
In accordance with an exemplary embodiment, a non-transitory computer-readable storage medium stores computer-executable instructions for causing a mobile computing device to perform the following. A wireless communication session is initiated with an automated teller machine (ATM) from the mobile computing device, in which the communication session is conducted initially using a wireless protocol that requires proximity between the mobile computing device and the ATM. Feedback that the communication session with the ATM has been initiated is received. An indication that the session has been initiated is displayed on a display of the mobile computing device. Additional feedback indicating that ATM and the mobile computing device are now connected is received. The display of the mobile computing device is updated to provide a visual cue that indicates that the ATM is connected with the mobile device, wherein the visual cue is synched with a corresponding display on the ATM. A financial transaction with the ATM is initiated from the mobile device. The display of the mobile computing device is updated to show progress of the transaction. An animation is displayed on the display of the mobile computing device, wherein the animation relates to the financial transaction and is temporally synched with a corresponding animation on a display of the ATM.
The non-transitory computer-readable storage medium may additionally store instructions that cause the mobile computing device to complete the financial transaction and update the display of the mobile computing device to indicate that the financial transaction is complete. The positioning of the visual cue on the display of the mobile computing device may depend on a relative position of the mobile computing device to the ATM. The financial transaction may be initiated via communication over a cellular network.
Exemplary embodiments may enable synchronization of a display of a mobile computing device with a display of an ATM. The displays first may be synched when a user positions the mobile computing device in proximity to the ATM. Near field communication (NFC) initially may be used when the mobile phone is in proximity with the ATM. A party may be prompted to tap the mobile computing device with a designated area on the face of the ATM or scan a scannable code with the mobile computing device at the ATM to prompt the connection in some exemplary embodiments. The NFC communication may be used to establish a communication connection between mobile computing device and the ATM and may prompt an initial sequence on the displays indicating that the displays are synched.
The displays may reflect when a mobile computing device is in proximity to an ATM. For instance, a particular graphic may be displayed when the mobile computing device is in proximity to an ATM. The graphic may change as the mobile computing device gets closer to the ATM. The change may be, for example, in the form of changing intensity, color, shape or the like. In addition, the displays may provide a visual cue indicating that a communication connection between the mobile computing device and ATM has been realized. Once the communication connection has been realized, the displays may be synchronized to reflect the connection.
After the NFC connection has been realized, a cellular connection between a user's mobile computing device with a server having a secure connection with the ATM may be established. This may be prompted by opening an application responsive to the NFC communication and the application establishing the cellular connection. One or more financial transactions may be initiated with the ATM from the mobile computing device via the cellular connection. The display of the mobile computing device and the ATM may remain synched during the one or more financial transactions.
The mobile computing device 202 may include a wireless transceiver 210, such as required to participate in NFC communications. The transceiver may be part of an NFC reader. The mobile computing device 202 may additionally include a display device 212, such as a light emitting diode (LED) display, a liquid crystal display (LCD) or a retinal display. The mobile computing device may include a wireless modem 214 for enabling communication over a wireless network, such as a cellular phone network. The mobile computing device 200 may include a camera 216 for capturing images and/or video. The camera 216 may also be used in scanning optical codes.
In order to support NFC communications, the ATM 300 may include NFC components 310. These NFC components 310 may include an NFC tag or reader as well as software that supports an NFC protocol.
The ATM 300 may include a keypad 312 that enables a user to provide input to the ATM. The keypad 312 may include buttons for entering alpha-numeric values. For example, a user may enter a PIN or a dollar amount value using the keypad 312. The ATM may have a cash dispenser 314 for dispensing currency such as bills. The ATM 300 may include a camera 316 for capturing images of parties in proximity to the ATM. The camera 316 may take the form of a digital camera that captures snapshot and/or videos. The camera 316 may be used for security purposes. The ATM 300 may also include deposit hardware 318 for accepting deposits in the form of checks or cash. The ATM 300 may include further components, such as a card reader 320 for reading ATM cards and a printer 322 for printing receipts, statements and the like.
The depiction of the ATM components in
It should be appreciated that the front face configurations of
The exemplary embodiments may provide visual feedback regarding proximity of a mobile computing device to an ATM and visual feedback regarding creation of a communication connection between a mobile computing device and an ATM.
Once the cellular connection has been established, the mobile computing device and the ATM may establish and communicate via a cellular telephone connection (702 in flowchart 700 of
It should be appreciated that that the list of transactions is intended to be illustrative and not limiting. Other types of transactions may be realized via the approach disclosed herein.
Once the transaction is initiated the display of the mobile computing device may be synched with the display of the ATM (706 in
When the transaction is complete (708 in
The positioning and the timing of synchronized timing can be especially acute when the content is a shared animation.
While the present invention has been described with reference to exemplary embodiments, those skilled in the art will appreciate that various changes in form and detail may be made without departing from the intended scope of the present invention as defined in the appended claims.
Claims
1. A computer-implemented method, comprising:
- detecting proximity of a mobile computing device to an automated teller machine (ATM) with a processor of the mobile computing device;
- based on the detected proximity, displaying a graphic on a display of the mobile computing device with the processor, the graphic indicating proximity of the mobile computing device to the ATM;
- with the processor updating a characteristic of the graphic displayed as the mobile computing device as the mobile computing device is moved in closer proximity to the ATM to indicate the closer proximity;
- initiating with a wireless communication session with the ATM from a processor of the mobile computing device
- with the processor of the mobile computing device, initiating a financial transaction with the ATM from the mobile computing device;
- updating the display of the mobile computing device with the processor to show progress of the transaction; and
- when the transaction is complete, with the processor of the mobile computing device, updating the display of the mobile computing device to indicate that the transaction is complete.
2. The method of claim 1, further comprising when the wireless communication session is complete, updating the display of the mobile computing device to indicate that the wireless communication session is complete.
3. (canceled)
4. The method of claim 1, wherein the mobile computing device includes an application program for communicating with the ATM via a cellular network.
5. The method of claim 4, wherein the application program is executed and wherein the financial transaction is initiated by the application program that provides a user interface for a user to initiate the financial transaction.
6. The method of claim 1, wherein initiating the wireless communication session comprises scanning an optical code associated with the ATM.
7. The method of claim 1, wherein the mobile computing device sends a communication to a server via a cellular network to initiate the financial transaction in the initiating of the financial transaction with the ATM, wherein the server has a secured connection with the ATM.
8. A computer-implemented method, comprising:
- detecting proximity of a mobile computing device to an automated teller machine (ATM) with a processor of the ATM;
- engaging in a wireless communication with the mobile computing device via a wireless protocol, wherein the wireless protocol requires proximity between the mobile computing device and the ATM;
- with the processor, causing a display on a display device of the ATM a visual cue indicating that the ATM and the mobile computing device are communicating via the wireless protocol in that a portion of a shared graphic is displayed on the display device of the ATM while another portion of the shared graphic is displayed on a corresponding display of the mobile computing device;
- under control of the processor, communicating with the mobile computing device over a cellular network to establish a connection between the ATM and the mobile computing device;
- with the processor, causing updating of the display device of the ATM to indicate that the ATM and the mobile computing device are connected;
- receiving a communication that the mobile computing device wishes to initiate a financial transaction via the ATM;
- initiating the financial transaction via the processor;
- synching the display device of the ATM via the processor with the display of the mobile computing device for the financial transaction; and
- when the transaction is complete, with the processor, updating the display device of the ATM to indicate that the transaction is complete.
9. The method of claim 8, further comprising receiving an indication that the mobile computing device is no longer interacting with the ATM and updating the display of the ATM to reflect that the mobile computing device is no longer interacting with the ATM.
10. The method of claim 8, wherein the detecting of the proximity of the mobile computing device comprises detecting that the mobile computing device is within range of an NFC transceiver of the ATM.
11. The method of claim 8, wherein the detecting of the proximity of the mobile computing device comprises detecting that the mobile computing device is sufficiently close to a designated portion of the ATM.
12. The method of claim 8, further comprising receiving an indication that the mobile computing device has indicated a desire to communicate with the ATM before detecting the proximity of the mobile computing device.
13. The method of claim 12, wherein the mobile computing device has indicated the desire to communicate with the ATM by scanning an optical code at the ATM.
14. The method of claim 13, wherein the optical code is positioned on the ATM.
15. The method of claim 8, wherein the financial transaction is one of at least checking a balance of an account, making a deposit to the account, making a withdrawal from the account, initiating a transfer of funds from the account or purchasing an item.
16. The method of claim 8, wherein the synching of the display of the ATM comprises displaying content on the display of the ATM that is related to content to be simultaneously displayed on the display of the mobile computing device.
17. A non-transitory computer-readable storage medium storing computer-executable instructions for causing a mobile computing device to perform the following:
- initiate a wireless communication session with an automated teller machine (ATM) from the mobile computing device, wherein the wireless communication session is conducted initially using a wireless protocol that requires proximity between the mobile computing device and the ATM;
- receive feedback that the wireless communication session with the ATM has been initiated;
- display on a display of the mobile computing device an indication that the session has been initiated;
- receive additional feedback indicating that ATM and the mobile computing device are now connected;
- update the display of the mobile computing device to provide a visual cue that indicates that the ATM is connected with the mobile computing device, wherein the visual cue is synched with a corresponding display on the ATM;
- initiate a financial transaction with the ATM from the mobile computing device;
- updating the display of the mobile computing device to show progress of the transaction; and
- display an animation on the display of the mobile computing device, wherein the animation relates to the financial transaction and is temporally synched with a corresponding animation on a display of the ATM.
18. The non-transitory computer-readable medium of claim 17, further storing instructions that cause the mobile computing device to:
- complete the financial transaction; and
- update the display of the mobile computing device to indicate that the financial transaction is complete.
19. The non-transitory computer-readable medium of claim 17, wherein positioning of the visual cue on the display of the mobile computing device depends on a relative position of the mobile computing device to the ATM.
20. The non-transitory computer-readable medium of claim 19, wherein the financial transaction is initiated via communication over a cellular network.
Type: Application
Filed: Nov 25, 2019
Publication Date: May 27, 2021
Applicant: Capital One Services, LLC (McLean, VA)
Inventors: Janak DADHANIYA (San Francisco, CA), Matthew WILSON (San Francisco, CA), Lisa WHITSITT (Millbrae, CA), Cheng XU (San Francisco, CA), Robert SMITH (Crozier, VA), Steve Faletti (Brooklyn, NY), David WURMFELD (Falls Church, VA)
Application Number: 16/693,912