Search Patents
  • Publication number: 20080059379
    Abstract: An electronic wallet which is biometrically secured stores credit card and other information. A biometric sensor prevents the electronic wallet from being used by the user who does not have permission to use the wallet. A rewriteable card is inserted into a slot of the wallet in order to have credit card information placed on the card. After the card is used the information is erased from the card when it is placed back in the slot in the electronic wallet.
    Type: Application
    Filed: May 18, 2007
    Publication date: March 6, 2008
    Applicant: iCache, Inc.
    Inventors: Jonathan Ramaci, Lee Weinstein, Kenneth Sinclair
  • Publication number: 20130311330
    Abstract: In general terms, embodiments of the present invention relate to apparatuses, methods, and computer program products for receiving transaction offers. For example, in some embodiments, a method is provided that includes (a) receiving information associated with a transaction; (b) storing, in a memory device, the information associated with a transaction; (c) receiving authentication information from a user to authenticate the user to enter into the transaction; and (d) enabling the user to enter into the transaction by using at least one of a magnetic swipe card writer, bar code display, or fingerprint reader.
    Type: Application
    Filed: May 13, 2013
    Publication date: November 21, 2013
    Inventor: Jonathan E. Ramaci
  • Publication number: 20140337220
    Abstract: In general terms, embodiments of the present invention relate to apparatuses, methods, and computer program products for receiving transaction offers. For example, in some embodiments, a method is provided that includes (a) receiving information associated with a transaction; (b) storing, in a memory device, the information associated with a transaction; (c) receiving authentication information from a user to authenticate the user to enter into the transaction; and (d) enabling the user to enter into the transaction by using at least one of a magnetic swipe card writer, bar code display, or fingerprint reader.
    Type: Application
    Filed: January 13, 2014
    Publication date: November 13, 2014
    Applicant: BPHAV, LLC
    Inventor: Jonathan E. Ramaci
  • Publication number: 20130307670
    Abstract: Embodiments of the invention relate to systems, methods, and computer program products for implementing a biometric authentication system. The biometric authentication system receives biometric information for a user, stores the information in a secure memory device, and compares the biometric information to a scan received at a later time to determine if the user has authenticated the user's identity. Once the user's identity is authenticated, the user may gain access to data, such as user data stored on an associated device, or may cause an action to occur. Various actions that may be prompted by authentication are provided, such as facilitating transactions, accessing remote servers, or authenticating the user's identity to third parties.
    Type: Application
    Filed: May 13, 2013
    Publication date: November 21, 2013
    Inventor: Jonathan E. Ramaci
  • Publication number: 20160224773
    Abstract: Embodiments of the invention relate to systems, methods, and computer program products for implementing a biometric authentication system. The biometric authentication system receives biometric information for a user, stores the information in a secure memory device, and compares the biometric information to a scan received at a later time to determine if the user has authenticated the user's identity. Once the user's identity is authenticated, the user may gain access to data, such as user data stored on an associated device, or may cause an action to occur. Various actions that may be prompted by authentication are provided, such as facilitating transactions, accessing remote servers, or authenticating the user's identity to third parties.
    Type: Application
    Filed: January 27, 2014
    Publication date: August 4, 2016
    Applicant: BPHAV, LLC
    Inventor: Jonathan E. Ramaci
  • Publication number: 20140158767
    Abstract: Embodiments of the invention are directed to a data reader for reading data from a device associated with a user. In various embodiments, the data reader is or includes a magnetic strip reader, a chip card reader, a Near Field Communication device or other RFID device, an IR communication device or other communication device configured to read, extract or otherwise receive data or information associated with a user, such as financial data, personal data or otherwise. In some embodiments, the data reader reads financial data such as bank account data from a transaction device such as a bank card (credit and/or debit), a chip card or the like and communicates some or all the data to another device, such as a transaction apparatus and/or a mobile device of a user.
    Type: Application
    Filed: May 13, 2013
    Publication date: June 12, 2014
    Inventor: Jonathan E. Ramaci
  • Publication number: 20180211509
    Abstract: A notification system includes a database network, the database network configured to store a medication schedule of a patient; a voice translation service in communication with the database network; and a notification device comprising a processor configured to wirelessly communicate with at least one of database network and the voice translation service, the processor contained in a housing, the housing configured for attachment to the patient, a portion of the housing comprising a display panel; and a memory in communication with the processor, wherein the memory stores executable instructions for causing the processor to provide a visual reminder, at the display panel, of a medication event in the patient's medication schedule, transmit to the voice translation service a voice signal corresponding to an utterance of the patient; and receive from the voice translation service a verbal response to the utterance.
    Type: Application
    Filed: January 24, 2018
    Publication date: July 26, 2018
    Inventor: Jonathan E. Ramaci
  • Publication number: 20130311372
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a transaction apparatus for secure data storage and consolidation of data for easy implementation and utilization during a transaction. The transaction apparatus may be configured, in various embodiments, for receiving, storing, encrypting, decrypting, encoding, decoding, accessing, transferring, writing, and/or presenting transaction data including, but not limited to, financial data, authentication data, identification data, health care data, access data, personal data, and/or other data associated with a user. As such, the transaction apparatus may receive data from a user and store the data. The user may then provide authorization to access the data. The user may then select the data to be copied to an output device associated with the apparatus. The output devices may include, but are not limited to, a writable transaction card, an E-ink display, the mobile device, and the like.
    Type: Application
    Filed: May 13, 2013
    Publication date: November 21, 2013
    Inventor: Jonathan E. Ramaci
  • Publication number: 20170308897
    Abstract: In general terms, embodiments of the present invention relate to apparatuses, methods, and computer program products for receiving transaction offers which are based on an individual's contribution to their own health or wellness. For example, in some embodiments, a method is provided that includes (a) receiving information associated with an individual's health, wellness, and adherence to medication protocols; (b) storing, in a memory device, the information associated with an individual's health, wellness, and adherence to medication protocols; (c) receiving authentication information from a user to authenticate the user to enter into the transaction; and (d) enabling the user to enter into the transaction by using at least one of mobile phone, mobile wearable device, bar code display, an RFID-enabled device, a Bluetooth enabled device, satellite or cable television connection, or a computer network.
    Type: Application
    Filed: March 17, 2017
    Publication date: October 26, 2017
    Inventor: Jonathan E. Ramaci
  • Publication number: 20190123429
    Abstract: A wearable wireless communication device incorporating one or more 3D-antennas into a housing frame of the device using Laser Directed Structuring (LDS). The device dimensions are chosen as to position the antennas at optimum separation distance to limit the amount of SAR exposure to the user. One or more antennas operate in conjunction with a metal ground plane extension element of the wearable device. The metal ground plane extension is conductively coupled to a flexible printed circuit board (FPCB) ground plane of the wireless communication device. The ground plane extension element together with the ground plane provided by the FPCB effectively increases the equivalent resonant length thereof, to excite one or more resonant modes of an antenna incorporated in the device housing frame, expanding the operation bandwidth of the communication device. One or more Matching Network is used to tune the impedances of the antennas.
    Type: Application
    Filed: October 18, 2018
    Publication date: April 25, 2019
    Inventor: Jonathan E. Ramaci
  • Publication number: 20190096533
    Abstract: The present invention relates to computing devices, microcontrollers, memory storage devices, executable codes, methods, application software, automated voice recognition-response devices, natural language understanding-processing methods, algorithms, and IT communication system for electronic detailing (e-Detailing) and continuing medical education (CME). The system may be implemented in the form of a wearable device providing one or more features of voice, data, SMS reminders, and alerts. The device may function in combination with an application software accessible to multiple clients (users) executable on a remote server to provide education, support, and social contact for healthcare providers.
    Type: Application
    Filed: September 27, 2018
    Publication date: March 28, 2019
    Inventor: Jonathan E. Ramaci
  • Publication number: 20190043622
    Abstract: A system and apparatus for the management and intervention of neurocognitive-related conditions and diseases. The intervention may be implemented in the form of a wearable device providing one or more features of medication adherence, voice, data, SMS reminders, alerts, location via SMS, and 911 emergency. The device may function in combination with an application software accessible to multiple clients (users) executable on a remote server to provide patient support of memory, social contact, daily activities, safety as well as support for caregivers, and feedback for healthcare providers in the management of neurocognitive and neurodegenerative conditions, syndromes, and diseases including dementia and AD.
    Type: Application
    Filed: August 2, 2018
    Publication date: February 7, 2019
    Inventor: Jonathan E. Ramaci
  • Publication number: 20140337219
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a transaction apparatus for secure data storage and consolidation of data for easy implementation and utilization during a transaction. The transaction apparatus may be configured, in various embodiments, for receiving, storing, encrypting, decrypting, encoding, decoding, accessing, transferring, writing, and/or presenting transaction data including, but not limited to, financial data, authentication data, identification data, health care data, access data, personal data, and/or other data associated with a user. As such, the transaction apparatus may receive data from a user and store the data. The user may then provide authorization to access the data. The user may then select the data to be copied to an output device associated with the apparatus. The output devices may include, but are not limited to, a writable transaction card, an E-ink display, the mobile device, and the like.
    Type: Application
    Filed: January 13, 2014
    Publication date: November 13, 2014
    Applicant: BPHAV, LLC
    Inventor: Jonathan E. Ramaci
  • Publication number: 20190066822
    Abstract: The present invention relates to computing devices, microcontrollers, memory storage devices, executable codes, methods, application software, automated voice recognition-response device, natural language understanding-processing methods, algorithms, risk stratification tools, and communication channels for conducting clinical trials. Embodiments of the present disclosure may function in combination with an application software accessible to multiple clients (users) executable on a remote server to provide participant education, support, enhance compliance to protocol, social contact, management of daily activities, safety monitoring, symptoms management, adverse events reporting, electronic data capture, as well as support for caregivers, and feedback for investigators and administrators in the management of clinical trials.
    Type: Application
    Filed: August 31, 2018
    Publication date: February 28, 2019
    Inventor: Jonathan E. Ramaci
  • Publication number: 20140164154
    Abstract: Payment acceptance transaction apparatus are standalone devices or associated with mobile devices running an application facilitating payment acceptance. Users indicate transaction preferences and a desire to accept payment from another party. Transaction apparatus receives payment data from the other party's device, such as by capturing data from a magnetic strip of a bank card using a strip reader or by receiving a wireless communication including payment data from the other user's mobile device or the cloud. Transaction apparatus receives an electronic signature for authenticating the other user. The transaction apparatus stores payment data and other transaction data for later upload and payment confirmation, or may immediately upload the payment and transaction data in order to receive payment verification from a payment processing server.
    Type: Application
    Filed: May 13, 2013
    Publication date: June 12, 2014
    Inventor: Jonathan E. Ramaci
  • Publication number: 20170344755
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a transaction apparatus for secure data storage and consolidation of medication adherence, health and wellness data for easy implementation and utilization during a transaction. The transaction apparatus may be configured, in various embodiments, for receiving, storing, encrypting, decrypting, encoding, decoding, accessing, transferring, writing, and/or presenting transaction data including, but not limited to, health care data, medication adherence data, wellness data, location data, authentication data, identification data, access data, personal data, and/or other data associated with a user. As such, the transaction apparatus may receive data from a user and store the data. The user may then provide authorization to access the data. The user may then select the data to be copied to an output device associated with the apparatus.
    Type: Application
    Filed: March 17, 2017
    Publication date: November 30, 2017
    Inventor: Jonathan E. Ramaci
  • Publication number: 20170213050
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a transaction apparatus for secure data storage and consolidation of medication adherence, health and wellness data for easy implementation and utilization during a transaction. The transaction apparatus may be configured, in various embodiments, for receiving, storing, encrypting, decrypting, encoding, decoding, accessing, transferring, writing, and/or presenting transaction data including, but not limited to, health care data, medication adherence data, wellness data, location data, authentication data, identification data, access data, personal data, and/or other data associated with a user. As such, the transaction apparatus may receive data from a user and store the data. The user may then provide authorization to access the data. The user may then select the data to be copied to an output device associated with the apparatus.
    Type: Application
    Filed: March 17, 2017
    Publication date: July 27, 2017
    Inventor: Jonathan E. Ramaci
  • Publication number: 20130311363
    Abstract: A dynamically re-programmable transaction card is capable of dynamically changing the information stored on various data tracks included on a magnetic strip(s) of the card. The information may be payment information associated with payment card, such as a credit card, debit card, gift card, etc., such that a user may select a payment type/card for a pending transaction and the data tracks may be dynamically programmed just prior to the pending transaction to allow for a transaction to processed using the user-selected payment information. During the period of time for which the transaction card is programmed, the card emulates the physical embodiment of the payment card selected. Additionally, the transaction card may be dynamically programmed with any other information needed to conduct a transaction that is typically stored on other convention magnetic stripe cards, such as loyalty card information, key code information (e.g., card-like hotel keys) and the like.
    Type: Application
    Filed: May 13, 2013
    Publication date: November 21, 2013
    Inventor: Jonathan E. Ramaci
  • Publication number: 20190043501
    Abstract: A patient-centered assistive system for multi-therapy adherence intervention and care management. The intervention may be implemented in the form of a wearable device providing one or more features of medication adherence, voice, data, SMS reminders, alerts, location via SMS, and 911 emergency. Embodiments of the present disclosure may function in combination with an application software accessible to multiple clients (users) executable on a remote server to provide patient education, support, social contact, management of daily activities, safety monitoring, symptoms management, adverse events reporting, as well as support for caregivers, and feedback for healthcare providers during the management of patients with multimorbidity.
    Type: Application
    Filed: August 2, 2018
    Publication date: February 7, 2019
    Inventor: Jonathan E. Ramaci
  • Publication number: 20190172571
    Abstract: A system and apparatus for a mobile communication device that is attachable to one or more assistive mobility device. The device provides a user-interface that allows a user to access features that include smart and secure location-based services, mobile phone module, voice and data, advanced battery system and power management, direct 911 access, and fall detection via an accelerometer sensor. Additional functions may include one or more measurements of linear acceleration, heading, altitude, angular velocity, and angular position. The wearable device may contain one or more microprocessor, microcontroller, micro GSM/GPRS chipset, micro SIM module, read-only memory device (ROM), RAM, memory storage device, I-O devices, buttons, display, user interface, rechargeable battery, microphone, speaker, audio CODEC, power gauge monitor, wireless battery charger, wireless transceiver, antenna, accelerometer, vibrating motor, LEDs, preferably in combination, to function fully as a wearable mobile cellular phone.
    Type: Application
    Filed: November 30, 2018
    Publication date: June 6, 2019
    Inventor: Jonathan E. Ramaci
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